2022 Soccer Transfers: Tracking summer signings
The longest transfer window of the calendar year is officially over.
Deadline day has come and gone and signings for the new calendar year have taken shape throughout the last few months.
So which players moved to another club? Here’s everything you need to know about the transfer window and the deals that have been made across the major leagues:
What is the transfer window?
Unlike the NBA, NFL, MLB and NHL, acquiring new talent for soccer clubs works a little differently. The summer transfer window typically lasts from mid-June to Sept. 1, depending on the league.
During this period, clubs try to acquire players from another club through either a transfer fee, loan or loan-to-buy option. A transfer fee indicates a permanent switch of clubs, while a loan is essentially a club borrowing a player for either a short term (from the summer to January or January to summer), one full year or two full years. The transfer fee is agreed on between the clubs, which is separate from the contract the club pays the player to have them on the team’s books.
A loan-to-buy option allows the teams to agree on a fixed price that would allow the borrowing club to make a permanent deal on the player after the loan term ends. Another option is a free transfer. When a player’s contract is expiring that summer and no extension has been agreed to, another club can swoop in and sign that player to a new contract without paying a transfer fee to the parent club.
How many transfer windows are there?
There are two transfer windows in total. Along with the one in the summer, there is also the January transfer window that allows for mid-season acquisitions, though it’s a period where fewer deals are made because of game scheduling, traveling and other roadblocks that make negotiating tougher.
MLS, however, has its season at a different time than Europe’s major leagues. MLS also has two transfer windows: the primary window that ran from Feb. 10 to May 4 and the secondary window that will start in July.
When does the transfer window open?
All major leagues have varying opening transfer window dates, though deals have already been officially confirmed by some clubs. The deals won’t be confirmed by the leagues until July 1. Here is when the transfer window officially opens for the Premier League, La Liga, Serie A, Bundesliga and Ligue 1:
- Premier League: Opens June 10 and closes on Sept. 1 at 6 p.m. ET
- La Liga: Opens July 1 and closes on Sept. 1 at 6 p.m. ET
- Serie A: Opens July 1 and closes on Sept. 1
- Bundesliga: Opens July 1 and closes on Sept. 1 at 12 p.m. ET
- Ligue 1: Opens June 10 and closes on Sept. 1 at 6 p.m. ET
As aforementioned, MLS has a secondary summer transfer window that goes from July 7 to Aug. 4 with the regular season ending on October 9.
Which players have transferred to a new club?
Here’s a list of marquee soccer players who have begun a new chapter in their professional careers during the 2022 transfer window (all transfer fees via Transfermarkt ):
ST Erling Haaland – Borussia Dortmund to Manchester City – $66 million
RW Antony – AFC Ajax to Manchester United – $104.5 million
CDM Aurélien Tchouameni – AS Monaco to Real Madrid – $88 million
ST Darwin Núñez - Benfica to Liverpool – $82.5 million
CDM Casemiro – Real Madrid to Manchester United – $77.72 million
CB Matthijs de Ligt – Juventus to Bayern Munich – $73.7 million
ST Robert Lewandowski – Bayern Munich to FC Barcelona – $49.5 million
LW Sadio Mané – Liverpool to Bayern Munich – $35.2 million
CM Paul Pogba – Manchester United to Juventus – free transfer
ST Richarlison – Everton to Tottenham – $63.8 million
RW Raphinha – Leeds United to FC Barcelona – $63.8 million
CB Lisandro Martinez – AFC Ajax to Manchester United – $63.11 million
LW Raheem Sterling – Manchester City to Chelsea – $61.8 million
ST Gabriel Jesus – Manchester City to Arsenal – $57.48 million
CDM Kalvin Phillips – Leeds United to Manchester City – $53.62 million
RW Federico Chiesa – Fiorentina to Juventus – $44 million
LB Nuno Mendes – Sporting CP to Paris Saint-Germain – $41.8 million
CAM Brenden Aaronson – RB Salzburg to Leeds United – $36.1 million
CB Diego Carlos – Sevilla to Aston Villa – $34.1 million
ST Karim Adeyemi – RB Salzburg to Borussia Dortmund – $33 million
CB Niklas Süle – Bayern Munich to Borussia Dortmund – free transfer
CB Antonio Rüdiger – Chelsea to Real Madrid – free transfer
LM/LWB Ivan Perisic – Inter Milan to Tottenham – free transfer
ST Joaquín Correa – Lazio to Inter Milan – $25.9 million
CB Nico Schlotterbeck – SC Freiburg to Borussia Dortmund – $22 million
CAM Philippe Coutinho – FC Barcelona to Aston Villa – $22 million
CM Mattéo Guendouzi – Arsenal to Marseille – $12.1 million
CDM Boubacar Kamara – Marseille to Aston Villa – free transfer
CB Giorgio Chiellini – Juventus to Los Angeles FC – free transfer
LW Lorenzo Insigne – Napoli to Toronto FC – free transfer
ST Adam Hlozek – Sparta Prague to Bayern Leverkusen – $14.3 million
RB Noussair Mazraoui – AFC Ajax to Bayern Munich – free transfer
LB Matt Targett – Aston Villa to Newcastle United – $19.2 million
LW Hee-chan Hwang – RB Leipzig to Wolverhampton – $18.3 million
LW Jérémie Boga – Sassuolo to Atalanta BC – $24.2 million
LW Jayden Braaf – Manchester City to Borussia Dortmund – free transfer
GK Matt Turner – New England Revolution to Arsenal – $7 million
RB Rasmus Kristensen – RB Salzburg to Leeds United – $13.2 million
CAM Fabio Carvalho – Fulham to Liverpool – $6.4 million
CDM André Zambo Anguissa – Fulham to Napoli – $16.5 million
RW Douglas Costa – Juventus to LA Galaxy – free transfer
CM Héctor Herrera – Atlético Madrid to Houston Dynamo – free transfer
GK Robin Olsen – Roma to Aston Villa – $3.8 million
GK Fraser Forster – Southampton to Tottenham – free transfer
ST Alexandre Lacazette – Arsenal to Lyon – free transfer
ST Divock Origi – Liverpool to AC Milan – free transfer
CB Cameron Carter-Vickers – Tottenham to Celtic – $7.7 million
CM Ryan Gravenberch – AFC Ajax to Bayern Munich – $20.35 million
RW Marquinhos – São Paulo to Arsenal – $3.85 million
CDM Nemanja Matić – Manchester United to Roma – free transfer
CM Yves Bissouma – Brighton to Tottenham – $32.12 million
CAM Fábio Vieira – FC Porto to Arsenal – $38.5 million
CB Merih Demiral – Juventus to Atalanta BC – $22 million
CDM Xaver Schlager – Wolfsburg to RB Leipzig – $13.2 million
CDM Marc Roca – Bayern Munich to Leeds United – $13.2 million
GK Gavin Bazunu – Manchester City to Southampton – $15.4 million
RB Calvin Ramsay – Aberdeen to Liverpool – $5.38 million
CB Nayef Aguerd – Stade Rennais to West Ham – $38.5 million
RW David Neres – Shakhtar Donetsk to Benfica – $16.8 million
CM Marcos Antonio – Shakhtar Donetsk to Lazio – $$8.8 million
CB Armel Bella-Kotchap – VfL Bochum to Southampton – $11 million
CAM Mario Götze – PSV Eindhoven to Eintracht Frankfurt – $4.4 million
ST Cucho Hernández – Watford to Columbus Crew – $10.5 million
GK Nick Pope – Burnley to Newcastle – $12.65 million
ST Taiwo Awoniyi – Union Berlin to Nottingham Forest – $22.5 million
CM Enzo Fernández – River Plate to SL Benfica – $11 million
ST Julio Enciso – Libertad to Brighton & Hove Albion – $12.76 million
CB Sven Botman – LOSC Lille to Newcastle – $40.7 million
LW Takumi Minamino – Liverpool to AS Monaco – $16.5 million
CF Xavi Simons – PSG to PSV Eindhoven – free transfer
ST Romelu Lukaku – Chelsea to Inter – $8.8 million loan fee
CM Vitinha – FC Porto to PSG – $45.65 million
CM Corentin Tolisso – Bayern Munich to Lyon – free transfer
GK Sam Johnstone – West Brom to Crystal Palace – $13.2 million
ST Jordan Pefok – Young Boys to Union Berlin – $6.6 million
GK Stefan Ortega – Arminia Bielefeld to Manchester City – free transfer
CB James Tarkowski – Burnley to Everton – free transfer
CAM Henrikh Mkhitaryan – Roma to Inter – free transfer
GK André Onana – AFC Ajax to Inter – free transfer
RB Alessandro Florenzi – Roma to AC Milan – $2.9 million
CB Ko Ikatura – Manchester City to Monchengladbach – $5.5 million
RB Šime Vrsaljko – Atletico Madrid to Olympiacos – free transfer
GK Dean Henderson – Manchester United to Nottingham Forest – loan transfer
RB Giulian Biancone – Troyes to Nottingham Forest – $11 million
CM Frank Kessié – AC Milan to FC Barcelona – free transfer
CB Andreas Christensen - Chelsea to FC Barcelona – free transfer
CDM João Palhinha – Sporting CP to Fulham – $22 million
ST Sébastien Haller – AFC Ajax to Borussia Dortmund – $34.10 million
LW Luis Sinisterra – Feyenoord to Leeds United – $27.5 million
CDM Tyler Adams – RB Leipzig to Leeds United – $18.7 million
LB Tyrell Malacia – Feyenoord to Manchester United – $16.5 million
CDM Roméo Lavia – Manchester City to Southampton – $13.53 million
LW Trezeguet – Aston Villa to Trabzonspor – $4.4 million
LW Steven Bergwijn – Tottenham to AFC Ajax – $34.38 million
LB Aaron Hickey – Bologna to Brentford – $24.20 million
CB Moussa Niakhaté – FSV Mainz to Nottingham Forest – $11 million
ST Luka Jović – Real Madrid to Fiorentina – free transfer
CB Clément Lenglet – FC Barcelona to Tottenham – loan transfer
LW Ángel Di María – Paris Saint-Germain to Juventus – free transfer
CM Joe Aribo – Rangers to Southampton — $7.8 million
LB Omar Richards – Bayern Munich to Nottingham Forest – $9.35 million
CB Nathan Collins – Burnley to Wolverhampton – $26.73 million
CM Cheick Doucouré – RC Lens to Crystal Palace – $23.43 million
LW Keane Lewis-Potter – Hull City to Brentford – $20.9 million
LB Owen Wijndal – AZ Alkmaar to AFC Ajax – $11 million
CB Mbemba – FC Porto to Marseille – free transfer
CB Luiz Felipe – Lazio to Real Betis – free transfer
ST Breel Embolo – Borussia Monchengladbach to AS Monaco – $13.75 million
GK Thomas Strakosha – Lazio to Brentford
CB Kalidou Koulibaly – Napoli to Chelsea – $41.8 million
ST Hugo Ekitike – Stade de Reims to Paris Saint-Germain – loan transfer
CAM Christian Eriksen – Brentford to Manchester United – free transfer
RW Federico Bernardeschi – Juventus to Toronto FC – free transfer
RB Djed Spence – Middlesbrough to Tottenham – $16.17 million
CB Bremer – Torino to Juventus – $45.1 million
CB Calvin Bassey – Rangers to AFC Ajax – $25.3 million
RWB Jonathan Clauss – RC Lens to Marseille – $8.25 million
CAM Paulo Dybala – Juventus to Roma – free transfer
LB Oleksandr Zinchenko – Manchester City to Arsenal – $38.5 million
RB Dodȏ – Shakhtar Donetsk to Fiorentina – $15.95 million
CAM Jesse Lingard – Manchester United to Nottingham Forest – free transfer
ST Brian Brobbey – RB Leipzig to AFC Ajax – $17.9 million
CB Jules Koundé – Sevilla to FC Barcelona – $55 million
ST Gianluca Scamacca – Sassuolo to West Ham – $39.6 million
LM Dwight McNeil – Burnley to Everton – $26.29 million
LW Mathys Tel – Stade Rennais to Bayern Munich – $22 million
RB Nahuel Molina – Udinese to Atlético Madrid – $22 million
RB Nordi Mukiele – RB Leipzig to Paris Saint-Germain – $13.2 million
CB Min-jae Kim – Fenerbahçe to Napoli – $19.86 million
CB Chris Richards – Bayern Munich to Crystal Palace – $13.2 million
LB Nicolás Tagliafico – AFC Ajax to Lyon – $4.6 million
RB Kevin Mbabu – Wolfsburg to Fulham – $6 million
CF Charles De Ketelaere – Club Brugge to AC Milan – $35.2 million
LB David Raum – Hoffenheim to RB Leipzig – $28.6 million
LB Marc Cucurella – Brighton to Chelsea – $71.83 million
LW Gonçalo Guedes – Valencia to Wolverhampton – $35.86 million
CDM Amadou Onana – LOSC Lille to Everton – $39.6 million
ST Timo Werner – Chelsea to RB Leipzig – $22 million
CM Renato Sanches – LOSC Lille to Paris Saint-Germain – $16.5 million
CB Conor Coady – Wolverhampton to Everton – loan transfer
CDM Lucas Torreira – Arsenal to Galatasaray – $6.6 million
CM Georginio Wijnaldum – Paris Saint-Germain to Roma – loan transfer
LB Alex Telles – Manchester United to Sevilla FC – loan transfer
CM Matheus Nunes – Sporting CP to Wolverhampton – $49.5 million
CAM Morgan Gibbs-White – Wolverhampton to Nottingham Forest – $32.45 million
LM/LWB Filip Kostic – Eintracht Frankfurt to Juventus – $13.2 million
CB Thilo Kehrer – Paris Saint-Germain to West Ham – $13.2 million
CM Giovani Lo Celso – Tottenham to Villareal – loan transfer
CM Tanguy Ndombele – Tottenham to Napoli – loan transfer
ST Arnaud Kalimuendo – Paris Saint-Germain to Stade Rennais – $22 million
LB Pervis Estupiñán – Villareal to Brighton – $19.58 million
LB Destiny Udogie – Udinese to Tottenham – $19.8 million
CB Tanguy Nianzou – Bayern Munich to Sevilla – $17.6 million
LW Mikel Damsgaard – Sampdoria to Brentford – $16.5 million
CM Cesare Casadei – Inter to Chelsea – $16.5 million
LB Sergio Gómez – RSC Anderlecht to Manchester City – $14.3 million
LM Marcus Tavernier – Middlesbrough to Bournemouth – $13.09 million
ST Alexander Isak – Real Sociedad to Newcastle – $77 million
RW Nicolas Pépé – Arsenal to OGC Nice – loan transfer
CM Carney Chukwuemeka – Aston Villa to Chelsea – $19.8 million
ST Neal Maupay – Brighton to Everton – $18.37 million
CM Fabián Ruiz – Napoli to Paris Saint-Germain – $25.3 million
CB Cristian Romero – Atalanta to Tottenham – $55 million
CM Lucas Paquetá – Lyon to West Ham – $47.25 million
LB Renan Lodi – Atletico Madrid to Nottingham Forest – loan transfer
LW Callum Hudson-Odoi – Chelsea to Bayern Leverkusen – loan transfer
CM Dele Alli – Everton to Besiktas – loan transfer
CM Harry Winks – Tottenham to Sampdoria – loan transfer
CM Carlos Soler – Valencia to Paris Saint-Germain – $19.8 million
ST Amine Gouiri – OGC Nice to Stade Rennais – $30.8 million
CDM Leander Dendoncker – Wolverhampton to Aston Villa – $16.5 million
ST Sasa Kalajdzic – VfB Stuttgart to Wolverhampton – $19.8 million
LW Lucas Ocampos – Sevilla to AFC Ajax – loan transfer
LW Sofiane Diop – AS Monaco to OGC Nice – $24.2 million
RW Willian – Corinthians to Fulham – free transfer
ST Umar Sadiq – UD Almería to Real Sociedad – $22 million
RB Hector Bellerin – Arsenal to FC Barcelona – free transfer
CM Arthur – Juventus to Liverpool – loan transfer
LW Julian Draxler – Paris Saint-Germain to S.L. Benfica – loan transfer
RB Sergiño Dest – FC Barcelona to AC Milan – loan transfer
CB Wout Faes – Stade Reims to Leicester City – $18.7 million
CM Leandro Paredes – Paris Saint-Germain to Juventus – loan transfer
LW Justin Kluivert – Roma to Valencia – loan transfer
Football loan transfer rules: Premier League guidelines, limits & full details
Goal has everything you need to know about rules involving loan transfers in the Premier League and more
Clubs can arrange for loans when they're short on players, when a key figure has been injured and they need a replacement as soon as possible – or if they want to send one of their players out to get valuable experience elsewhere.
Here's what you need to know about how loans in the Premier League work, what the guidelines around them are, and more.
What is a loan?
How long do loan spells last, what are the rules for loans, why do clubs loan out players.
A loan in football is when players temporarily leave their club to play for a different one – either in the same league, division or association or to a separate one in another country.
While transfers are permanent, loans are provisional, with the player returning to the club they are originally contracted to at the conclusion of their loan spell.
Loans can last from several weeks to multiple seasons.
Players can also go on consecutive loan spells from season to season.
On-loan players are forbidden to play against their parent club in the Premier League. They are, however allowed to play against their parent club in domestic cup competitions, unless they have already featured in the competition for their former side. This rule is called being cup-tied .
While clubs must respect the timeframe of the transfer window for permanent transfers, loan business can still be conducted after the window shuts twice a season.
New loan rules were introduced for the 2019-20 season by the Premier League, with further restrictions implemented on how top-flight clubs can loan from other sides.
They state that:
- Premier League clubs may not register more than two players on loan at any one time.
- The maximum number of loans registrable in the same season is four, and, under no circumstances, shall more than one be from the same club at any one time.
- Premier League clubs cannot loan to another Premier League club a player they have acquired in the same transfer window.
- A Premier League club may loan not more than one of its goalkeepers to another Premier League club.
There are a number of reasons why clubs might want to loan out players, though the most common practise is loaning out young players to other clubs in order to benefit from first-team experience they are unable to receive with their parent club.
This practise is commonly carried out by more high-profile Premier League clubs whose roster of big-name players can't accommodate a number of younger, more inexperienced stars.
These clubs might loan their players out to lower league clubs, or even to sides overseas, with the view that the loan spell might give them valued experience.
Additionally, a club might not have had sufficient time to conduct a transfer during the transfer window, leading them to sign a player on loan instead (which they are allowed to do). In this case, clauses are often introduced in which the club might want to purchase the loanee permanently during the next transfer window.
Some loan spells happen due to players being unhappy at their parent club but unable to negotiate a transfer during the summer or winter windows. Senior players might also be frustrated with a lack of playing time, leading them to seek opportunities elsewhere. Some examples include Alexis Sanchez and Romelu Lukaku, who were both loaned out from Manchester United to Inter in 2019.
A club might also loan out players as they are unable to afford their wages, with the loan club paying some or all of the salary as a result – though wages for loan players differ on a case-by-case basis.
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January transfer window: Grading every big signing from Europe's top clubs
Gab and Juls discuss Liverpool's proposed transfer for Preston's Ben Davies. (0:35)
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The coronavirus pandemic made the summer transfer window very different from its predecessors, but, with football back on the agenda, the January window was open as normal for Europe's top leagues.
Though clubs spent nearly €1.5 billion less ($1.9bn) in the summer than they did the previous year, according to FIFA , a number of deals were agreed in October to be completed in January (see Jan. 2). It is traditionally a quieter month, but will the global events see some different strategies for the top sides?
Here are the grades for all the major deals. The most recent write-ups are at the top; each day is in order of highest price. If you don't see a grade for a move that has been completed, check back later. All fees are reported unless confirmed with *.
BEN DAVIES £2m ($2.7m)
Preston grade: C Liverpool grade: C+
Why Preston were keen to sanction this one for such a small fee is confusing. The defender, who is a product of the club's respected academy, has been the club's best centre-back over the past few seasons and will leave a big gap.
Liverpool's late decision to sign a centre-back on deadline day, after the injury to Joel Matip , smacks of panic. Davies is a cheaper option than many, but it's hard to see how he will challenge for a first-team place when the likes of Virgil van Dijk and Joe Gomez return.
OZAN KABAK Loan
Schalke grade: C Liverpool grade: B+
Schalke are struggling in the Bundesliga this season, and now they've opted to let one of their best young players go. OK, they could land a reported €30m next summer if Liverpool take up the option to sign him, but it's a bold move. Arsenal defender Shkodran Mustafi is a decent replacement, though.
The 21-year-old has been on Liverpool's radar for some time, so this deal makes a lot more sense for the club. He's young, hungry and willing to learn, so it should work out well for him. It's just that the competition for places at Anfield will soon get pretty intense.
BRYAN REYNOLDS Loan
FC Dallas grade: A Roma grade: B
Reynolds is only 19, so the €6.5m (plus €5m in add-ons) obligation to sign him is a lot of money and Dallas can be happy with how they brought him through to progress his career. He will be missed, but it's better for the player that he move on.
Roma beat Juventus to the U.S. right-back, and the club will offer him a clearer path to the first team. He's clearly got a lot to learn and isn't the finished article yet, but he has bags of potential, and Roma will be hoping he has a similar impact to that of U.S. star Weston McKennie in Turin.
CHRIS RICHARDS Loan
Bayern grade: B Hoffenheim grade: B
Having become the first American to start a Bundesliga match for Bayern in the 120-year history of the club back in October, Richards hasn't had much of a chance to shine. A loan move, especially within the Bundesliga, is good for him.
The move will allow Richards to play again under former Bayern reserve team boss Sebastian Hoeness, who is now in charge of Hoffenheim. And the club get to make the most of his potential for six months. Also good.
TAKUMI MINAMINO Loan
Liverpool grade: B Southampton grade: B+
The Japan midfielder has only been at the club for a short time and has been struggling for games, so a loan move makes complete sense, and he can certainly find space to impress in Southampton's attacking lineup.
Saints needed some inspiration, and it's a pretty good deal for them also. Minamino was excellent at FC Salzburg, and if he can re-create some of that form, then they will have done well.
JEAN-CLAIR TODIBO Loan
Barcelona grade: D Nice grade: B
This move really hasn't worked out for Barca. Todibo was earmarked as a future star but has struggled in Spain and has spent most of the time on loan. This move back to France cuts short a loan at Benfica, and cash-strapped Barca are cutting their losses on another loan with Nice having an option to sign him for €8.5m plus €7m in add-ons in the summer.
Having already landed William Saliba on loan from Arsenal, Nice are building an excellent young French core at the club. €8.5m is a bargain if they choose to take it up in a few months, as the player was worth three times that in the last window.
SHKODRAN MUSTAFI Free
Arsenal grade: D- Schalke grade: B
Having signed him from Valencia for around £35m in 2016, Arsenal have taken a massive loss on this deal. The German hasn't been the rock in defence they expected, and his errors have led to plenty of criticism. The Gunners were able to get his wages off the books, but it's another contract termination to follow Mesut Ozil and Sokratis .
As a replacement for Ozan Kabak, Schalke have done well to land an experienced player for nothing. At 28, Mustafi has plenty of years left and should be a lot happier in the Bundesliga.
SAMI KHEDIRA Free
Juventus grade: C Hertha grade: A
Having been at Juventus for six years, Khedira was treated poorly as he slipped down the pecking order and was eventually frozen out of the team this season. He signed a new contract as recently as 2018 but has failed to make an impression and Juve needed his wages off the bill, so it's a good move for both parties.
Hertha are in a relegation battle so a signing of Khedira's quality is really something. And for nothing too! He should be able to offer them some real class in midfield if he can stay fit.
JESSE LINGARD Loan
Man United grade: B West Ham grade: A-
With only three appearances this season for United, Lingard was keen to move on and find more regular games. United might miss his versatility as a squad player, but they do have plenty of options. A nice loan fee of £1.5m helps, plus having his wages off the books until the summer. It was a canny move to extend his contract and then send him out on loan.
West Ham enjoying the best start to a calendar year in their history, and this signing can only make them better. If Lingard can recapture some of his best form under former boss David Moyes, the Hammers will have a superb season.
MARTIN ODEGAARD Loan
Real Madrid grade: C Arsenal grade: B+
It seems decades ago that a 16-year-old Odegaard signed for Real Madrid and was touted as the next big thing. Now 22, the midfielder has been on loan for most of his career and now gets a chance to prove himself in the Premier League. Madrid have done well to avoid a buyout clause being attached to his loan, so if he impresses, then they can bring him back or let him leave for another club.
Arsenal have been looking to replace Mesut Ozil for some time and clearly need some creativity in the No. 10 role. Odegaard will ease the burden on 20-year-old Emile Smith Rowe , but he's only young himself and might not have the kind of immediate impact expected. The Gunners failed in a bid for Lyon midfielder Houssem Aouar last summer, who has more experience, but bringing in Odegaard on loan is a smart move that won't cost them much.
MESUT OZIL Free
Arsenal grade: D Fenerbahce grade: A
The major positive for Arsenal in offloading Ozil is that his wages are no longer on their books. However, after they handed him a new contract in 2018, things went downhill, and his recent exile from the first team did more harm than good. A good signing back in 2013 from Real Madrid, but things have soured over the past few years and Arsenal did not handle it well.
Fenerbahce have done a super deal and have to pay him only a reported €75,000-a-week, rather than the €400,000-a-week that he was on at Arsenal. It's a free transfer, so no loan fee or anything to pay, and they get a 32-year-old keen to prove himself. Once he gets back to full fitness, he should be an assisting machine in the Turkish league.
MATY RYAN Loan
Brighton grade: C Arsenal grade: A
With Robert Sanchez taking over the No. 1 spot for Brighton, Ryan's last game for the club came in mid-December. A few mistakes from the Australian saw him demoted for the first time since joining the club from Valencia in 2017, but his relationship with the club was good enough to allow him a loan move. Brighton could still have used him but didn't want to stand in his way.
Despite signing Iceland international Runar Alex Runarsson in the summer, Arsenal still needed a backup with Emi Martinez and Matt Macey departing. Runarsson might now be allowed to get some experience on loan, and Ryan can provide some competition for Bernd Leno . It's a good deal because Ryan is a proven performer -- and an Arsenal fan.
ARKADIUSZ MILIK Loan
Napoli grade: D Marseille grade: B+
It's been quite a fall from grace for Milik this season, having scored 48 goals in 122 games since arriving for €35m in 2016. However, after refusing to sign a new long-term contract and asking for a move, the 26-year-old was left out of their Serie A and Champions League squads this season, and Napoli opted to let him go at a pretty big loss.
Marseille have been making a push for the Ligue 1 title in France but have slipped off the pace recently, and a signing of Milik's quality will certainly help them get back on track. An 18-month loan with a reported option to sign him for €8m with €4m in add-ons is decent for the Poland international, and manager Andre Villas-Boas should be able to get the best out of him.
MARIO MANDZUKIC Free
Milan grade: B-
The former Atletico Madrid, Juventus and Bayern striker terminated his contract at Qatari side Al-Duhail SC at the end of 2020 and has been on the lookout for a new club ever since. Milan is an interesting destination as they already have free-scoring 39-year-old Zlatan Ibrahimovic up front but do need some depth in that position. Mandzukic is 34, but he should bring plenty of experience and is a solid acquisition on a free transfer, and Milan have an option to extend his deal by a year.
LUKA JOVIC Loan
Real Madrid grade: E Eintracht Frankfurt grade: A+
Make no mistake, Jovic has been a terrible signing for Real Madrid. After they spent €60m to sign him from Frankfurt in 2019, Jovic scored two goals in 32 games. The club kept him around as backup to Karim Benzema because they didn't want to spend anything on a replacement, but he's unhappy and out of form and things weren't going to improve without a loan move. The fact it's back to his former club is interesting.
Frankfurt banked a massive fee for the 23-year-old and now get to have him again for nothing. His 36 goals in 75 appearances for the club are what earned him his move to Madrid in the first place, and if they can help him rediscover his scoring touch, it will benefit them and the player. A year ago, Frankfurt wouldn't have imagined that Jovic would be playing for them again so soon, so it's a dream come true.
TIMOTHY FOSU-MENSAH €2m (£1.5m, $2.4m)
Man United grade: C Bayer Leverkusen grade: C+
Having made his United debut back in 2016, Fosu-Mensah would have been frustrated at his lack of first-team action. The defender has played only 30 times for the club in four years and had spent time on loan at Crystal Palace and Fulham without setting the world alight. Time to move on.
Leverkusen haven't paid much to sign the 23-year-old, and he's a versatile addition who should do OK. The Netherlands international isn't a star, but he has plenty of time to develop his career and will be a decent squad option.
MOUSSA DEMBELE Loan
Lyon grade: C Atletico Madrid grade: B+
On first glance, letting a player who has scored 44 goals over the past two seasons go out on loan doesn't seem smart. But something is clearly wrong with Dembele's form, as his one goal in 16 games this season attests. Lyon could bank as much as €33.5m (plus €5m add-ons) if Atletico choose to sign him permanently, and they have already lined up Islam Slimani to replace him, but they wouldn't have wanted to let him go.
Atletico offloaded Diego Costa to free up some space, and they could hardly have got a better striking option on loan. Dembele has shown he can perform at the highest level and, at 24, has plenty of room to develop. A loan fee of €1.5m isn't much to pay, and even the €33.5m option in the summer is less than it would have been a year ago. A good move for minimal risk.
SEBASTIEN HALLER €22.5m (£20m, $28m)
West Ham: D Ajax: B+
Haller moved to the London Stadium in summer 2019 for a club-record £35m, but it looked an expensive move at the time and he hasn't hit the heights expected of him since. With his 14 goals in 50 appearances in all competitions, the Haller move wasn't a colossal failure, but the Hammers opted to cut their losses and take a £15m hit while someone was still interested in him.
Ajax don't usually spend this kind of cash and it's notable that the €22.5m is the most ever paid for a player coming into the Eredivisie. The 26-year-old played under current Ajax manager Erik ten Hag at Utrecht -- where he scored 51 goals in 98 games before moving to Frankfurt -- so he can definitely succeed. With injuries to Lassina Traore , Klaas-Jan Huntelaar and Brian Brobbey , Haller is a great option who will settle quickly.
AMAD DIALLO €21m (£19m, $25.5m)
Atalanta: B Man United: B
With only a handful of games under Diallo's belt for the Italian side, the October announcement that he would move to Man United came as quite a shock. Atalanta brought the 18-year-old through their youth ranks and clearly rated him highly, but an offer of €21m, with another €20m possible in add-ons, was too good to refuse. It's possible they could have held out for another few years to see how he develops, but nobody would begrudge them taking the money in the current climate.
United are taking a gamble, but their transfer policy is geared toward young players and they landed one of the most exciting wingers around. It would be a surprise if Diallo went straight into the first team, but they did well to hold off competition for a player they have tracked for a year after he impressed in the UEFA Youth League. It's a lot of money, but at least half the outlay is based on performance.
- Karlsen: What does the scouting world make of Diallo?
SEAD KOLASINAC Loan
Arsenal: C Schalke: B+
Schalke are a mess and need all the help they can get after a winless run of 13 games in the first half of the Bundesliga. Bringing back a former player is a good start, while handing him the captaincy despite the fact he's only on loan for the rest of the season is a clear sign something isn't right. He will want to impress and can certainly help them.
Arsenal are taking a bit of a gamble on the fitness of Kieran Tierney . The Scotland defender has been excellent this season, but one injury and the Gunners might have an issue without Kolasinac. Left-back options would then be Bukayo Saka , who is better used further up the pitch, and Ainsley Maitland-Niles , who is more comfortable on the right or in midfield. Kolasinac was clearly frustrated about his lack of playing time (and probably also with his friend Mesut Ozil being frozen out), but letting him go in a season with more injuries than most could prove costly.
DOMINIK SZOBOSZLAI €20m ($24m)
FC Salzburg: B RB Leipzig: A
The relationship between the two Red Bull-owned clubs made negotiations here pretty simple, as it's a well-worn path for players. It's possible that Salzburg might have been able to get more money for the Hungary midfielder, but they will bank the cash and move on to developing their next young talent.
Szoboszlai had courted attention from some massive clubs, including Arsenal, Milan, Bayern and Real Madrid. So Leipzig did incredibly well to persuade the 20-year-old that he should continue his development in Germany. It's probably the perfect club for him, as the style of play is similar to that of Salzburg and the Bundesliga has a reputation for enhancing the skills of young players. Expect to hear a lot more about Szoboszlai in the coming years.
FILIP STEVANOVIC €8m (£6m, $9.75m)
Partizan Belgrade: C+ Man City: B-
Partizan took the unusual step of announcing the deal with Manchester City in October without City actually confirming anything, so there remained an element of doubt over this one. The 18-year-old winger is clearly highly rated by the Serbian club he joined as a 9-year-old, as he made the breakthrough into the first XI this year after moving through the youth teams. Partizan will bank the €8m plus add-ons but might regret letting Stevanovic go so early in his career.
City's scouts have seen something in the teenager, though it's likely Stevanovic will head out on loan (potentially back to Partizan) for the rest of the season. While he cites Cristiano Ronaldo as his role model for style of play, he's still far too inexperienced to make a dent in City's first-team squad. They did well to beat off a reported 15 clubs -- including Manchester United, Real Madrid, Liverpool, Bayern Munich and Chelsea -- for his signature, but he's clearly one for the future.
Winter transfer window
This page contains the details of winter transfer windows worldwide. The list shows the duration of each country's winter transfer window, sorted by opening date. It also shows the number of transfers in a current or past window (past windows available as soon as the respective window is closed) and the status of each window (how long it has been open for, when it closed). Under "Transfers", you can view income and expenditure stats for all clubs in a particular country.
Latest rumours
Latest transfers.
Can free transfers and loans still happen after the transfer window has closed?
What new changes have occurred after the deadline passed?
- 18:45, 16 AUG 2018
- Updated 16:39, 29 AUG 2018
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The summer transfer window ended last week and for many of London's clubs it was a busy period.
New Arsenal head coach Unai Emery had a busy summer early on acquiring the likes of Stephan Lichtsteiner, Bernd Leno, Sokratis Papastathopoulos, Lucas Torreira and Matteo Guendouzi.
Chelsea welcomed a new manager of their own in Maurizio Sarri and his first piece of business was to acquire his former Napoli midfielder Jorgino.
Mateo Kovacic has also joined from Real Madrid on loan.
They also welcomed new goalkeeper Kepa Arrizabalaga who replaced Thibaut Courtois after he moved to Los Blancos.
Fulham were impressive in the summer window and have added multiple names as they bid to have a successful campaign after their promotion from the Championship.
They have spent over £100million on the likes of Jean Michael Seri, Alfie Mawson, Andre-Frank Anguissa and Aleksandar Mitrovic.
Furthermore, Andre Schurrle, Sergio Rico, Luciano Vietto, Timothy Fosu-Mensah and Calum Chambers have also come to the club on loan also.
West Ham added to their squad with a host of names including: Ryan Fredericks, Issa Diop, Lukasz Fabianski Andriy Yarmolenko, Fabian Balbuena, Felipe Anderson, Xande Silvan, Carlos Sanchez and former Arsenal pair Jack Wilshere and Lucas Perez.
Tottenham Hotspur became the Premier League club to not make a single signing since the transfer window format started.
Crystal Palace have had a quiet but effective transfer window.
Retaining the services of Wilfried Zaha is arguably their best work of the summer after the Ivorian produced a number of fantastic performances last season.
The south London outfit have bought Cheick Kouyate, Jordan Ayew, Vicente Guaita and German international Max Meyer.
There are still free agents available to be signed up such as Yaya Toure, Bakary Sako and John Terry but there have been some rule changes imposed by FIFA which affects potential incomings and outgoings once the window closed.
The Daily Mirror have provided a guideline of all the pressing questions regarding the rules of the transfer window once the deadline has past.
Can English clubs sign players on loan after 5pm?
For Premier League clubs once last Thursday's deadline passed, they cannot loan in anyone until the window reopens in the New Year.
They can loan out players to Championship clubs though such as Kristian Bielik has now joined Charlton until the end of the season.
In previous years, the window has remained open after deadline to allow loans.
However, the FA, under pressure from FIFA, have scrapped that extension.
Football League clubs have the same deadline for transfers but are allowed until the end of the month to complete any loan deals.
What about free agents?
With free agents the rules are a bit complicated regarding Premier League clubs.
Although the Premier League transfer window closed August 9 ahead of the new season, teams in the top flight can still add to their squad by signing a free agent providing that they have a free space in their 25-man squad.
Clubs had to submit their squads for the new season a day after the transfer window closed, yet selling a player from the submitted 25-man squad can free up a space to bring in a player on a free transfer.
Crucially, the free agent must have left his previous club before the closure of the transfer window - as was th case with ex-Manchester City star Yaya Toure.
Football League clubs have until the end of August to sign up free agents.
The windows for many European countries remains unchanged , allowing English clubs to sell players abroad.
Why did the transfer window close earlier this year?
The reason for the changes are to avoid disruption after the start of the season, the new set of rules ensuring all transfers are completed before the opening Premier League game on Friday August 10.
The rules were originally designed to prevent the 20 Premier League clubs from trading with each other after the season had started.
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5 best loan deals of the January transfer window
Loan signings could prove to be great temporary fixes. The January transfer window is usually rather quiet compared to the summer. Teams will usually look to address a weakness or two, but it's difficult to convince any club to part with their players halfway through the season.
In that regard, this January transfer window has been quite a departure from several that came before it. European clubs, especially Premier League sides, were quite active in the window and a number of high-profile transfers have happened over the course of the last few weeks.
While plenty of money has been spent over permanent transfers, there have also been a lot of really good loan deals. Without further ado, let's take a look at five of the best loan deals of the January transfer window.
#5 Arnaut Danjuma (Villarreal to Tottenham Hotspur)
Arnut Danjuma signed for Tottenham Hotspur on loan for the remainder of the season. Spurs hijacked Everton's move for Danjuma, according to the BBC . This will be Danjuma's second stint in England as he previously played for Bournemouth from 2019 to 2021.
Danjuma scored 17 goals and provided eight assists in 52 appearances for the Cherries before joining Villarreal. He was a standout performer in the Yellow Submarine's run to the semi-finals of the Champions League last season.
Danjuma is a much-needed addition to Spurs' attacking unit because players like Richarlison and Son Heung-min have underperformed this term. Danjuma scored on his Tottenham debut against Preston North End and has got off to a bright start to life in North London.
#4 Pedro Porro (Sporting Lisbon to Tottenham Hotspur)
Well, this one is only a loan move in the technical sense. Spurs have signed the Spaniard on a loan deal worth €5 million until the end of the season. They have an obligation to make the transfer permanent in the summer for €39 million.
Spurs secured the exciting winger's services on deadline day, and he is a great signing for them. He can play as a right-back, wing-back or as a winger. The 23-year-old has been in great form this season and has scored three goals and provided four assists in 26 appearances in all competitions for Sporting.
#3 Marcel Sabitzer (Bayern Munich to Manchester United)
Manchester United confirmed on transfer deadline day that Christian Eriksen has been sidelined until May with an ankle injury. It looked like there was very little time to find a replacement but they somehow managed to pull off a move for Marcel Sabitzer.
The Bayern Munich midfielder is a great replacement for Eriksen and his wish for more minutes will be granted at United. In addition to Eriksen, Manchester United midfielders Donny van de Beek and Scott McTominay are also sidelined. As such, Sabitzer's arrival is a huge blessing for United.
The former RB Leipzig man is an excellent box-to-box midfielder and could prove to be a very good partner for Casemiro.
Marcel Sabitzer feels a very shrewd solution to a sudden problem for #MUFC . Two-footed, technical, high-level experience, pressing.Quick completion too.Club need to get to stage where such transfers are proactive not reactive but finances + sale process dictated this window.
#2 Joao Felix (Atletico Madrid to Chelsea)
After growing disillusioned at Atletico Madrid under Diego Simeone, Joao Felix was in desperate need of a change in scenery. Atletico Madrid managed to get him to extend his contract until 2027 to maintain his value in the transfer market and pocketed €11 million in loan fees.
Chelsea have an abundance of forwards but Felix might just be the most technically gifted of them all. After a bright start to proceedings on his Chelsea debut, Felix picked up a straight red card and is currently serving a three-game suspension.
Felix could provide some much-needed inventiveness to Chelsea's game in the attacking third and could be a signing that helps them turn their season around.
#1 Joao Cancelo (Manchester City to Bayern Munich)
This one was arguably the most surprising move of the January transfer window. Joao Cancelo has been a huge hit at Manchester City and his versatility has been a blessing in recent seasons.
However, Cancelo has suffered a dip in form this term and has not been as disciplined as Pep Guardiola would have liked, as per the Daily Mail .
He reportedly had a bust-up with Guardiola after learning that he won't be starting against Arsenal in the FA Cup on January 27. The Portuguese right-back has reportedly made no secret of his frustration at a lack of game time since the World Cup.
Cancelo even threatened to leave the club, according to the report. As such, he was happy to accept the loan offer from Bayern Munich as his relationship with Guardiola has now reportedly soured beyond repair.
It's a great deal for Bayern Munich, who have the option of making the loan deal permanent in the summer for €70 million. The Bavarians have managed to rope in a world-class full-back who will help them in their push for the top prizes this season.
Joao Cancelo on why he left Man City: "I've not had much game time, which influenced my decision - it's not about Pep. I really wanted new adventure, Bayern is dream club" 🔴 #FCBayern "I took this chance when it came. I knew this big club and I wanted to take this opportunity". https://t.co/bEE678dfDk
Paul Merson predicts the result of Liverpool vs Man Utd and other PL GW 26 fixtures! Click here
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How to transfer a car loan to another person
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A car is a major purchase that requires most people to take out some form of financing . An auto loan can help someone get behind the wheel of a car, but what happens if that loan becomes unsustainable for them? Is it possible for someone else to take on that obligation? Let’s look at how to transfer a car loan to another person, as well as some other strategies to manage your loan.
Although Chase does not offer auto loan transfers, we'll cover some of the steps that may be needed to transfer an auto loan, as well as some alternatives, so you can determine what the best option might be for you.
Can you transfer a car loan to someone else?
The short answer? It’s unlikely. Most loan contracts typically don’t allow for transfers, and mainstream lenders generally refuse such a request. There are two main reasons most lenders won’t do a person-to-person transfer of a car loan:
- When one person is still driving the car, but another person takes on full financial responsibility for it, it’s hard to clearly define ownership. That means it would start to get a little messy sorting out important paperwork like titles and lien registrations.
- For similar reasons as above, there are also serious implications in terms of insurance and liability. This poses a serious risk to all parties involved.
It may, on occasion, be possible to directly transfer a loan if it came from a private lender and there is a high level of trust between all parties. This is a rare and unique circumstance, however, and likely won’t apply to many situations.
How do you transfer a car loan to someone else?
In most cases, when people talk about transferring a loan, it essentially refers to selling a car and the new owner applying for new financing, at which point that new owner would assume legal ownership of the car. Though not all lenders offer financing for car sales between private parties, here are a few broad steps to consider to address the difficulty in transferring a loan:
1. Contact the lender
In general, you’ll have to close out your own loan balance. If you have the cash available to do this, great! If not, you’ll pay off the current lender with proceeds from the new borrower’s loan. Note: at this time it’s helpful to double-check with relevant authorities before finalizing a purchase to determine any requirements such as taxes, fees, registration, etc.
2. File new paperwork
Once you and the borrower have agreed on a selling price for the car, it’s time for the borrower to submit an application for a new loan. The borrower will have to undergo a standard credit check and be approved for a new loan based on their credit.
3. Update title and insurance
Once the new loan is approved, it’s time to transfer the title to the new owner. Depending on your state’s regulations, the title may go to the lender instead of the new owner. Updating the title typically requires a trip to the DMV with valid IDs and the bill of sale information pertaining to the sale. Of course, the new owner will also need insurance on the car in order to keep it on the road.
Alternatives to transferring a car loan
If you feel like a loan transfer through the sale of your vehicle to another person isn’t the right choice for you, here are some alternative strategies to consider instead.
Sell your car to a retailer
This is one of the most common ways to resolve an unwanted car loan. S elling the vehicle to a retailer can help you avoid the transfer process. It also gives you a potentially much-needed infusion of cash.
Refinance your loan
If you want to keep the car but you’re simply looking to relieve some of your financial stress, refinancing your loan may be an option to consider. Refinancing can potentially lower your interest rate or extend your loan term in order to decrease the size of your monthly payments.
Request a deferment
Depending on the lender, you may be able to ask for and acquire a deferment for a defined period. Bear in mind that interest will typically continue to accrue on deferred payments, and you will need to resume payment at some point.
Most car loans can’t be assumed by someone else. When you're figuring out how to transfer a car loan to another person, it’s important to understand that it's typically seen as a big risk by most lenders. There are other strategies that you may consider when looking for help managing your car loan.
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Summer transfer window details and loan rules explained ahead of Nottingham Forest's 2020/21 season
The Reds' Championship campaign will begin next month and they have already added to their squad
- 10:03, 21 AUG 2020
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Nottingham Forest will kick off their 2020/21 Championship campaign next month, as Sabri Lamouchi's side target a place in the Premier League.
The Reds are determined to mount another promotion push, having fallen short of a top six finish last time around.
They have already strengthened their squad with the arrivals of Jack Colback, Tyler Blackett and Lyle Taylor, with further business expected to be done.
Plenty of transfer gossip has been doing the rounds as Forest have been linked to a number of players.
And as thoughts turn to the new season, we've put together a handy guide on the summer transfer window details and the rules and regulations surrounding bringing in loan players.
When does the summer transfer window shut?
In light of the coronavirus pandemic causing the 2019/20 season to be put on hold for three months and the subsequent later finish than usual, the transfer window opened fully on July 27.
There are then two deadlines for clubs to register new players.
The window for international registrations closes at 11pm on October 5, while there is an agreement between the Premier League and the English Football League for an extended two-week domestic only window.
This will shut at 5pm on October 16.
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The summer transfer window is almost here and we'll have all the latest news and rumours. In our daily Reds bulletin, we'll be bringing you breaking Forest news, transfer features and comment pieces, as well as the key talking points for fans.
How do you sign up?
It's easy and only takes seconds. Simply type your email address into the box at the top of this article and hit sign up. You can also sign up here.
You can also get all the latest updates by following us on Facebook and Twitter . We also have a free app which you can download. It is always up-to-date with the latest Forest news. Google Play Store and App Store .
How many loan players can a club sign and name on a team sheet?
The EFL’s list of regulations say a club can name a maximum of five loan players on a team sheet for any individual match.
This will drop down to four players if one of the players named is an emergency loan goalkeeper.
Loans can last for either a full season or half a season.
Recall clauses for a loan’s early termination can only take place in a full season loan and can only be activated during the winter transfer window.
Nottingham Forest latest
This is your round up of all things Forest; the one-stop shop that will keep you updated on the latest goings on at the City Ground and beyond.
Transfers, injuries, match-days and managers, we’ve got you covered.
We’ll be bringing the very latest on the Reds throughout the week and around the clock.
Make sure you keep yourself updated with our handy daily catch up...
Must reads...
Lamouchi on his future
Boss explains Silva's departure
Reds ratings from Robins defeat
Silva's message to Forest fans
For all your latest NFFC news, opinion, analysis and transfer gossip, click here
You can follow our Reds reporter Sarah Clapson on Twitter , and her email address is [email protected]
How many players can a club sign on loan from another club?
Clubs in the Championship can sign no more than four players on loan from another club over the course of a season.
Of these, no more than two of these players can be over the age of 23.
Can free agents be signed after the transfer window closes?
Yes. Players who are free agents and without a club can be signed at any time.
Can players be signed up to a permanent deal after joining on loan during the same transfer window?
In theory no, but there's somewhat of a loophole here, as clubs can sign a player on loan with the option to sign them permanently when the window next opens in the winter during January 2021.
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Loan Transfer Agreements definition
Examples of loan transfer agreements in a sentence.
The Company guarantees the Vendor’s performance of the EFA, the LFA, the Equity Transfer Agreement(s) and the Loan Transfer Agreement(s).
For a more detailed description, see under ‘‘ Summary of Transaction Documents – Loan Transfer Agreements – Trigger Events’’ below.SCL3 entered into a loan transfer agreement with Nordax, the Issuer (in its capacity as a seller) and the Security Trustee dated 1 June 2006 (the Warehouse Loan Transfer Agreement) pursuant to which SCL3 acquired, and may continue to acquire, Promissory Notes from Nordax from time to time.
The LFA – (j) Loan Transfer Agreement(s)” of the First Announcement, the Loan Transfer Agreement(s) would provide for details on the evidence of the debts of the Disposal Company.
For example, Loan Condition (III) has not been included in the Loan Transfer Agreement since such condition required that the Loan Transfer Agreement(s) be entered into but it becomes unnecessary for the purpose of the Loan Transfer Agreement as a result of the signing of the Loan Transfer Agreement.
Any Loan Transfer Agreements applicable to Loans to be purchased by Buyer hereunder.
The company is managed by board of directors, whereas in a partnership firm, the managing partners are responsible for the functioning of the firm.
The parties to the LFA shall enter into the Loan Transfer Agreement(s) within 30 days period after the signing of the LFA (or such longer period as the Vendor and Purchaser A may agree).
Additionally, the LFA and the Loan Transfer Agreement(s) shall be terminated.(ii) Loan Condition (II)As summarised in paragraphs (i), (ii) and (iii) in the subsection headed “2.
On this basis, the Company does not expect that the Loan Transfer Agreement(s) will be materially deviated from the LFA other than the expected specific matters as disclosed in paragraph (i) above.
Similarly, the Purchasers Parent guarantees the Purchasers’ performance of the EFA, the LFA, the Equity Transfer Agreement(s) and the Loan Transfer Agreement(s).
Related to Loan Transfer Agreements
Transfer Agreements As defined in the Mortgage Loan Sale Agreement. Transferor: Each seller of Mortgage Loans to the Seller pursuant to the Transfer Agreements.
Asset Transfer Agreement means the asset transfer agreement dated September 12, 2014 between Centurion Real Estate Opportunities Trust and Centurion Apartment REIT pursuant to which Centurion Apartment REIT seeded the initial portfolio of Centurion Real Estate Opportunities Trust.
Funding Agreements means all or any of the agreements entered into or to be entered into by the Concessionaire or any of its Affiliates relating to the financing of the Project (and any agreements to be entered into by the Concessionaire or any of its Affiliates relating to the re-scheduling of their indebtedness or any refinancing).
Acquisition Agreements means the Nexstar Acquisition Agreement and the Mission Acquisition Agreement, and “Acquisition Agreement” means the applicable agreement in the context used.
Share Transfer Agreement means the share transfer agreement, in the agreed form, between the partners in the Company;
Note Purchase Agreements means all such agreements.
Lock-Up Agreements means the lock-up agreements that are delivered on the date hereof by each of the Company’s officers and directors, in the form of Exhibit A attached hereto.
Purchase Agreement Assignment means the Purchase Agreement Assignment (US Airways, Inc. Trust No. N___U_), dated as of the date of the Lease, between Lessee and Lessor, as the same may be amended, supplemented or modified from time to time, with a form of Consent and Agreement to be executed by the Seller attached thereto.
Stock Purchase Agreements the meaning set forth in the recitals to this Agreement.
Transfer Agreement means the agreement providing for a transfer of structured settlement payment rights.
Assignment Agreements The following Assignment, Assumption and Recognition Agreements, each dated as of March 29, 2006, whereby certain Servicing Agreements solely with respect to the related Mortgage Loans were assigned to the Depositor for the benefit of the Certificateholders:
Master Transaction Agreement has the meaning set forth in the recitals.
Sale Agreements This Agreement, the Current Excess Servicing Spread Acquisition Agreement for FHLMC Mortgage Loans, the Current Excess Servicing Spread Acquisition for GNMA Mortgage Loans and the Current Excess Servicing Spread Acquisition Agreement for Non-Agency Mortgage Loans.
Existing Agreements means the agreements of the Loan Parties and their Subsidiaries in effect on the Effective Date and any extensions, renewals and replacements thereof so long as any such extension, renewal and replacement could not reasonably be expected to have a material adverse effect on the rights and remedies of the Lender under any of the Loan Documents.
Investment Agreements or “Flow-Through Agreements” means written agreements pursuant to which the Partnership will subscribe for Flow-Through Shares (including Flow-Through Shares issued as part of a unit) or agreements by the Partnership to otherwise invest in or purchase securities of a Resource Issuer, and in respect of Flow-Through Shares comprised of units, the Resource Issuer will covenant and agree:
Relevant Funding Agreements means the agreement or agreements entered into by the Company and the Secretary of State under section 1 of the Academies Act 2010 for the establishment of each Academy, including any variation or supplemental agreements thereof;
Advance Purchase Agreements means (a) an advance or deferred purchase agreement if the agreement is in respect of the supply of assets or services and payment in the normal course of business with credit periods which are normal for the relevant type of project contracts, or (b) any other trade credit incurred in the ordinary course of business.
Mortgage Loan Purchase and Sale Agreement The mortgage loan purchase and sale agreement, dated as of September 27, 2011, between the Seller and the Depositor.
Purchase Agreements means the Receivables Purchase Agreement and each Subsequent Receivables Purchase Agreement, collectively.
Purchase and Sale Agreement means the Purchase and Sale Agreement, dated as of the Closing Date, among the Servicer, the Originators and the Borrower, as such agreement may be amended, supplemented or otherwise modified from time to time.
Subsequent Transfer Agreement A Subsequent Transfer Agreement substantially in the form of Exhibit P hereto, executed and delivered by the Sellers, the Depositor and the Trustee as provided in Section 2.01(d).
Lock-Up Agreement means the Lock-Up Agreement, dated as of the date hereof, by and among the Company and the directors and officers of the Company, in the form of Exhibit B attached hereto.
Reconstitution Agreements The agreement or agreements entered into by the Seller and the Purchaser and/or certain third parties on the Reconstitution Date or Dates with respect to any or all of the Mortgage Loans sold hereunder, in connection with a Whole Loan Transfer, Agency Transfer or a Securitization Transaction pursuant to Section 13, including, but not limited to, a seller's warranties and servicing agreement with respect to a Whole Loan Transfer, and a pooling and servicing agreement and/or seller/servicer agreements and related custodial/trust agreement and documents with respect to a Securitization Transaction.
Sale and Purchase Agreement means all the agreements entered into from time to time (whether before, on or after the date of this Agreement) by the Borrower for the sale of the Units and shall include any one or more or all of the Sale and Purchase Agreements.
Exchange Agreements means the GSK Exchange Agreement, the Pfizer Exchange Agreement and the SLP Exchange Agreement;
Initial Agreement has the meaning set forth in the Recitals.
Explaining loan transfers: Sticking plasters or expensive gambles?
To loan or not to loan? It is a question many Premier League clubs have been grappling with during this January transfer window and though only seven have replied in the affirmative, the fact that four of them belong to the traditional ‘Big Six’ proves that temporary transfers are by no means the preserve of those desperately scrambling to avoid relegation.
There are many reasons loans make sense to even the biggest clubs. They can be a sticking plaster for an injury crisis, help facilitate a change of direction under a new manager or simply present an opportunity that is too good to turn down.
Some clubs, of course, almost never make loan signings. Manchester City fall into that category, although they are happy to loan players out. Liverpool also refrain from doing so, although they succumb in emergency situations: Juventus’ Arthur , for example, was brought in to cover midfield injuries last summer. His subsequent record — he has played just 14 first-team minutes after suffering injuries himself — perhaps underlines why Liverpool’s recruitment are so reluctant to do such deals.
Loans can be deemed as a tacit admission that there has been a failure in recruitment planning or execution, but the stigma around them certainly seems to be disappearing, judging by the high-profile deals completed this month.
But what categories of loan exist, and how are they executed in the fraught environs of a winter transfer window?
The high-profile loan
The most desirable players aren’t usually available in January and, if they are, the price tags are often inflated to deter. But this month has proved that top talents can be available — at least in the short term — for clubs willing to move swiftly.
The latest is Arnaut Danjuma, signed by Tottenham from Villarreal , a deal very much in the opportunistic category but which was underpinned by long-term scouting. Danjuma, 25, was on a list of forward players that Spurs had been considering and Tottenham looked at doing a deal in the summer as part of Giovani Lo Celso’s loan in the other direction.
Danjuma already had one foot in the door at Everton after having a medical, but when Frank Lampard’s sacking added another layer of chaos to an already messy situation at Goodison Park, Tottenham sniffed an opportunity. Being nimble and creative in the loan market is important, too, and their preparedness to move swiftly saw him sign.
Which category that two other high-profile deals — Manchester United ’s acquisition of Wout Weghorst from Burnley and Chelsea ’s signing of Joao Felix from Atletico Madrid — fall into is probably best judged at the end of the season. Joao Felix will certainly hope so having been sent off 58 minutes into his Chelsea debut, a 2-1 defeat at Fulham .
Money and unsettled circumstances played a part in both deals. United’s need for a striker was exacerbated by the falling-out with Cristiano Ronaldo , a row that ultimately led to his contract being torn up.
That decision solved one problem — the increasingly destabilising presence of an unsettled player — but created another as it left United light up front. Weghorst has at least offered another option in that department, even if the public perception of replacing a Ballon d’Or winner with a striker on loan from Championship leaders Burnley may have required some at the club to swallow their pride.
Unlike the Ronaldo re-signing in 2021, however, which seemed a vanity project under Ole Gunnar Solskjaer, this was exactly what Erik ten Hag wanted and suggests joined-up rather than random thinking. Weghorst’s impact at the World Cup with the Netherlands reminded suitors of his ability, and though the process of extricating him from his previous loan at Besiktas was complicated, Ten Hag clearly deemed it worthwhile .
Either way, it represents a low-risk option financially, an important aspect for United, who had overspent previously. They had long resolved to only sign loans in January (their other arrival this month was Jack Butland from Crystal Palace as goalkeeper back-up) and with the Glazer family looking to sell up, that strategy makes sense.
Loans with an eye to the long-term
Wolves use loans quite frequently — as they have done this window with the arrival of Matheus Cunha from Atletico Madrid — but they are usually either loans with options in their favour or loans with obligations to buy.
This approach can also help with shaping your transfer budget for the summer, but only if you’ve done your due diligence on the player and truly see them staying beyond the end of the loan term.
Chelsea’s acquisition of Joao Felix was a little different. It was very expensive, as has become typical since the takeover led by the Todd Boehly-Clearlake consortium. The 23-year-old is costing Chelsea a loan fee of £9.7million ($11.8m) with a £5.3million salary on top. It’s not even a ‘try before you buy’, as there is no purchase option included.
Often that contractual mechanism is included at a reasonable level to keep the possibility open, or in some cases, if certain criteria are met that option becomes an obligation to buy. Neither exists in the Joao Felix deal, and with a total outlay of £15million for less than six months, he represents an extremely pricey temporary hire.
Is Joao Felix a gamble worth taking? Analysing what he brings to Chelsea
Overarching club targets can guide the thinking on such deals though. If Joao Felix can ensure Chelsea get back into the hunt for European football, perhaps even the Champions League , then it will be a win-win for all concerned. And if Joao Felix can find a happy home, with his face not currently fitting at Atletico, then the plan will have worked and negotiating a permanent deal in the summer may be the natural next step.
Newcastle ’s loan signing of Matt Targett from Aston Villa last January falls into this category but felt more strategically planned. Targett gave manager Eddie Howe a much-needed option at full-back and after he impressed in the club’s climb away from relegation danger, that loan was duly converted into a £15million permanent transfer.
Howe and Newcastle’s sporting director Dan Ashworth prefer loans with a long-term prospect of a deal. But sometimes clubs have to accept other terms. Despite now having Saudi Arabia ’s backing, keeping a close eye on financial fair play (FFP) means deferring spending until the summer can prove a handy tool.
In addition to Targett’s loan, Newcastle also spent £25million on Chris Wood . The price Newcastle paid was reflective of newfound riches and appeared inflated, but it also helped weaken a relegation rival in Burnley.
Having fulfilled his purpose at St James’ Park, Wood was duly made available for loan this month, an option Nottingham Forest were only too happy to take up . That deal could become permanent should certain objectives be met, and in the meantime, his salary will be off Newcastle’s books as they strive to comply with FFP regulations.
Getting young players experience
The majority of Premier League clubs’ loan business is releasing their stable of youngsters into the wild. Some clubs have fully fledged loan departments that see themselves as a business within a business. Finding the right loan for emerging talent looks after both the development and asset value of a player.
It’s widely accepted within the game that under-21 football is too closeted an environment to find out whether a young player will sink or swim in the men’s game. That’s why choosing the right loan, often further down the pyramid, is seen as the best course of action. That not only helps the big clubs but provides an important function of the game in allowing smaller clubs to benefit from talent that they wouldn’t ordinarily be able to afford.
Leyton Orient, Millwall , Norwich City and Leicester City were stops on the loan journey before Harry Kane started to score goals for Tottenham, for example. Brentford have a good relationship with Wimbledon and have sent five players on loan there in the last few seasons. They’ve brought in Kevin Schade from further afield, Freiburg in Germany.
Nowadays smart clubs put together presentations on how they’ll use talented young loanees. Leeds did this when they signed Eddie Nketiah from Arsenal , which became a qualified success before his recall to the Emirates. Leeds are now looking for the right loan for a promising striker of their own in Joe Gelhardt . Clubs with big academy setups need to retain players to ensure teams are well-stocked, but the ultimate aim is to see the cream rise to the top .
At Brighton , they prefer to have players fully on board with their methods. Levi Colwill , who came in from Chelsea when Potter was still at the Amex, was a rare exception only because they weren’t able to sign him permanently and it fitted with the overall strategy once Marc Cucurella headed in the other direction for £56million.
Loans being offered as a makeweight when buying a player can act as leverage in a deal. Chelsea also know that come the summer, Colwill’s value will be far higher thanks to a successful development loan . They may be able to recoup much of what they spent on Cucurella if they decide to sell Colwill. Alternatively, he could line up at the heart of the Chelsea defence: either way, it is a win for the club.
Cleaning out the dressing room
Players that are surplus to requirements and sucking money — and sometimes the spirit — from a club are often sent on loan, too.
Trying to do a deal for a player who isn’t playing isn’t always easy, especially for Premier League sides where you’re asking another club to cover high wages. A deal can be agreed between the clubs, but sometimes when players then discuss personal terms there can be a hiccup. One deal from the Premier League to the Championship fell down in the summer because an agency demanded an additional fee to get the deal done, which meant the club pulled out of negotiations and missed out on the player.
The purpose of getting a big earner or disaffected player out of the door on loan can serve a few purposes. If money is tight for the Premier League club, they may be able to redistribute the wages that they have freed up on a player that the manager really wants. Everton, for example, are keen to find a club for Michael Keane but are wary of strengthening a relegation rival in the process.
The other factor is that clubs may value a player more than a manager, who could be dispensed sooner. On that basis, a loan can simply keep that player happy until the coast is clear for a return. If the player who is out on loan then uses it as a shop window opportunity and attracts interest, then it will have worked out well. No clubs want to be paying players that aren’t playing.
Either way, the later in the window it gets, the more likely players and teams push for loans. The final few days of January could get very busy.
(Top photo, left to right: Arnaut Danjuma, Joao Felix, Wout Weghorst; all Getty Images)
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Can clubs still sign players after transfer deadline day and when does the window shut?
- Jim Sheridan
- Published : 22:53, 31 Jan 2023
- Updated : 22:54, 31 Jan 2023
THE stage is set for another dramatic transfer deadline day.
With plenty of moves still in the pipeline, clubs will have to do business early in the day if they want their new stars to play this weekend
Chelsea have more than left their mark in the January transfer window having spent around £200million.
And they are in a race to get Enzo Fernandez across the line before it's too late.
Can clubs still sign players after transfer deadline day?
Despite the best efforts of clubs, sometimes deals do run right up to the window closing.
If a transfer looks like it's going to the wire, Premier League clubs are allowed to submit what is called a deal sheet.
The deal sheet can be submitted to officials in the final two hours of the window, so this January can be sent from 9pm onwards.
It allows an extension on submitting official paperwork of two hours, letting clubs who’ve struck a deal in the final hours of the window get their transfer ratified in time.
Any top-flight club can submit a deal sheet up until the 11pm deadline – but not afterwards, with most transfers then announced by 1am.
Players who are currently free agents can be signed at ANY time after the transfer window shuts.
All loans must also be completed by the 11pm deadline on Tuesday, January 31 - 11pm
The only exception is under EFL rules a team can sign a goalkeeper on an emergency loan provided all the stoppers currently in their squad are unavailable through injury or suspension.
In short, clubs can't bring in any player after the deadline who is registered to another club when the window shuts.
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What Does It Mean to Transfer Servicing of a Loan?
Lenders and mortgage companies often sell the home loans that they make to bring in more money to lend to other borrowers. Servicing rights are also frequently bought and sold, separate from the underlying loans. A transfer could happen at any time during the life of your loan.
If you find out that your servicer is changing, this change isn’t a reflection on you—your loan was probably one of many transferred as part of a package deal. When your lender transfers the servicing, it hands over the day-to-day management of your account to a new company.
As a borrower, all a servicing transfer means is that you’ll send your payments to a different company. That company will now also handle your escrow account , answer questions about your loan, and manage the foreclosure process if you default on the payments. While a servicing transfer generally isn't a cause for concern, you should understand your rights as a borrower. For instance, you should know about your right to receive notice about the transfer and what to expect during and after the transfer.
Getting Notice of a Servicing Transfer
Under the Real Estate Settlement Procedures Act (RESPA), if your lender transfers your loan to a new servicer, your current servicer and the new servicer have to send you a letter. These letters are usually called "goodbye" and "hello" letters in the mortgage business.
In most cases, the old servicer must provide you with a notice of servicing transfer (a goodbye letter) not less than 15 days before the effective date of the transfer. Your new servicer must provide a servicing transfer notice (a hello letter) not more than 15 days after the transfer date. Or the servicers might choose to send a combined notice not less than 15 days before the transfer. A combined letter will include both “goodbye” and “hello” information from the servicers. (12 C.F.R. § 1024.33).
What’s in a Servicing Transfer Notice?
A notice of transfer will tell you where and when you should start sending your monthly payment, as well as explain your rights and let you know what to do if you have any questions about the servicing of your loan.
Specifically, by law, a notice of transfer has to include the following information:
- the effective date of the transfer of servicing
- the name, address, and a collect call or toll-free telephone number for an employee or department of the new servicer that you can contact to get answers to any questions you have about the servicing transfer
- the name, address, and a collect call or toll-free telephone number for an employee or department of the old servicer that you can contact to get answers to any questions you have about the servicing transfer
- the date that the old servicer will stop accepting your payments and when the new servicer will start accepting payments (these dates must either be the same or consecutive days)
- whether the transfer will affect the terms or the continued availability of mortgage life or disability insurance, or any other type of optional insurance, and any action you have to take to maintain such coverage, and
- a statement that the transfer doesn’t affect the terms or condition of the mortgage loan (other than those directly related to the servicing of the loan). (12 C.F.R. § 1024.33.)
What Happens If You Send Your Payment to the Old Servicer After a Transfer
Under federal law, if the old servicer receives your payment after the loan transfers, it may choose to either:
- send the payment to the new servicer to apply to your account, or
- return the payment to you and let you know the proper recipient for it. (12 C.F.R. § 1024.33.)
In the future, you should be sure to send the payment to the new servicer to prevent any account processing delays and avoid late charges.
You Get a 60-Day Grace Period After a Servicing Transfer
If you send your payment to the old servicer by mistake, the new servicer can’t treat it as late if:
- you sent it to the old servicer within 60 days of the transfer, and
- the old servicer received it on or before the due date, including any grace period. (12 C.F.R. § 1024.33.)
The new servicer can’t impose a late charge or treat the payment as late for any other purposes if you mistakenly sent it to the old servicer during this time, so long as the old servicer receives the money before it’s due (including any grace period allowed by the mortgage documents).
What to Do If a Problem Arises
Sometimes, payments sent to the old servicer get misplaced during a transfer, which means the new servicer might not credit the amount to your account. If you send a payment to the old servicer, but it isn’t returned, and the new servicer doesn’t credit it to your account, contact your new servicer and ask them to credit the account. You may call the servicer and send a " notice of error " to both the new servicer and the old servicer along with copies of any supporting paperwork. After you send your notice-of-error letters to the servicers, federal law requires both the new servicer and old servicer to investigate and respond (so long as the servicing transfer occurred less than a year ago). (12 C.F.R. § 1024.35.)
While the servicers look into the matter, keep making your regular payments, as scheduled, to the new servicer. Monitor your account with the new servicer for at least two months to ensure the money is being applied to your account.
If the new servicer refuses to credit a payment you sent the old servicer to your account, consider talking to an attorney to get information about how you can enforce your rights.
- How to Dispute Mortgage Servicing Errors
- What Should I Do If My Lender Doesn't Credit Payments to My Account?
- What Should I Do If My Servicer Doesn't Credit My Mortgage Payment to My Account Right Away?
- The Difference Between a Mortgage Lender and a Servicer
- Five Tips for Getting a Loan Modification
- Common Mortgage Servicing Error: Improperly Force-Placing Insurance
- Federal Laws That Protect Homeowners From Foreclosure
- What Happens If I Miss a Mortgage Payment?
- Common Mortgage Servicing Error: Charging Unreasonable Fees or Excessively High Fees
- Common Mortgage Servicer Violations: Loan Modification Errors
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When does the loan window open?
By Peter Smith
Tuesday 9 February 2016 07:32, UK
The winter transfer window has closed - but Football League clubs will get the chance to strengthen their squads for the run-in when the loan window opens on Tuesday.
Here's all the information you need to know as clubs try to bolster their ranks with temporary signings...
The emergency loan window opens on Tuesday, February 9.
When does the window close?
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The window closes on Thursday, March 24. After that, clubs will not be able to do any further business until the summer transfer window opens at the end of the season.
How long can players move for?
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A player can be signed during this period for any length of time between 28 and 93 days.
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Who can do business?
Football League clubs can take advantage of Premier League sides looking to send players out on loan to gain valuable first-team experience.
Top-flight clubs themselves cannot make regular loan signings.
Any exceptional circumstances?
There is one scenario that allows Premier League clubs to do business.
Should any side in all four divisions suffer a goalkeeping injury, a replacement can be signed, with loans tending to last a week.
Follow all the loan deals - as well as the latest transfer news and gossip from across the globe - with our dedicated Transfer Centre.
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January transfer window 2023 done deals: Complete list of every Premier League done deal as deadline passes
Chelsea break english transfer record to sign fernandez, spurs complete deadline day swoop for porro and jorginho swaps west for north london.
A typically busy January transfer window ended with Chelsea breaking the English transfer record for a player and Arsenal, Manchester United and Spurs all adding reinforcements on deadline day .
Chelsea ended a manic month by finally completing the £107m signing of Enzo Fernandez from Benfica in a deal that eclipses the previous transfer record set by Manchester City in 2021 when they bought Jack Grealish from Aston Villa for £100m. The Blues spent over £300m in January on seven new additions and have surpassed the half a billion pound mark already in just two transfer windows since Boehly’s takeover.
Manchester United were also left to sweat on a midfield target after prioritising a late move for Bayern Munich’s Marcel Sabitzer. The Red Devils were not expected to make any additions, however Christian Eriksen’s long-term ankle injury pressed them into action. Sabitzer has joined on loan until the end of the season and was in attendance as United booked their place in the Carabao Cup final on Wednesday night.
Premier League leaders Arsenal have surprisingly been one of the more active clubs in the market and brought in Jorginho for £12m from Chelsea a few hours before the window shut after already adding Leandro Trossard from Brighton and Jakub Kiwior to Mikel Arteta’s squad. The Gunners were unable to conclude a move for Brighton midfielder Moises Caicedo, however . One to watch in the summer perhaps.
Spurs finally completed their protracted pursuit of Spanish international Pedro Porro , with the wing-back arriving on an initial loan deal from Sporting Lisbon ahead of a permanent switch in the summer. Porro’s signing meant that Djed Spence was allowed to leave and join Rennes on loan, while Matt Doherty’s contract was ripped up completely enabling him to sign for Atletico Madrid.
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Should Chelsea complete the signing of Fernandez, it will eclipse this month’s highest transfer fee, also set by Todd Boehly’s Blues earlier in the window. That was the £88.5m spent on Mykhailo Mudryk from Shakhtar Donetsk, the winger who was strongly linked with a move to Arsenal before Chelsea swooped.
The first major deal of the window was Liverpool’s silent coup for Cody Gakpo , the Reds snatching the prodigious forward from the clutches of Manchester United and Chelsea without forewarning or fanfare. Liverpool need the Dutchman to acclimatise quickly given their current struggles.
Another player moving from one Premier League club to another is Danny Ings, who has signed for West Ham for £15m following a disappointing 18-month spell at Aston Villa.
Another Dutch forward who impressed at the World Cup has joined a “big six” side with Wout Weghorst cutting short his stay with Besiktas to join Manchester United on loan from Championship promotion chasers Burnley. It may seem an odd acquisition on paper, but it might just work out given Erik ten Hag’s track record of working with tall strikers .
Spurs have also brought in a Dutch international, landing Arnaut Danjuma on loan from Villarreal after hijacking Everton’s bid for the former Bournemouth winger. Danjuma would have replaced Anthony Gordon at Goodison Park as the boyhood Evertonian has moved to Newcastle in a deal worth up to £45m.
Elsewhere, Leeds have smashed their transfer record to sign France U21 international forward Georginio Rutter from Hoffenheim for a fee that could reach £35.5m, while Kevin Schade could become Brentford’s most expensive ever player if the Bees make his loan from Freiburg permanent in the summer.
Here’s who every club have snapped up so far.
In: Leandro Trossard (£27m from Brighton), Jakub Kiwior (£21m from Spezia Calcio), Jorginho (£12m from Chelsea)
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Out: Cedric Soares (loan to Fulham), Brooke Norton-Cuffy (loan to Coventry), Miguel Azeez (loan to Wigan), Arthur Okonkwo (loan to Sturm Graz), Ovie Ejeheri (loan to SJK Seinajoki), Harry Clarke (undisclosed to Ipswich Town), Marquinhos (loan to Norwich), Omar Rekik (loan to Wigan), Albert Sambi Lokonga (loan to Crystal Palace) Nathan Butler-Oyedeji (loan to Accrington), Taylor Foran (loan to Hartlepool)
Aston Villa
In: Alex Moreno (£12.5m from Real Betis), Jhon Duran (£14.75m from Chicago Fire)
Out: Danny Ings (£15m to West Ham), Cameron Archer (loan to Middlesbrough), Tyreik Wright (undisclosed to Plymouth), Frederic Guilbert (free to Strasbourg), Indiana Vassilyev (undisclosed to St Louis City), Morgan Sanson (loan to Strasbourg), Jan Bednarek (recalled from loan by Southampton), Ludwig Augustinsson (loan from Sevilla ended), Marvelous Nakamba (loan to Luton), Aaron Ramsey (loan to Middlesbrough), Lamar Bogarde (loan to Bristol Rovers)
In: Kevin Schade (loan from Freiburg, £20m fee to buy), Beaux Booth (undisclosed from Dorking Wanderers), Romeo Beckham (loan from Inter Miami), Vincent Angelini (undisclosed from Watford), Conor McManus (undisclosed from Bray Wanderers)
Out: Aaron Pressley (loan to Accrington Stanley), Mads Bech Sorensen (loan to FC Groningen), Ellery Balcombe (loan to Bristol Rovers), Tarique Fosu (loan to Rotherham), Paris Maghoma (loan to MK Dons), Charlie Goode (loan to Blackpool), Sergi Canos (loan to Olympiacos)
In: Facundo Buonanotte (undisclosed from Rosario Central), Jamie Mullins (undisclosed to Bohemians), Mark O’Mahony (undisclosed from Cork City), Yasin Ayari (£3.5m from AIK)
Out: Leandro Trossard (£27m to Arsenal), Aaron Connolly (loan to Hull), Reda Khadra (loan to Birmingham), Ed Turns (loan to Leyton Orient), James Beadle (loan to Crewe Alexandra), Anton Tsoungui (loan to Lommel), Laurent Tolaj (loan to Dundee), Shane Duffy (undisclosed to Fulham), Jack Spong (loan to Crawley)
Bournemouth
In: Dango Outtara (£20m from FC Lorient), Darren Randolph (undisclosed from West Ham), Antoine Semenyo (£10.5m from Bristol City), Matias Vina (loan from Roma), Ilya Zabarnyi (£24m from Dynamo Kyiv), Hamed Traore (loan, with £26.5m obligation to buy from Sassuolo)
Out: Ferdinand Okoh (loan to Dorchester), James Hill (loan to Hearts), Will Dennis (loan to Slough), Noa Boutin (loan to Gosport), Gavin Kilkenny (loan to Charlton), Ben Pearson (loan to Stoke), Siriki Dembele (loan to Auxerre)
In: Enzo Fernandez (£106.8m from Benfica), Mykhailo Mudryk (£88.5m from Shakhtar Donetsk), Joao Felix (£10m loan fee from Atletico Madrid), Benoit Badiashile (£35m from Monaco), David Datro Fofana (£10.5m from Molde), Andrey Santos (£18m from Vasco Da Gama), Noni Madueke (£26m from PSV), Malo Gusto (£26m from Lyon)
Out: Malo Gusto (loan to Lyon), Bashir Humphreys (loan to Paderborn), Cesare Casadei (undisclosed to Reading), Jude Soonsup-Bell (undisclosed to Tottenham), Jorginho (£12m to Arsenal)
Crystal Palace
In: Naouirou Ahamada (£9.7m from Stuttgart), Albert Sambi Lokonga (loan from Arsenal)
Out: Jack Butland (loan to Manchester United), Killian Phillips (loan to Shrewsbury), John-Kymani Gordon (loan to Carlisle), Malcolm Ebiowei (loan to Hull), Ryan Bartley (loan to Eastbourne Boro), David Boateng (loan to Dover), Luke Plange (loan to Lincoln)
Out: Anthony Gordon (£45m to Newcastle), Salomon Rondon (released), Nathan Broadhead (£1.5m to Ipswich Town), Tom Cannon (loan to Preston), Niels Nkounkou (loan to St Etienne), Sebastian Quirk (undisclosed to Accrington Stanley), Tyler Onyango (loan to Forest Green), Joe Anderson (undisclosed to Sunderland)
In: Shane Duffy (undisclosed form Brighton), Cedric Soares (loan from Arsenal) Sasa Lukic (£8m from Torino)
Out: Anthony Knockaert (loan to Huddersfield), Ibane Bowat (loan to Den Bosch), Josh Onomah (released), Nathaniel Chalobah (undisclosed to West Brom)
👌 Signed. Sealed. Delivered. pic.twitter.com/PEqG38fQQ3 — Leeds United (@LUFC) January 14, 2023
In: Georginio Rutter (£35.5m from Hoffenheim), Max Wober (£10m from RB Salzburg), Weston McKennie (loan from Juventus), Diogo Monteiro (undisclosed from Servette)
Out: Mateusz Klich (free to DC United), Alfie McAlmont (loan to Carlisle United), Leo Hjelde (loan to Rotherham), Max Dean (undisclosed to MK Dons), Joe Gelhardt (loan to Sunderland), Cody Drameh (loan to Luton Town), Joe Gelhardt (loan to Sunderland), Diego Llorente (loan to Roma)
Leicester City
In: Harry Souttar (£15m from Stoke), Viktor Kristiansen (£17m from FC Copenhagen), Tete (loan from Shakhtar Donetsk), Nathan Opoku (free from Syracuse University)
Out: George Hirst (loan to Ipswich Town), Ben Nelson (loan to Doncaster Rovers), Jakub Stolarczyk (loan to Hartlepool), Nathan Opoku (loan to OH Leuven), Ayoze Perez (loan to Real Betis) Kasey McAteer (loan to AFC Wimbledon) Marc Albrighton (loan to West Brom)
In: Cody Gakpo (£37m from PSV)
Out: Jake Cain (undisclosed to Swindon Town), Jarrell Quansah (loan to Bristol Rovers), Luke Chambers (loan to Kilmarnock), Fidel O’Rourke (loan to Halifax)
In: Maximo Perrone (£8m from Velez Sarsfield)
Out: Joao Cancelo (loan to Bayern Munich), Nahuel Bustos (loan to CA Talleres), Morgan Rogers (loan to Blackpool), Josh Wilson-Esbrand (loan to Coventry), Liam Delap (loan to Preston), Kayky (loan to Bahia), Luke Mbete (loan to Bolton)
In: Marcel Sabitzer (loan from Bayern Munich), Jack Butland (loan from Crystal Palace), Wout Weghorst (loan from Burnley)
Out: Axel Tuanzebe (loan to Stoke), Martin Dubravka (loan from Newcastle ended), Shola Shoretire (loan to Bolton Wanderers), Charlie Savage (loan to Forest Green), Ondrej Mastny (loan to Portadown), Di’Shon Bernard (loan to Portsmouth), Charlie McNeil (loan to Newport), Maxi Oyedele (loan to Altrincham), Sonny Aljofree (loan to Altrincham), Joe Hugill (loan to Altrincham)
In: Anthony Gordon (£45m from Everton), Garang Kuol (undisclosed from Central Coast Mariners), Martin Dubravka (recalled from loan at Man United), Harrison Ashby (£3m from West Ham)
Out: Garang Kuol (loan to Hearts), Chris Wood (loan to Nottingham Forest), Dylan Stephenson (loan to Hamilton), Niall Brookwell (loan to Darlington), Jonjo Shelvey (undisclosed to Nottingham Forest)
Nottingham Forest
In: Keylor Navas (loan from Paris Saint-Germain), Gustavo Scarpa (free from Palmeiras), Danilo (£15m from Palmeiras), Chris Wood (loan from Newcastle), Felipe (undisclosed from Atletico Madrid), Jonjo Shelvey (undisclosed from Newcastle)
Out: Loic Bade (loan from Rennes ended), Dale Taylor (loan to Burton Albion), Aaron Donnelly (loan to Port Vale), Brandon Aguilera (loan to Estoril), Ateef Konate (loan to Oxford United), Jordan Smith (loan to Huddersfield)
Southampton
In: Kamaldeen Sulemana (£22m from Rennes), Paul Onuachu (£18m from Genk), Mislav Orsic (£6m from Dinamo Zagreb), Carlos Alcaraz (£12m from Racing Club), James Bree (£750,000 from Luton Town), Jan Bednarek (recalled from loan at Aston Villa)
Out: Dynel Simeu (loan to Morecambe), Dan Nlundulu (loan to Bolton), Nico Lawrence (loan to Torquay), Kazeem Olaigbe (loan to Harrogate Town), Thierry Small (loan to St Mirren), Lewis Payne (loan to Eastleigh), Jack Turner (loan to Braintree)
In: Arnaut Danjuma (loan from Villarreal), Jude Soonsup-Bell (undisclosed from Chelsea), Pedro Porro (loan from Sporting Lisbon with £39.5m obligation to buy)
Out: Bryan Gil (loan to Sevilla), Harvey White (loan to Derby County), Matt Doherty (free to Atletico Madrid), Adam Hayton (undisclosed to Barnsley), Djed Spence (loan to Rennes)
In: Danny Ings (£15m from Aston Villa), Luizao (free from Sao Paulo)
Out: Craig Dawson (£3.3m to Wolves), Thierry Nevers (loan to Bradford), Pierre Ekwah (undisclosed to Sunderland), Darren Randolph (undisclosed to Bournemouth), Will Greenidge (loan to Colchester), Harrison Ashby (£3m to Newcastle) Emmanuel Longelo (undisclosed to Birmingham)
In: Matheus Cunha (loan from Atletico Madrid), Mario Lemina (£9.7m from Nice), Pablo Sarabia (£4.4m from PSG), Craig Dawson (£3.3m from West Ham), Daniel Bentley (undisclosed from Bristol City), Joao Gomes (£15m from Flamengo)
Out: Leonardo Campana (undisclosed to Inter Miami), Leo Bonatini (free to San Luis), Theo Corbeanu (loan to Arminia Bielefeld), Goncalo Guedes (loan to Benfica), Fabio Silva (loan to PSV), Matija Sarkic (loan to Stoke), Ki-Jana Hoever (loan to Stoke), Jackson Smith (loan to Walsall), Chem Campbell (loan to Wycombe)
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Betting Tips Africa
Types Of Football Transfer Window Deals
The intricacies of the transfer window have always been an enigma for the average football fan. At the conclusion of the club football season, all eyes will shift to the impending transfer window, but only some understand what it really entails .
Football is no doubt a global language that is spoken across almost every nook and cranny of the globe. It is a game that unites people regardless of race, age, religion, culture or tribe. Despite being quite simple, football is ever-changing , and it evolves with each generation.
So, what really are football transfer window deals? To put it plainly, a transfer occurs when a player who is currently signed to one team moves to another club . This move happens within a timeframe (usually from January and July to August) which is why it is called a Transfer Window . The transfer window came into existence in 2002, when UEFA agreed to impose a specific time period during which club transactions could take place.
Note: You can also bet on transfers within the transfer window, please check a suitable bookie out of the following sections:
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To be clear, clubs can agree on transfer deals after the season ends (this period is known as the off-season), but such transfer deals will be finalised, and the player will only be able to join his new team once the transfer window opens. Free agents (i.e. players without a club), on the other hand, are not bound by any such agreements and can sign with any team at any moment .
During a transfer, the buying club mostly pays a sum of money to the selling club as a sort of payment or compensation for losing the services of the player. This sum of money is referred to as a “ Transfer fee .”
The transfer window deals carry different effects on everyone associated with professional football. While fans excitedly await the results of exciting transfers involving their favourite team, senior figures at clubs spend their time carefully analysing the financial aspects of the deal. For the players, it is mostly a time of uncertainty as questions rumble over their future.
There are many types of transfer window deals in world football. Some of them are full of clauses which can be confusing to the average footballing fan. This is why Betting Tips Africa has created this article to help shed more light on the various types of football transfer window deals that occur these days.
Straight/Permanent Transfer Window Deals
Straight transfer window deals are a direct payment for player services between two clubs. In this type of transfer, there are no hidden clauses or targets to meet (except add-ons). It is a guaranteed sum of payment which will be made to the selling club. For illustration, let’s say there are two different football clubs, Barcelona and Real Madrid , and one football player who plays for Real Madrid and goes by the name Player 1.
Barcelona wants to sign Player 1 and makes an offer to Real Madrid during the transfer window in order to accomplish so. Following a number of rounds of negotiation , an agreement was finally reached between the board of both clubs regarding a straight transfer worth ten million Euros to be paid in cash.
In these types of transfer window deals, there are no other prices involved. If every agreement goes through on the day of the transfer, Barcelona’s balance sheet will reflect an increase of 10 million Euros in intangible assets (the value of Player 1’s transfer) and a drop of 10 million Euros which was the total amount paid to Real Madrid.
Straight Player Swap Transfer Window Deals
A straight-player swap involves two clubs exchanging two players without any financial commitment or outlay . Due to different circumstances like financial constraints, contractual issues, and player preferences, two clubs may agree to exchange their players provided that the players both approve the move. Due to the need for the player’s signature on the contract, the player has the final say in which team they will play for.
Player swaps are not quite common, but that doesn’t mean they do not occur. There are many examples of straight player swaps, with the last high-profile one at the time of this writing being agreed between Arsenal and Manchester United in regards to Alexis Sanchez and Henrikh Mkhitaryan .
Player Swap Plus Cash Transfer Window Deals
In player swap plus cash football transfer window deals, two different teams trade their respective rosters of two players back and forth with a mutually agreed monetary commitment or expenditure. Two different clubs might come to an agreement to trade players whilst adding cash if one player is valued higher than the other, and they are faced with a variety of challenges, such as financial restrictions, contractual issues, or player preferences.
As with a straight swap, this can only happen if both players are on board with the move. The player has the last say in which team they will play for because the contract needs to have their signature on it.
Player plus cash transfer window deals do not take place very frequently; however, this does not indicate that they never take place. There are many examples of player swaps plus cash, with one the most high-profile one being agreed upon between Barcelona and Inter Milan with respect to Zlatan Ibrahimovic and Samuel Eto’o .
Loan Transfer Window Deals
In the global sport of football, a player is said to be on loan when they temporarily leave their club to play for another one. Their new club could be in the same league, division, or association as their previous club, or it could be an entirely different club in a different nation.
While permanent player transfers are irreversible, loan deals are temporary arrangements that result in the player’s return to the club with which they were originally under contract once the initially agreed loan period has come to an end.
There are a number of reasons why a club might want to loan out players, but the most common reason is to allow a young player to gain first-team experience at a different club while the player is still under contract with their parent club. On the other hand, clubs look to loan in players when they’re short on players through injuries and suspensions, when there is no adequate funding to make permanent transfers or when there is no more time left in the transfer window to make permanent deals.
Many football clubs from the top leagues like the Premier League, La Liga, Bundesliga, Italian Serie A, and French Ligue 1 all utilise the loan market from time to time.
Loan Plus Option To Buy Transfer Window Deals
A transfer is classified as a loan with an option to buy when the permanent status of the contract is deferred over some period of time , depending on the agreement reached between both clubs/parties. In the event that such a transaction takes place, both the purchasing club and the selling club have alternatives that are short-term as well as long-term.
In the near future, it is anticipated that the player will participate in games while on loan for a period of time; however, the player will need to be signed permanently if some clauses are met after this period of time. Some of these clauses may include goals, assists, appearance, achievements and many more. When these terms are put into effect, they will be the primary factor in determining whether or not the agreement will be completed.
When a club makes the decision to sign a player to a loan contract that also includes an option to buy the player at some point in the future, such a decision indicates that the club is not fully willing to make a long-term financial commitment to purchasing the player due to various reasons like finances, transfer fee, quality or even injuries.
In other words, it means that they aren’t sure about the player at that point in time.
Loan Plus Obligation To Buy Transfer Window Deals
A loan with an obligation to buy is a type of football transfer window deals in which the final status of the contract is postponed to a future date determined by the parties involved but almost already sealed. Both the buying club and the selling club would have only long-term options available to them in the case of such a deal.
It’s most likely that the player will play in games while on loan in the near future except for injuries, suspension or tactical reasons, but a permanent signing will be required once the loan spell ends. In most cases, the transfer fee may have been agreed upon initially . Certain requirements may be included in the contract from time to time while negotiating the terms of a loan with an obligation to buy.
When a club decides to sign a player to a loan contract that also includes an obligation to buy the player at some point in the future, such a decision indicates that the club is willing to make a long-term financial commitment to purchasing the player.
Mentioned above are the main types of transfer window deals in football, and they are brought to you by Betting Tips Africa. However, it is important to know that all year long , football teams typically have conversations with agents and other intermediaries to identify and prepare for potential new signings, regardless of whether it is the transfer window or not.
Also, if an agency has multiple teams interested in his or her player, the agent and the player would look over each offer and decide which is the best based on the player’s preferences, the teams’ financial capabilities, and any other relevant criteria.
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By Sofoluwe Mayowa
Mayowa was born and bred in Nigeria. As a kid, he has naturally always been in love with sports, especially football being his most loved sport. Having gained admission into a higher institution, he moved in to play for the school team but was turned down several times. He managed to get into the school team in his final year and was able to win two trophies, a personal award of excellence whilst taking home the “Best defender of the year award.” Shortly after leaving school, he moved to an independent grassroots club where he worked his way up until he could play at a semi-professional level. He had to stop playing the round leather game and focus on other things due to a lack of sponsorship and funds to get into a proper football academy. Mayowa first got involved in the world of sports betting in 2009 when Nairabet began its operations in Nigeria as the first Sportsbook in the country. He gathered a lot of practical knowledge about betting through this opportunity. Since then, he has always loved to pass his knowledge through writing and hopes to help many others in the world of sports betting along the line.
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January 2021 Transfer Window Latest News
Find all the Premier League transfer deals from the January 2021 transfer window, which closed at 23:00 GMT on 1 February
Related Articles
The January 2021 transfer window closed at 23:00 GMT on 1 February.
Below are all the transfers - the signings and outgoings, loan or permanent - announced by Premier League clubs. All transfer fees are undisclosed unless otherwise stated.
See: Transfer Deadline Day 2021 - all the deals
(Last updated 10:18 GMT 16 February)
In Omar Rekik (Hertha Berlin) Details Mat Ryan (Brighton) Loan Details Martin Odegaard (Real Madrid) Loan Details
Out Sead Kolasinac (Schalke) Loan Details William Saliba (Nice) Loan Details Daniel Ballard (Blackpool) Loan extension Details Matt Macey (Hibernian) Details Sokratis (Released) Details Mesut Ozil ( Fenerbahce) Details Matt Smith (Charlton) Loan Details Joseph Olowu (Wealdstone) Loan Details Zech Medley (Kilmarnock) Loan Details Shkodran Mustafi (Schalke 04) Details Ainsley Maitland-Niles (West Brom) Loan Details Joe Willock (Newcastle) Loan Details James Olayinka (Southend) Loan extension Details
Aston Villa
In Morgan Sanson (Marseille) Details
Out Lovre Kalinic (Hajduk Split) Loan Details Jack Clarke (Chesterfield) Loan Details Tyreik Wright (Walsall) Loan Details Dominic Revan (Weymouth) Loan Details Callum Rowe (Hereford United) Loan Details Conor Hourihane (Swansea) Loan Details Indiana Vassilev (Cheltenham) Loan Details Henri Lansbury (Released) Details Frederic Guilbert (Strasbourg) Loan Details
Brighton & Hove Albion
In Moises Caicedo (Independiente del Valle) Details
Out Jayson Molumby (Preston) Loan Details Viktor Gyokeres (Coventry) Loan Details Warren O’Hora (MK Dons) Details Bernardo (Red Bull Salzburg) Loan Details Mat Ryan (Arsenal) Loan Details Glenn Murray (Nottingham Forest) Details Max Sanders (Lincoln) Loan Details
In Benn Ward (Hastings) Details Anthony Gomez Mancini (Angers) Details
Out Bobby Thomas (Barrow) Loan Details Lukas Jensen (Bolton) Loan Details Adam Phillips (Accrington Stanley) Loan Details Mace Goodridge (Barrow) Loan Details
Out Charlie Brown (MK Dons) Details Lucas Piazon (Braga) Details Danny Drinkwater (Kasimpasa) Loan Details Fikayo Tomori (AC Milan) Loan Details Baba Rahman (PAOK) Loan Details Jack Wakely (Brighton) Loan Details
Crystal Palace
In Jean-Philippe Mateta (Mainz) Loan Details Jake O’Brien (Cork City) Loan Details Danny Imray (Chelmsford City) Details
Out Rob Street (Torquay) Loan Details Max Meyer (Released) Details Scott Banks (Dunfermline) Loan Details Jarosław Jach (Rakow Czestochowa) Loan Details Sam Woods (Plymouth Argyle) Loan Details Brandon Pierrick (Kilmarnock) Loan Details
In Joshua King (AFC Bournemouth) Loan Details
Out Matthew Pennington (Shrewsbury) Loan Details Jarrad Branthwaite (Blackburn) Loan Details Ellis Simms (Blackpool) Loan Details Yannick Bolasie (Middlesbrough) Loan Details Jonas Lossl (Midtjylland) Details Cenk Tosun (Besiktas) Loan Details Jonjoe Kenny (Celtic) Loan Details Beni Baningime (Derby) Loan Details Anthony Gordon (Preston) Loan Details
In Josh Maja (Bordeaux) Loan Details
Out Anthony Knockaert (Nott'm Forest) Loan extension Details Jerome Opoku (Plymouth) Loan extension Details Stefan Johansen (QPR) Loan Details Jean Michael Seri (Bordeaux) Loan Details Aboubakar Kamara (Dijon) Loan Details Maxime Le Marchand (Royal Antwerp) Loan Details Neeskens Kebano (Middlesbrough) Loan Details
Leeds United
Out Jordan Stevens (Bradford) Loan Details Ryan Edmondson (Northampton) Loan Details Robbie Gotts (Salford) Loan Details Rafa Mujica (Las Palmas) Loan Details Conor Shaughnessy (Released) Details Jay-Roy Grot (VfL Osnabruck) Details
Leicester City
Out Admiral Muskwe (Wycombe) Loan Details Matty James (Coventry) Loan Details Daniel Iversen (Preston) Loan Details Josh Knight (Wycombe) Loan extension Details Filip Benkovic (OH Leuven) Loan Details Islam Slimani (Lyon) Details Darnell Johnson (AFC Wimbledon) Loan Details Demarai Gray (Bayer Leverkusen) Details Callum Wright (Cheltenham Town) Loan Details
In Ben Davies (Preston) Details Ozan Kabak (Schalke 04) Loan Details
Out Liam Millar (Charlton) Loan Details Adam Lewis (Plymouth) Loan Details Sepp van den Berg (Preston) Loan Details Takumi Minamino (Southampton) Loan Details Vitezslav Jaros (St Patrick's Athletic) Loan Details
Manchester City
Out Morgan Rogers (Lincoln) Loan Details Taylor Harwood-Bellis (Blackburn) Loan Details Arijanet Muric (Willem II) Loan Details Patrick Roberts (Derby County) Loan Details
Manchester United
In Amad Diallo (Atalanta) Details
Out Max Haygarth (Brentford) Details Ethan Laird (MK Dons) Loan Details Luca Ercolani (Carpi) Details Timothy Fosu-Mensah (Bayer Leverkusen) Details Di'Shon Bernard (Salford) Loan extension Details Jesse Lingard (West Ham) Loan Details Tahith Chong (Club Brugge) Loan Details Fecundo Pellistri (Alaves) Loan Details Teden Mengi (Derby) Loan Details Marcos Rojo (Boca Juniors) Details Dylan Levitt (NK Istra 1961) Loan Details
Newcastle United
In Joe Willock (Arsenal) Loan Details
Out Rolando Aarons (Huddersfield) Details DeAndre Yedlin (Galatasaray) Details
Sheffield United
Out George Broadbent (Beerschot) Loan Details Michael Verrips (FC Emmen) Loan Details Jake Eastwood (Grimsby) Loan Details
Southampton
In Takumi Minamino (Liverpool) Loan Details
Out Tyreke Johnson (Gillingham) Details Callum Slattery (Gillingham) Loan Details Jake Vokins (Sunderland) Loan Details Yan Valery (Birmingham) Loan Details Shane Long (AFC Bournemouth) Loan Details
Tottenham Hotspur
Out Jubril Okedina (Cambridge) Loan Details Jack Clarke (Stoke) Loan Details Harvey White (Portsmouth) Loan Details Anthony Georgiou (AEL Limassol) Details Brandon Austin (Orlando City) Loan Details Shilow Tracey (Cambridge) Loan Details Malachi Fagan-Walcott (Dundee) Loan Details Maurizio Pochettino (Watford) Details Troy Parrott (Ipswich) Loan Details Jonathan De Bie (R.W.D. Molenbeek) Details Kazaiah Sterling (Greenock Morton) Loan Details Jack Roles (Stevenage) Loan Details Paulo Gazzaniga (Elche) Loan Details
West Bromwich Albion
In Robert Snodgrass (West Ham) Details Andy Lonergan Details Mbaye Diagne (Galatasaray) Loan Details Okay Yokuslu (Celta Vigo) Loan Details Ainsley Maitland-Niles (Arsenal) Loan Details
Out Owen Windsor (Newport) Loan Details Charlie Austin (QPR) Loan Details Jonathan Bond (LA Galaxy) Details Kenneth Zohore (Millwall) Loan extension Details Rekeem Harper (Birmingham) Loan Details Sam Field (Queens Park Rangers) Loan Details Cedric Kipre (Charleroi) Loan Details
West Ham United
In Frederik Alves (Silkeborg) Details Said Benrahma (Brentford) Details Jesse Lingard (Man Utd) Loan Details
Out Sebastien Haller (Ajax) Details Robert Snodgrass (West Brom) Details Dan Kemp (Leyton Orient) Details Goncalo Cardoso (FC Basel) Loan Details Winston Reid (Brentford) Loan Details Oladapo Afolayan (Bolton) Loan Details Aji Alese (Cambridge United) Loan Details
Wolverhampton Wanderers
In Willian Jose (Real Sociedad) Loan Details
Out Ruben Vinagre (Famalicao) Loan Details Oskar Buur (Grasshoppers) Loan Details Niall Ennis (Plymouth) Details John Kitolano (Odds BK) Details Ryan Giles (Rotherham) Loan Details Patrick Cutrone (Valencia) Loan Details Terry Taylor (Burton Albion) Details Roderick Miranda (Released) Details Jamie Pardington (Mansfield) Loan Details Luke Matheson (Ipswich) Loan Details Meritan Shabani (VVV-Venlo) Loan Details
See: Access to talent FAQ See: 2020/21 Premier League squads See: Summer 2020 Transfers See: How Premier League transfer deals get done See: Dates for Summer 2021 transfer window confirmed
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Personal Loans
Can Personal Loans Be Transferred to Another Person?
Not usually, but there are exceptions
:max_bytes(150000):strip_icc():format(webp)/HeadshotThomasBrock03.08.20-ThomasBrock-924a228f9b25436183c3d61b0fc6f263.jpeg "loan transfer window")
Generally, personal loans cannot be transferred to another person because these loans are determined based on your credit score and list of available sources of income. Some types of personal loans, such as signature loans , require your signature and use your promise to pay as collateral.
Key Takeaways
- In most cases you cannot transfer a personal loan to another person.
- If your loan has a cosigner or guarantor, that person becomes responsible for the debt if you default on the loan.
- Defaulting on a personal loan is seriously injurious to your credit score.
- Car loans and mortgages can be transferred to another person under certain circumstances.
What Happens If You Do Not Repay a Personal Loan?
When you do not pay back a personal loan, particularly a signature loan, your credit score takes a major hit . Your lender can send the loan to a collection agency, which will make your life very stressful, and report your default to the three credit bureaus: Experian, Equifax, and TransUnion.
A loan default stays on your credit score for seven years after the final payment date. To prevent long repayment periods, a lender can include a set-off clause in the personal loan contract. A set-off clause allows the lender to seize your funds from a specific bank account.
In order to mitigate the risk of defaulting on a loan, it's important to know exactly what you can afford to pay back before you agree to anything. A personal loan calculator is an excellent tool for determining what the monthly payment and total interest should be for the amount you intend to borrow.
What Happens When You Have a Cosigner or Guarantor?
Although a borrower cannot transfer the responsibility of a personal loan, another person can become liable for the remaining balance of someone's personal loan when they take out the loan with a cosigner or guarantor . If you default on the loan, you make the cosigner or guarantor liable for unpaid balances.
Cosigners are every bit as legally responsible for the personal loan as the person to whom the loan is issued. While lenders need to prove they pursued the primary borrower extensively before contacting the guarantor, said guarantor is still responsible for any unpaid balances.
While you cannot transfer most personal loans to another person, some types are transferrable in certain situations.
Transferring Mortgages and Car Loans
Mortgages and car loans are unlike other types of personal loans in that they can be transferred. However, they can only be transferred to another borrower under certain circumstances. For one thing, the new borrower must be able to qualify for the loan. If it’s a mortgage, they will need to requalify, which means having a credit score equal to or greater than the original borrower’s.
A transferrable mortgage must be assumable , which means that the loan agreement allows for the debt to be transferred to another person. Not all mortgages meet this criterion; in fact, such mortgages are rare. However, a new borrower can start over with a brand new mortgage, which the new borrower would use to pay off your mortgage. They would then have a lower mortgage payment and potentially a shorter repayment period.
It is somewhat easier to transfer a car loan to another person, either with the same lender or a new one. If the new borrower can qualify for the car loan, the lender may agree to transfer the loan into their name. However, the new borrower may prefer to get a new car loan from another lender. The new lender will pay off your car loan, and the new borrower will benefit from lower payments and a shorter repayment period.
USA.gov. " Credit Issues ."
Federal Deposit Insurance Corporation. " Types of Installment Loans – Accessible Version ."
Consumer Financial Protection Bureau. " Differentiating Between Secured and Unsecured Loans ," Page 3.
Consumer Financial Protection Bureau. " My Debt Is Several Years Old. Can Debt Collectors Still Collect? "
Federal Trade Commission. " Co-Signing a Loan ."
Federal Trade Commission. " The Real Estate Marketplace Glossary: How to Talk the Talk ," Page 2.
Yahoo!Finance. " Can I Get Someone to Take Over My Car Payments? "
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Section 6 - Players
Section 6: players.
43 TRANSFER WINDOWS
43 .1 The Summer Transfer Window shall commence on the later of:
43.1.1 00:01 on the day immediately following the last day of the Season; or
43.1.2 00:01 on the date 12 weeks prior to the date on which it is to conclude (in accordance with Regulation 43.2 below).
Where a Summer Transfer Window is scheduled to close at 23:00 on 31 August, the transfer window will open at 00:01 on 8 June being that date 12 weeks prior to 31 August.
43.2 Subject to Regulation 43 .4, the Summer Transfer Window shall conclude as determined by the Board . The Board shall determine the time the Summer Window closes after consultation with the Premier League and Football Association .
43.3 The Winter Transfer Window in any Season shall:
43.3.1 commence at 00:01 on 1 January; and
43.3.2 shall end on 31 January next (at a time to be determined by the Board),
or at such other date and time as the Board shall determine in accordance with Regulation 43.4.
43.4 If:
43.4.1 the Winter Transfer Window is scheduled to end on a day which is not a Normal Working Day; and/or
43.4.2 the Board determines that the Winter Transfer Window shall commence at a date and/or time other than 00:01 on 1 January after consultation with the Premier League and Football Association,
then the Board shall also have the discretion to amend the time and/or date upon which the applicable Transfer Window(s) shall be deemed to end.
See the guidance under Regulation 44.8 about the EFL’s approach on deadlines.
43.5 Where the opening date of the Winter Transfer Window (whether in accordance with Regulation 43.3, or following a determination of an alternative date in accordance with Regulation 43.4) could (having regard to the operation of Regulation 44.8) result in some Clubs being unable to register Players for the round of League Matches scheduled on or around that opening date, but others would, then The League shall be entitled to withhold confirmation of registration (for the purposes of Regulation 44.8.2) until the next following League Match.
The purpose of this Regulation is to give The League an element of flexibility in its application. By way of example, in Season 2020/21 it was applied as follows:
- the Winter Transfer Window in Season 2020/21 opened on 2 January 2021.
- in the Championship division, Match round 23 was scheduled for 2 January 2021 and some fixtures were moved to 3/4 January 2021 to accommodate TV selections.
- in order to ensure that all Clubs were treated equitably for Match round 23, the League withheld confirmation of registration for applications lodged on the morning of Saturday 2 January 2021, until after completion of match round 23, so Clubs selected for TV did not gain an advantage over the majority of Clubs who would play at 3pm on the Saturday.
44 REGISTRATION OF PLAYERS
44.1 Unless otherwise permitted by Regulation 44.2, registrations of Players are only permitted during a Transfer Window.
44.2 Subject always to the provisions of Regulation 44.3, after the expiry of each Transfer Window in each Season registrations of Players and transfers of registrations will, except as permitted in Regulation 58, be declined or will only be approved:
44.2.1 where the Player is an Out of Registration Player;
44.2.2 where the Player was last registered as or is being registered as a Scholar or Academy Player (subject to such conditions by which the Club making the application and the Player shall be bound); and/or
44.2.3 if agreed by The League (including where the Player was last registered with a Club (or club) which has ceased to trade, including during the Closed Period) subject to such conditions as determined by The League and by which the Club making the application and the Player shall be bound.
44.3 Where any new registration or transfer of a Player is received by The League after 5pm on the fourth Thursday in March in each Season, that Player will not be eligible to play in any match organised by The League in that Season, except as permitted in Regulation 57.
The fourth Thursday in March is the traditional ‘transfer deadline day’ and remains in place to ensure Clubs cannot add to their squad for the final remaining fixtures of a Season thus impacting on the integrity of the competition in those final stages. This deadline is also used in other contexts – see for example the requirements on full strength sides in Regulation 25.1.
Academy Players will not be caught by this restriction in respect of non-first team matches. However, Clubs will not be permitted to register an Academy Player after this date and then utilise him in League Matches.
44.4 A Registered Player is one who has signed an appropriate registration form or forms and/ or contract (such signature to be witnessed by a second person) and whose registration has been approved by The League. Notwithstanding the foregoing, only those Academy Players over the age of 15 years on 1 September in any given Season may play football for a Club’s first team in that Season, and then may only do so with the written permission of his Parent, his school’s head teacher and the approval of The League.
Registration of Players - FIFA Article 5.3 - Three & Two Rule
In accordance with FIFA Regulations a Player may be registered with a maximum of three clubs during one season. During this period, the player is only eligible to play in official matches for two clubs. As an exception to this rule, a player moving between two clubs belonging to different associations with overlapping seasons (i.e. start of the season in summer / autumn as opposed to winter/spring) may be eligible to play in official matches for a third club during the relevant season, provided he has fully complied with his contractual obligations towards his previous clubs.
Clubs are advised that domestically the above applies to all registrations except Non- League, Short Term and Youth Loans, although Foreign Associations may include these loans as counting towards the rule. Clubs should take this into account should a Player in these circumstances be considering a move to another Association, whether on a temporary or permanent basis. More detailed guidance is published on the Club Portal on a season by season basis – please refer to the Player Administration Section of the service.
44.5 No Player may play in any competition organised by The League unless and until his registration has been so approved.
A player’s registration will not be completed until all the required documentation, clearances and monies have been received by the League and found to be in order. Only the receipt by the registering Club of confirmation of registration will determine the eligibility of the Player to play in EFL Matches. International clearance and receipt of monies are not required prior to the deadline but must be received before the Player plays.
Once you have received confirmation of registration from the League please ensure your squad numbers are updated on iFAS via the Club Portal.
Clubs are also able to use iFAS on the Club Portal to check the availability of players for any fixture.
44.6 It shall be the responsibility of all Clubs playing in any competition organised by The League to ensure that all Players are so registered. Failure to do so constitutes misconduct.
Registration is now carried out via an online process through iFAS on the Club Portal. Only in rare cases will it be necessary to email registration documents to the EFL. If documents are sent via email Clubs will receive an automated response when emailing registration documents to [email protected] If you do not receive this auto-acknowledgement, please notify the Player Administration department. The auto acknowledgement is not a confirmation of registration.
In the absence of confirmation by The League confirming a Player’s registration, clubs should always check a player’s eligibility by telephone or via iFAS on the Club Portal. The penalties for playing an ineligible player can be severe – see Regulation 45.2.
44.7 An additional copy of the appropriate registration papers shall at the same time as a copy is despatched to The League be despatched to The Football Association.
All registration types are now completed online, so the system will manage that process for you. It is imperative that you obtain confirmation of registration from the Football Association. The reason is that it is the Football Association that is responsible for the application of any applicable FIFA Regulations (for example, confirming whether a player requires an International Transfer Certificate), and will also be able to advise on any ‘work permit’ requirements for overseas players. Separate guidance on those requirements (now known as Governing Body Endorsements) is published on the Club Portal on a season by season basis – please refer to the Player Administration Section of the service.
For Players requiring international clearance, please note that the FIFA Transfer Matching System operates with a strict deadline at the closure of each Transfer Window.
44.8 Subject to Regulations 44.2, 44.3, 44.9 and 58, a Player will only be eligible to play in a match organised by The League if:
44.8.1 the appropriate forms for his registration or the transfer of his registration (including, for the avoidance of doubt, Temporary Loan Transfers) are submitted (in such manner as the League shall specify from time to time) to and received by The League by 12.00 noon on the day prior to the date of such match; and confirmed by the League to be in order; and
44.8.2 in respect of any League Match to be played between the date for submission of the Squad List as determined in accordance with Regulation 44.9.4 and the end of the Season, the Player:
44.8.3 is included on the Squad List; or
44.8.4 is not required to be included within the Squad List in accordance with Regulation 44.9.2.
All registration types are now required to be submitted via an online registration system which is shared between the EFL, Football Association, the Premier League, FA of Wales and National League System.
Application of the Deadline
The League’s policy is that a Club will be deemed to have met the deadline if this office receives a completed copy of the appropriate registration form (G1/G2, H1) or loan form (H4) in advance of the deadline determined by The League in advance of each Transfer Window. If the Player is a Contract Player, then a copy of the relevant completed parts of the Standard Contract must be received by the League either before the specified time or immediately following. A short application process has been created within the online registration system to enable this to happen as we approach the closure of each transfer window. Similarly, if a Player is transferring his registration with an agreement between a Transferor Club and a Transferee Club, a copy of such an agreement must be received by the League either before the specified deadline or immediately following. It is expected that any Standard Contract or transfer agreement must have been agreed before the deadline and that the only reason for any delay resulting in these being received immediately following the deadline is due to prioritising the transmission of the appropriate registration form or loan form. A Club will still be deemed to have met the deadline if, even after the deadline, amendments are requested by the League to correct errors or omissions in the documents already submitted, but both the League and the FA will not complete the registration of the Player until the amendments are provided and found to be in order.
A Club will still be deemed to have met the deadline for submission of documents even if the Intermediary forms and Representation Agreements are received after the deadline. The FA has also confirmed that they would accept these documents after the registration deadline but both the League and the FA will not complete the registration of the Player until the documents are provided.
International clearance and receipt of monies are not required prior to the deadline but must be received before the Player plays. However, ITC must be received 75 minutes prior to kick off.
Clubs are asked in view of the number of documents received by this Office on transfer deadline days not to submit non urgent registrations, for example, registrations for players that are being upgraded and improved contracts.
Regulation 44.2.1: See also the guidance under the definition of Out of Registration Player. Unless otherwise agreed, Players registered at any level including on a Non-Contract registration are not deemed to have ‘out of registration player’ status if still registered during a Closed Period.
Regulation 44.2.2: Players being registered on a YD4 registration are not subject to the same restrictions as an Out of Registration Player.
Regulation 44.2.3: is not intended to provide Clubs with the opportunity to register new players outside of the existing transfer windows and have those players eligible to play. The purposes of this Regulation is to deal with those exceptional circumstances which arise from time to time and conditions around ineligibility to participate in matches will be part of any conditions imposed.
A player registered on a Standard Loan in accordance with Regulation 56 at a Club may subsequently be permanently transferred to that Club at any time including during a Closed Period.
Academy Players will not be caught by these restrictions in respect of non-first team matches. However, the League reserves the right to impose restrictions on first team eligibility e.g. in circumstances where applications could be considered to be trying to register players who are ostensibly professional players as scholars (e.g. when 17 or 18) to avoid the application of transfer windows.
44.9 Squad Lists
44.9.1 Clubs shall be permitted to name up to a maximum number of Players in their Squad List based on the following provisions:
(a) in respect of Championship Clubs, 25 Players of which a minimum of 8 must be a Home Grown Player; and
(b) in respect of League One and Two Clubs 22 Players of which a minimum of 8 must be a Home Grown Player.
44.9.2 The following Players do not need to be included in the Squad List to be eligible to play in League Matches:
(a) in respect of Championship Clubs, any Under 21 Player (save for any Under 21 Player who is registered with the Club on a Temporary Loan Transfer); and
(b) in respect of League One Clubs and League Two Clubs:
(i) any Under 21 Players; and
(ii) goalkeepers.
Clubs are required to declare whether or not a Player is goalkeeper when submitting a registration application. Inaccurately declaring an outfield Player as a goalkeeper will constitute misconduct as a breach of the Club’s obligation to behave towards the League with the upmost good faith (as per Regulation 3.4).
Under 21 Players who are on Loan to Championship Clubs are counted towards the 25 Player limit for the purpose of the Squad List Regulation.
44.9.3 Each Club shall submit its Squad List to The League:
(a) within 24 hours of the conclusion of the Summer Transfer Window; or
(b) such other date and time as may be notified by the Board.
The inclusion of this power is to amend the deadline for submitting Squad Lists where the 24 hour deadline would impact on a weekend/bank holiday.
44.9.4 A Club shall apply to:
(a) include a Player on its Squad List; and/or
(b) remove a Player from its Squad List,
by submitting a request to that effect to The League (in such manner as The League shall direct from time to time).
All details to be uploaded via iFAS.
44.9.5 A Player shall be deemed to have been included or removed from a Club’s Squad List on receipt of The League’s confirmation of the same (which may be given electronically).
44.9.6 Changes to a Squad List may be made:
(a) during the period of a Transfer Window; and
(b) at other times only with the permission of The League.
Changes inside a Transfer Window:
Changes to the Squad List can be made at any time during the Transfer Window:
Clubs do not need to apply to the EFL for approval to make the change, Clubs only need to make the changes via iFAS.
In order to be eligible for a League Match during the Winter Transfer Window, the Player (unless an exclusion applies) must be registered with the EFL and be included on the Squad List, before the relevant League Match. The EFL recommends uploading the updated Squad List not less than 24 hours before the relevant League Match.
Changes outside of a Transfer Window:
The League will only consider granting permission to make changes to the Squad List outside of a Transfer Window where:
the Club’s current Squad List contains less than the maximum number of Players permitted to be included on the Squad List and the Club wishes to add an Out of Registration Player or another Player registered with the Club but not currently included on the Squad List, or
in other truly exceptional circumstances.
44.9.7 The League will publish each Club’s Squad List and a list of all other Contract Players eligible to participate in League Matches but are not included on the Squad List, on the League’s official website within 7 days of the closing of a Transfer Window.
45 BREACH OF CONDITIONS OF REGISTRATION
45.1 Failure to comply with any of the conditions relating to a registration will render the Player ineligible to play for the Club concerned as not being a Registered Player.
45.2 Any Club playing an unregistered or ineligible Player in a League Match may have three points deducted from its score and/or be liable to such other penalty as a Disciplinary Commission may decide.
45.3 Any Club playing, in a match under the auspices of The League, a Player who is under suspension by The Football Association may have three points deducted from its score and/or be liable to such other penalty as a Disciplinary Commission may decide.
46 TYPES OF REGISTRATION
46.1 The following types of registration are permitted by The League:
The following documents are required for each particular registration. The online registration system will also advise if any further documents are required based on the circumstances of any particular case:
Full Contract
- Standard Playing Contract
- Registration Form G(1)/G(2) (but not required if you are lodging an updated contract for a player already registered for you)
- Financial agreement or letter confirming that no fee is involved in the acquisition of the player’s registration
- Confirmation that the Player is entitled to claim the status of ‘Out of Registration Player’ where applying to register outside a transfer window.
- Bonuses (unless indicated on Schedule 2 of the standard playing contract that bonuses are not applicable)
- Form IM1 (if applicable)
- International Transfer Certificate (if applicable)
Permanent Transfers
- Transfer Form H1 (EFL/Premier League)
- Registration Form G(1)/G(2) (if coming from any other club outside of the EFL or Premier League)
- Monies including VAT and 5% levy - Regulation 51 refers (if applicable).
- International Loan/Transfer declaration form (if coming from abroad)
Multiple Monthly
- Multiplicity Registration Form G (1)/ G (2) – section b) to be completed
- Bonuses (unless indicated on Schedule 2 of the contract that bonuses are not applicable)
Monthly Contract (1st Month Only)
- Registration Form G (1)/G (2)
Monthly Contract (2nd and Subsequent Months)
- Monthly Registration Form G (1)/G (2) – section c) to be completed
- Contract not required unless terms are amended
Standard Loans (From EFL/Premier League/Non-League)
- Standard Loan Form H (4)
- Bonuses (if applicable)
- Financial Agreement and Loan Fee (if applicable)
International Loans
- Registration Form G (1)/ G (2) – Section (a) or (b) whichever is applicable
- Declaration Form for International Loan/Transfer
- Loan agreement between both clubs
Emergency Goalkeeper Loan
- Temporary Transfer Registration Form EL
- Independent medical certificates Academy
- YD4 (together with a Code of Conduct)
- Copy of Birth Certificate or Passport (first registration only)
- Proof of address (e.g. utility bill)
Scholarships
- Scholarship Agreement
- Registration Form G (4)
- Birth Certificate/Passport (copy)
- Compensation Agreement (if applicable)
Loans to non-league clubs
H3 (for Standard Loan and Short Term Loan into non-league)
- Youth Loan Form
Work Experience
- Standard Work Experience Form
Two Match Rule
- Letter from parent club granting permission in accordance with FA Rule C66
46.2 The documents of registration and of transfer of registration of a Player must be in the forms prescribed and issued by The League and not otherwise.
46.3 A copy of those parts of these Regulations which are applicable must be handed to the Player at the time of signing.
No Club, Official or Player shall directly or indirectly make or offer to make any payment whatsoever in cash or in kind to Players or their families or any other person as an inducement to sign other than those provided for in these Regulations. Any Club, Official or Player in breach of this Regulation shall be guilty of misconduct.
47 REGISTRATION FORMS
47.1 In order to register a Player the prescribed contract, registration form and/or transfer form signed on behalf of the Club by either the Chairman, club secretary or any duly appointed signatory must be sent to The League within five days of the Player’s signature and are subject to the approval of The League. The receipt by the registering Club of confirmation of registration shall determine the eligibility (and the effective date of eligibility) of the Player to play in League Matches.
For the purposes of this Regulation, any other ‘duly appointed signatory’ (otherwise known as ‘Authorised Signatories’) must submit to the Owners’ and Directors’ Test.
Note, Regulation 64.3 provides that contracts can be signed by (a) the Chairman alone or (b) any other director and one other authorised signatory.
The EFL Board has previously confirmed (Season 2010/11) that irrespective of whether or not a Club is formally embargoed, the EFL reserves the right under this Regulation to decline the registration of a player in the event that the Club concerned has demonstrated that it is unable to meet its existing financial obligations. Whilst most liabilities are already specifically covered under the Regulations, there can be cases where Clubs have demonstrate an inability to meet their other debts as and when they fall due which are not directly covered by the Regulations, and if those Clubs were permitted to continue unfettered in the transfer market this could undermine the integrity of our competitions and the public reputation of the EFL as a whole. The prospect of declining registrations outside of an embargo is only seen as an exceptional event and will only be deployed when the EFL deems that the circumstances are unusual enough to require this course of action.
47.2 International Transfer Certificate . Any Player who last played (or was registered to play) for a club affiliated to a national association other than that to which the Club which is applying to register him is affiliated shall not be eligible to participate in a match played under the auspices of The League unless The League has received written confirmation from the Club’s national association that an international transfer certificate has been issued in respect of the Player in accordance with the requirements of the Football Association. This includes any Player returning from a period on loan at a club affiliated to a national association other than the Club to which the Player is returning.
47.3 In addition to the forms and documents specifically required by these Regulations, a Club shall submit to The League:
47.3.1 any contract it proposes to enter into which gives the Club or any other party to the proposed contract any rights relating to the transfer of the registration of a player at a date in the future from or to the Club or any rights relating to the employment of the player by the Club; or
47.3.2 any contract it proposes to enter into which gives the Club or any other party to the proposed contract the right to receive payments in respect of a Player.
Any such proposed contract shall be subject to the approval of The League. In deciding whether to give such approval The League shall have regard to (without limitation) Section 10 of these Regulations.
The EFL has in the past made a number of determinations in the context of whether to grant approval or not under Regulation 47 both in the context of this Regulation, but also considering the application of Regulations 51 and 126. The following examples are offered as guidance but each such application will be considered on its own merits at the applicable time:
Options to acquire Players. The EFL will permit a Club to conclude an option to transfer a player at a date in the future, provided that it is subject to the consent of the player at the time of the exercise of the option, prior approval in accordance with Regulation 47.3 and it being with a club or Club in a different Division. In addition, the EFL will allow Clubs and a player entering into a standard loan to include an option to acquire the player permanently at some future date, to include agreements between the new Club and the player binding them to a standard contract if the option is exercised.
Buy-back clauses. The EFL do not accept buy back clauses in financial agreements, however, it is acceptable to have an option to match any offer that another club makes for that player.
47.4 No Image Contract or other agreement entered into by a Club may vary or affect the rights and obligations set out in clause 4 of the Standard Contract.
The EFL will only object to any such clause where the amendments affect the rights granted to, or the obligations owed to the EFL (as such clauses will vary Club / Player obligations).
47.5 An application to register a Player shall be accompanied by such evidence as the League may require to demonstrate that the Player may take up employment in the United Kingdom, and the League shall not confirm that he is eligible to play for the Club applying to register him until the League has received such evidence.
In addition to any requirement for an International Transfer Certificate, Clubs should consider whether an overseas player has a right to work in the UK without further permissions. As a general rule, players from outside the United Kingdom or European Economic Area will require a Governing Body Endorsement from the Football Association. Separate guidance on those requirements (now known as Governing Body Endorsements) is published on the Club Portal on a season by season basis – please refer to the Player Administration Section of the service.
47.6 Where the Player does not have the right to take up employment during the period of the proposed registration, the League has the power to determine whether to permit the application for the registration of the Player (for the purposes of then allowing the Player to go out on Temporary Loan transfer in accordance with Regulation 55.5) or not. In considering any such application to register the Player, the League shall have regard to all the circumstances of the case including but not limited to the likelihood of the Player acquiring the right to take up employment in the United Kingdom during the period of the proposed registration.
47.7 Any Contract Player whose registration is cancelled or who is released by his Club on the grounds of permanent disability shall not be registered for any other Club without the prior consent of the Club which last held his registration. Any Contract Player who has received the Permanent Total Disablement Payment from the Personal Accident Insurance Scheme shall not be registered for any Club except in exceptional circumstances with the consent of the Board.
48 GENERAL PROVISIONS RELATING TO PLAYER TRANSFERS
48.1 Transfers within The League and with The Premier League . All Transfers of registration of Contract Players whether between two League Clubs or to or from a Premier League club shall be dealt with by The League in the manner hereinafter specified in the following Regulations. In such Regulations and elsewhere in this Section 6 where reference is made to transfers between Clubs, unless the context otherwise requires, references to a Club or Clubs shall be taken to include reference to Premier League clubs.
48.2 Transfers of a Contract Player whilst under Contract . During the currency of a contract of a Contract Player the transfer of his registration from Transferor Club to a Transferee Club must be by writing on the prescribed form in which shall be set out full particulars of all financial and other arrangements agreed between the Transferor Club and the Transferee Club and which shall be signed by a properly authorised Official of each of the two Clubs concerned and forwarded to The League for approval and registration together with a copy of the Standard Contract (as defined in Regulation 64.2) with the Transferee Club. The Transferee Club must comply with Regulation 50. Such Contract Player does not become a Registered Player of the Transferee Club seeking his transfer until the Club has received from The League a confirmation of registration and will not be eligible to participate in matches until the date set out in the confirmation, such date to be determined by The League in accordance with the provisions of Regulation 44. The registration of a Contract Player released by his Club or by the Board shall be automatically cancelled, without prejudice to the retention of compensation rights where permitted by these Regulations. In the case of a Player whose registration is cancelled for any reason whatsoever the Club must notify The League immediately in writing. It is the responsibility of the Club seeking the transfer of a Player to have satisfied itself as to the Player’s fitness.
See the guidance to Regulation 46.1 for details of what forms are required on the registration of the transfer of a player’s registration.
FIFA Regulations prohibit the inclusion of clauses into a contract of employment which seek to make the transfer conditional on (a) a Governing Body Endorsement or (b) a successful medical. However, Clubs may wish to include provisions stating that any transfer agreement is subject to the agreement being registered by the EFL and the player being confirmed as eligible to play for your Club.
48.3 Transfer of a Non Contract Player . A Non Contract Player is transferred by cancelling his registration form and by re registration by his new Club. Any cancellation of a Non Contract Player’s registration must be notified to him in writing within seven days and The League similarly informed.
48.4 Retention of registration . Clubs shall not transfer The Football Association registration whilst retaining The League registration of any Player without informing The League.
This can be avoided by ensuring that any and all registration forms for players are uploaded to iFAS.
48.5 A Player whose registration is permanently transferred by a Club, or whose registration is cancelled for the purpose of joining any other Club, shall not subsequently be re-registered for the original Club within a period of twelve months from the date he left that Club, except with the prior consent of The League. However, a Player whose registration is permanently transferred may return to his original Club (provided that Club is a Member Club) within twelve months on a Standard Loan transfer in accordance with the provisions of Regulations 55 to 57 provided the circumstances of such an arrangement receives the prior written approval of The League, such approval not to be unreasonably withheld.
To ensure that sale and loan back arrangements cannot be construed as financial support from one club to another, the EFL will require the Club selling the player and then taking him back on loan to contribute towards the players’ basic wage to a level at least equivalent to that which was payable under his standard contract prior to the transfer.
49 CONDITIONS OF TRANSFER
49.1 The terms and conditions of all transfers of registration including a copy of the agreement referred to in Regulation 48 .2 must be forthwith submitted to The League. Similar details must be received in respect of all Players signed for a fee from abroad. All transfer arrangements in respect of Contract Players are subject to the approval of the Board. Transfers shall not be registered until The League is satisfied that any Transfer Fee or Compensation Fee due at the time of registration has been paid or its payment adequately secured.
Clubs cannot have any form of agreement pursuant to which the Player is unable to play against the Club he has transferred from. Such clauses are only permissible in loan agreements in accordance with Regulation 55.8.
Any dispute between two EFL Clubs will be referred to arbitration in accordance with Section 9 of these Regulations. Any disputes between Clubs in different Leagues in the English pyramid should be referred to arbitration under FA Rule K. Any dispute between Clubs in different National Associations (with the exception of the Welsh Clubs playing in the English pyramid) should be referred to FIFA.
49.2 This Regulation also applies to any proposed amendments to transfers which have already been completed and registered.
49.3 Subject to Regulation 53.1, Transfer Fees, Compensation Fees and Loan Fees shall be treated as private and confidential.
50 INTERMEDIARIES
50.1 When applying to register any Player a Club shall, at the same time and in addition to the documents required to be lodged in accordance with Regulation 47.1, send to the Secretary at the Office in writing the following information:
50.1.1 whether the registering Club (and, where applicable, the Club (if it is a Member Club) that last held the Player’s registration (the ‘Player’s Former Club’)) used the services of an Intermediary(ies) and, if any, the identity of any Intermediary(ies);
50.1.2 whether the Player used the services of an Intermediary(ies) and, if any, the identity of that Intermediary(ies);
50.1.3 confirmation as to all amounts paid, either directly or indirectly, by either the registering Club or the Player’s Former Club (if it is a Member Club) to any Intermediary(ies) acting in respect of the matter; and
50.1.4 whether either the registering Club or the Player’s Former Club (if it is a Member Club) has or is intending to reimburse the Player and or the other Club in respect of any Intermediary fees paid by or which are the responsibility of the Player or the other Club.
Submission to The League of FA Form IM1 and/or IM1/NR will be deemed acceptable for the purposes of complying with Regulation 50.1.
50.2 All information required to be disclosed in accordance with this Regulation shall be submitted in the form prescribed by The League from time to time. That form must be signed:
50.2.1 by the Player; and
50.2.2 by or on behalf of both the registering Club and, where applicable, the Player’s Former Club (if it is a Member Club) by their respective Chairman, Club Secretary or any other duly appointed signatory.
50.3 Failure on the part of any Club, Official or Player to comply with the provisions of this Regulation 50 or to provide false information to The League shall constitute misconduct.
Clubs paying an Intermediary on behalf of a Player (either as a P11D payment or a deduction from net salary) must insert the details in his Contract.
Clubs should consider what conditions apply to such payments – for example, are they conditional upon the player still being employed by the Club at the due date for payment?
51 PROHIBITION OF THIRD PARTY INVESTMENT
51.1 Unless otherwise agreed by the Board and subject to Regulation 51.2, a Club may only make or receive a payment or incur any liability as a result of or in connection with the proposed or actual registration (whether permanent or temporary), transfer of registration or employment by it of a Player in the following circumstances:
51.1.1 by payment to a Transferor Club or receipt from a Transferee Club of a Compensation Fee, Loan Fee, Transfer Fee, Sell-On Fee and/or any other subsequent payments which become due under the terms of any transfer;
51.1.2 by payment of levy pursuant to Regulations 52.2.9 or 52.2.11;
51.1.3 by receipt of all or part of a Compensation Fee, Loan Fee, Transfer Fee, Sell-On Fee and/or any other subsequent payments which become due under the terms of any transfer, in default of payment of it by the Transferee Club from which it is due, from:
(a) a Financial Institution or other guarantor; or
(b) The League in accordance with the provisions of these Regulations; or
(c) the Premier League in accordance with the provisions of the rules of the Premier League;
51.1.4 by way of remuneration (including benefits in cash or kind and Image Contract Payments) to or for the benefit of a Contract Player whose registration it holds;
51.1.5 by way of an allowance permitted by Youth Development Rule 280, to a Scholar with whom it has entered into a Scholarship Agreement;
51.1.6 by way of payment to an Intermediary provided that such payment is made in accordance with the Football Association’s Regulations on working with Intermediaries;
51.1.7 by payment of incidental expenses arising in respect thereof;
51.1.8 by payment or receipt of training compensation or solidarity payment pursuant to the FIFA Regulations for the Status and Transfer of Players and any other levies or payments payable to or by a Club pursuant to the statutes or regulations of FIFA or any other football governing body from time to time, or otherwise properly due to or from such a governing body;
51.1.9 by payment of Value Added Tax payable in respect of any of the above payments or liabilities; and
51.1.10 in the case of a Transferor Club, by assignment of its entitlement to a Compensation Fee, Transfer Fee or Loan Fee to a Financial Institution.
Clubs should contact the Player Administration Department should they wish to assign any entitlement to a Financial Institution. Whilst Clubs are automatically entitled to enter into such transactions with Financial Institutions (as defined) the EFL will require approval of all relevant paperwork and will need to issue appropriate consents prior to completion of the transaction. This will include a requirement that the Financial Institution does not further assign its rights under the arrangement without the prior approval of the EFL, to avoid the possibility of the Club being bound to an arrangement with an entity that doesn’t meet the Regulations.
The Club must also obtain the prior approval of the Football Association in accordance with the requirements of the FA Third Party Interest in Player Regulations (and in particular Regulation B.1.7).
Sell-On Fees Loan Agreements. Payment or receipt of a Sell-On Fee by or to any Club (or club) at which a Player had previously been registered on Standard Loan or International Loan will be permitted in accordance with this Regulation 51.1.
51.2 In respect of a player whom it applies to register as a Contract Player, a Club is permitted to make a payment to buy out the interest of a person or entity who, not being a Club or club, nevertheless has an agreement either with the club with which the player is registered, or with the player, granting it the right to receive money from a new Club or club for which that player becomes registered. Any such payment which is not dependent on the happening of a contingent event may be made either in one lump sum or in instalments provided that all such instalments are paid on or before the expiry date of the initial contract between the Club and the player. Any such payment which is payable upon the happening of a contingent event shall be payable within seven days of the happening of that event.
52 TRANSFER/COMPENSATION FEES METHOD OF PAYMENT
52.1 All Transfer Fees, Compensation Fees and instalments thereof and any subsequent payments which become due under the terms of the original transfer shall be paid direct to The League for immediate onward transmission, where appropriate, to the Transferor Club. Prior to such onward transmission they shall not be paid into the Pool Account but held in a separate Transfer Fee Account.
Clubs should ensure funds are received by the EFL prior to 2:30pm to enable this office to forward the monies on. Failure to meet this requirement may result in the Club being deemed to have missed the payment date resulting in fines and/or embargo in accordance with the remainder of this Regulation.
See also Regulation 52.2.7 in respect of payments due to Clubs relegated into the National League, and Regulation 52.2.8 in respect of amounts due to foreign clubs (excluding those Welsh Clubs participating in the EFL or Premier League).
52.2 The following provisions shall apply in relation to Transfer Fees, Compensation Fees and instalments thereof and any subsequent payments which become due under the terms of the original transfer:
52.2.1 A percentage of the Transfer Fee or Compensation Fee negotiated between the Clubs, plus VAT at the appropriate rate on the total fee shall be paid to The League, by means of electronic transfer or by such other means as the Board may prescribe, before any transfer may be registered. Any balance outstanding must be paid to The League in accordance with the financial agreement within the negotiated timescale agreed between the Clubs. The Transfer Fee or Compensation Fee must be paid within the period of the Player’s contract with the Transferee Club. In the event of the Player’s registration being transferred or cancelled prior to such payments being completed, the balance outstanding becomes payable immediately and any amount paid into the Transfer Fee Account which is due to the original Transferee Club in respect of the onward transfer will be used first to reduce the balance owed to the original Transferor Club.
Instalment Reminders - out of courtesy, and where possible, the EFL will send reminders that instalments are due. However, the onus is on the Club to ensure payment is made on time.
52.2.2 When a Transferee Club signs a Player under the provisions of Regulation 67 and an agreement is not reached on the amount of compensation payable, the Transferee Club must immediately pay to The League a deposit of not less than 50% of the Compensation Fee offered. Within 48 hours of the Compensation Fee being determined the Transferee Club must pay any balance of the 50% to The League.
52.2.3 If a Club is in default of payments due to another Club (or club) under a transfer or compensation agreement the Club shall be subject to a registration embargo such that it shall not be permitted to register any Player with that Club without the prior written consent of The League until such time as the agreement is honoured.
52.2.4 If a Club is in default of any Transfer Fee and/or Compensation Fee and any subsequent payments which become due under the terms of the original transfer to another Club only:
(a) The League shall also apply any Transfer Fee and/or Compensation Fee proceeds received for transmission to the defaulting Club, together with any payment of monies which would otherwise be payable to the defaulting Club, in settlement of the defaulting Club’s overdue Transfer Fee and/or Compensation Fee commitments to any other Club or Clubs pro-rata; and
(b) the defaulting Club shall pay interest to the other Club at the rate of 5 per cent per annum over Barclays Bank base rate in force from time to time calculated on a daily basis, on the outstanding sum from the due date to the actual date of payment to the other Club.
52.2.5 For avoidance of doubt, where any transfer agreement includes a provision for any payment to be made on a day other than a Normal Working Day then, unless otherwise expressly stated to the contrary in that transfer agreement, the payment shall be deemed to fall due to the Transferor Club on the immediately preceding Normal Working Day and the Transferor Club shall be entitled to claim payment on that date.
52.2.6 In the event of default as described in Regulations 52.2.3 or 52.2.4 in addition and without prejudice to the provisions of Regulations 52.2.3 and 52.2.4:
(a) The League shall have the power to impose a fixed fine under Regulation 88 and 50% of the fixed fine payable by the defaulting Club shall be paid to the Club(s) to which an overdue amount was payable (on a pro-rata basis if more than one Club);
(b) The League shall have the power to refer the matter to a Disciplinary Commission to impose such penalties upon the defaulting Club by way of reprimand, fine whether fixed or otherwise, embargo on registrations, deduction of points, suspension, recommend expulsion (subject to Regulation 94) or other penalty as they may think fit under the circumstances; and/or
(c) the provisions of Regulation 52 .6 shall apply.
52.2.7 Any Club which owes Transfer Fee and/or Compensation Fee monies to a Club which joins The National League on losing League status under the provisions of Regulation 9 3 or joins The Premier League must continue to pay the monies due via The League or face such penalty or penalties as described in Regulations 52.2.3 and 52.2.6 above, but in the case of a receiving Club joining The National League, this provision will cease to have effect 24 months from such date.
52.2.8 An agreement for an international transfer shall provide that the Transfer Fee and/ or Compensation Fee, instalments thereof and any subsequent payments payable to the Transferor Club shall be paid (together with any Value Added Tax payable in respect thereof) to the Football Association by electronic transfer (or by such other means as The League may from time to time direct) for payment to the Transferor Club in accordance with Football Association Rules.
52.2.9 When the registration of a Contract Player is transferred whether during the period of his contract or after the expiry of his contract the Transferee Club shall pay to The League a levy equal to 5% of the Transfer Fee or Compensation Fee as applicable. Such levy shall be paid to The League at the same time as the payment to be made pursuant to Regulation 52.2.1 (or Regulation 52.2.2) and shall comprise 5% of the whole of the Transfer Fee or Compensation Fee payable. Such levy shall not be deductible from the Transfer Fee or Compensation Fee. A Club shall also pay a levy equal to 5% of any transfer fee or compensation fee in respect of any:
(a) player signed from abroad as a Contract Player (other than in respect of any element of the fee which relates to Training Compensation which would otherwise have been payable under Article 20 of the FIFA Regulations, if any);
Compensation Fees - Clubs are advised that any element of the fee which relates to Training Compensation which would otherwise have been payable under Article 20 of the FIFA Regulations must be clearly identified in any financial agreements, otherwise Clubs will be liable to 5% Levy on the whole amount.
(b) player signed from the Premier League, the Scottish Professional Football League, the Irish Football League and FAI National League as a Contract Player;
(c) payment made in accordance with Regulation 51.2; and
(d) any additional payment(s) made under the terms of any of the foregoing.
52.2.10 The proceeds of the levy less the expenses of The League, will be used to finance the benefit plan for Players. Should the proceeds exceed the premium payable to the pension plan in any year the surplus will be added to the Professional Game Youth Fund (being the fund which makes payment of grants to those Clubs (and clubs) operating Academies in accordance with the Youth Development Rules).
52.2.11 In addition to the levy specified in Regulations 52.2.9 The League shall deduct from each Transfer Fee or Compensation Fee received by it a levy equal to 5% of such Transfer Fee or Compensation Fee. All deductions will be paid to and administered by The Football Foundation in accordance with arrangements agreed between The League and the Foundation from time to time. These provisions shall not apply to any Club whose ground meets the requirements of Lord Justice Taylor’s Report as amended by subsequent legislation or as agreed between The League and The Football Foundation.
52.2.12 The Board shall have the power to reduce the levy payable by Clubs in accordance with Regulations 52.2.9 from 5% to 4% by written notice to Clubs. Regulation 2 shall not apply to any such notification.
52.2.13 For so long as the Board has (in accordance with the provisions of Regulation 52.2.12) implemented a reduction in the levy payable in accordance with Regulation 52.2.9 from 5% to 4% then the Transferee Club shall pay to The League an additional 1% of the Transfer Fee or Compensation Fee as applicable (calculated in the same manner as set out in Regulation 52.2.9) (‘ Youth Development Levy ’). The Youth Development Levy shall be paid to The League at the same time as the payment to be made pursuant to Regulation 52.2.1 (or 52.2.2). The Youth Development Levy shall not be deductible from the Transfer Fee or Compensation Fee. For the avoidance of doubt, the Youth Development Levy shall also be paid by the Transferee Club in respect of Players signed from abroad, and in respect of Players signed from the Premier League, the Scottish Professional Football League, the Irish Football League and FAI National League. The Youth Development Levy shall also be paid in respect of any additional payment made under the terms of any transfer/ compensation agreement. The proceeds of the Youth Development Levy shall be allocated on such terms as the Board may determine between those Clubs meeting the requirements of the Youth Development Rules promulgated in accordance with the provisions of Regulation 62.
52.2.14 Where a Transferee Club registers a Player and the relevant consideration tendered by the Transferor Club includes the registration of another Player or some other form of non-financial consideration or value-in-kind, the Transferee Club and Transferor Club shall attribute a financial value to the Player(s) transferred, which shall be noted in the Transfer Agreement(s), and upon which a levy calculated in accordance with the provisions of this Regulation shall be paid in each case.
Where in the case of a proposed Player exchange of the type referred to in Regulation 52.2.14, above, the League is of the view that the financial value attributed to either of the Players is materially below that Player’s true transfer value (with the effect that a reduced sum is payable by way of levy), the League will request that the Transferor Club(s) restate(s) the declared transfer value and may exercise its power under Rule 47.1 if necessary (‘all transfer arrangements in respect of Contract Players are subject to the approval of the Board’).
52.3 All payments under this Regulation shall be paid to The League’s Transfer Fee Account by electronic transfer or by such other means as The League may prescribe.
52.4 In all such cases of Transfer Fees, Compensation Fee and any subsequent payments which become due under the terms of the original transfer the Transferor Club shall submit to the Club a VAT invoice within seven days of such payment becoming due.
52.5 If a Transferor Club assigns its entitlement to a Transfer Fee, Compensation Fee or Loan Fee instalment pursuant to Regulation 51.1.10:
52.5.1 it shall procure by means of a legally enforceable agreement that monies payable by virtue of the assignment are paid into the Transfer Fee Account by the assignee; and
52.5.2 it shall irrevocably and unconditionally instruct the Transferee Club to pay such monies to the assignee upon their becoming due.
See also the guidance notes to Regulation 51.1.10. Any Sell-On Fee(s) due to a third party club will be deducted and withheld by the EFL and then paid out on the original due date unless instructed by the Club accelerating the monies to make payment at that time. If the Player is transferred prior to the date due, this office will forward the outstanding monies at the time of transfer.
52.6 Without prejudice to any other powers or restrictions set out in these Regulations or as may be ordered by a Disciplinary Commission, where any Club defaults on payment of any amounts:
52.6.1 due to any other Club (or club) (including but not limited to any Transfer Fee, Compensation Fee, Loan Fee, other contributions due pursuant to the terms of any Temporary Loan Transfer, or any subsequent payments which become due under the terms of any original transfer(s), ticket monies, or other payments pursuant to the terms of any other agreement); and/or
52.6.2 covered by Article 48.1.5 (football creditor claims of full time or former full time employees for arrears of remuneration due up to the date of termination of employment),
for a period of 30 days (whether one default of 30 days, or a number of individual defaults which when taken together amount to 30 days) or more in any 12 month period (1 July to 30 June) (‘ Persistent Default ’) then that Club shall not be permitted to pay or commit to pay any Transfer Fee, Compensation Fee or Loan Fee or any other form of payment (other than a sell on fee) in respect of the registration of any Player during the period:
(a) commencing on the date on which the Persistent Default occurred; and
(b) ending at the end of the next following Season.
The EFL monitors overdue payables in respect of Transfer / Compensation / Loan Fees, but not other amounts payable as between Clubs (and clubs). Accordingly, the EFL will act on the basis of complaint in respect of matters such as loan wages, ticket monies, and other payments.
Unless otherwise specified in writing in the loan agreement, the EFL will work on the principle that loan wages are due no later than 14 days from the issuing of an invoice.
Clubs are encouraged to ensure that loan agreements include clear provisions regarding the dates on which loan wages will be invoiced and/or payable, to ensure that the provisions of this Regulation can be applied appropriately in the event of default.
Examples of what are considered to be ‘other agreements’ in Regulation 52.6.1 could include compensation agreements relating to managers / coaching staff.
Finally, in the context of default in payment of wages to employees, the number of days of arrears will not ordinarily be multiplied by the number of employees affected.
52.7 Membership of the League shall constitute an agreement between each Club that they shall not make or continue any claim (to FIFA, the Football Association or any other relevant regulatory body of football and/or any judicial bodies exercising jurisdiction pursuant to any rules thereof) under Article 20 (Training Compensation) and/or Article 21 (Solidarity Mechanism) of the FIFA Regulations on the Status and Transfer of Players in relation to movement of players between:
52.7.1 Clubs (or clubs) affiliated to the Football Association; and
52.7.2 Clubs (or clubs) affiliated to the Football Association of Wales but which participate in leagues sanctioned by the Football Association.
52.8 Any Club that makes or continues any claim (including any claim made prior to admission into membership of the League) in breach of the agreement set out in Regulation 52.7 shall indemnify those Club(s) or club(s) that are the subject of the claim against any liability imposed by FIFA, the Football Association or any other relevant regulatory body of football and/or any judicial bodies exercising jurisdiction pursuant to any rules thereof).
53 FEES PAYABLE ON APPEARANCES ETC.
53.1 A Transferor Club shall within seven days of the date of such transfer provide to any previous Club(s) (and or Premier League Club(s)) with which that Player was registered and which has a right to a Sell-On Fee as part of the Transfer Fee or Compensation Fee in respect of any transfer of that Player (in this Regulation the ‘Previous Club(s)’) full details of all amounts paid or due to be paid to the Transferor Club. A Previous Club shall not at any time disclose or divulge either directly or indirectly any information provided to it to any third party without the prior written consent of the Transferor Club save to statutory and regulatory authorities or as may be required by law or to its auditor.
53.2 Unless stated to the contrary, a sell on clause in an agreement between a Transferor Club and Transferee Club (Member Clubs only, and not any other clubs) entered into after the 1 July 2015 shall be construed in such a manner as to ensure that any Loan Fees received by that Transferee Club shall be included in the amounts received (or equivalent provision) for the purposes of calculating the amounts due to the Transferor Club under the sell on clause (if any).
The EFL has issued separate guidance on the wording of sell on clauses. Please refer to the Player Administration section of the Club Portal for copies of the latest guidance. However, in summary Clubs are reminded that any Sell-On Fee contained within a Financial Agreement will be calculated on the basis that the excess is split based on taking the percentage of the surplus and paying it to the third party in line with the proportion of the payment received by the selling club.
Clubs are free to negotiate an alternative Sell-On Fee arrangement (for example, the third party club receiving their Sell-On Fee in full on transfer or the selling club recouping their monies prior to the third party club receiving any of their monies).
53.3 Where, on the transfer of a Player, provision is made for the payment of further sums on the happening of certain specified events (e.g. after the Player has made a certain number of First Team appearances) it shall be the duty of the Transferee Club to inform both The League and the Transferor Club that the specified events have happened. Unless otherwise specified in the written agreement between the two Clubs, the Transferee Club shall pay to The League within 14 days of the specified events happening the sums of money then due both to the Transferor Club and to The League. Any such payment cannot be deferred beyond 31 July following the end of the Season in which the event happens. The League shall forthwith on receipt of such sums pay the amount due to the Transferor Club.
The EFL can only apply fines for late payment and/or apply embargo to a defaulting club (see Regulations 52.2.3 & 52.6), if Clubs send copies of all invoices to The League. All such invoices should be sent to [email protected] .
53.4 In the case of an International Transfer the Transferee Club shall inform the Transferor Club in writing that the specified events have happened and within 14 days pay such sums due in accordance with Regulation 52.2.8.
54 NON-PAYMENT TO PLAYERS
54.1 Subject to any Club which has not made payment of:
54.1.1 any amount due in accordance with a Player’s contract; or
54.1.2 payment in consequence of termination of such contract,
within 2 Business Days of the relevant due date (as provided within the Player’s contract or termination/settlement agreement) (a ‘Player Contract Default Event’) shall report the Player Contract Default Event to The League within 2 Business Days of the Player Contract Default Event .
Clubs in default of payments to Players will be subject to an embargo. The EFL does recognise there are cases where payment may well be in dispute, but expects the matter to have been referred to a Player Related Dispute Commission in accordance with Regulation 74 for resolution to avoid the imposition of the embargo.
54.2 A Club shall not be required to report a Player Contract Default Event where that Player Contract Default Event has been caused solely by an admin error and the Club has resolved that error by making payment within one Business Day of discovering the error.
54.3 A Club shall not be deemed to have suffered a Player Contract Default Event where:
54.3.1 the Club and the Player are in dispute in respect of any sums owing to the Player; and
54.3.2 the Club has informed The League of the dispute within 7 days of the dispute arising; and
54.3.3 the matter has either been referred to a Player Related Dispute Commission or has been resolved within 30 days of the dispute arising.
54.4 Where a Club reports a Player Contract Default Event it will at the same time provide to The League details of any and all amounts due to the Player(s) concerned together with the time periods to which they relate.
54.5 Without prejudice to the general position (pursuant to Regulation 44.4) that all registrations must be approved by The League, a Club which is subject to a Player Contract Default Event will be subject to a registration embargo such that it will not be permitted to register any Player with that Club without the prior written consent of The League for the period that the Club is subject to a Player Contract Default Event.
54.6 A Club which fails to report a Player Contract Default Event shall be guilty of Misconduct and shall be referred to a Disciplinary Commission in accordance with Section 8 of these Regulations.
55 TEMPORARY LOAN TRANSFERS
55.1 Only Contract Players may sign for another Club (or club) on a Temporary Loan Transfer or Emergency Goalkeeper Loan. In any event:
55.1.1 any Player registered on a Standard Loan, International Loan, an Emergency Goalkeeper Loan; or
55.1.2 any player registered on any other form of loan at a club,
may not sign for any other Club (or club) during the period of the respective loan.
As stated in this Regulation, only players registered as a Contract Player can be sent on temporary loan transfers. Scholars and Academy Players may not go on loan. However, pursuant to FA Rules, players registered as Scholars can go out on ‘Work Experience’. The Player may continue to train and play for either the Parent Club or the Work Experience Club (or club) in any age-restricted or reserve team match or in any match in the football pyramid below the English Football League. Any Player on Work Experience is not eligible to play in any first team games in the English Football League (see FA Rule C129).
Contract Players (but not Scholars) may also be registered for another Club (or club) under the FA ‘2 match’ rule but will not be eligible to participate in any matches for the parent club whilst transferred for those two matches, and can only participate in non-first team matches for the Club (or club) at which they are registered (see FA Rule C66).
Any player already registered on loan (standard or international loan) may not go out on a sub-loan.
55.2 The Temporary Loan Transfer of a Contract Player shall only be approved for a defined period (which must begin and end within the period of the Contract Player’s registration with the Transferor Club and, subject to Regulation 55.5.3 below, may not extend beyond the end of the Season in which the Temporary Loan Transfer commences) and is subject to the conditions of such Temporary Loan Transfer being known to the Contract Player and approved by The League prior to registration with The League.
55.3 Temporary Loan Transfers shall only be accepted on the prescribed form a copy of which shall also be supplied to The Football Association . The provisions of Regulation 48 shall not apply to such transfers.
As per the guidance to Regulation 46.1, the relevant form is Form H4.
55.4 The following restrictions shall apply to Temporary Loan Transfers:
55.4.1 A maximum of 5 Players registered on a Temporary Loan Transfer can be named in the Players listed on a Team Sheet for any individual match played under the auspices of The League. This maximum shall reduce to 4 Players where a Club names a Player on the Team Sheet who is registered on an Emergency Goalkeeper Loan;
55.4.2 No Club may sign more than 4 Players on a Temporary Loan Transfer from another Club (or club) in any Season, of which no more than 2 Players may be over the age of 23. The deadline for determining a Player’s age in this respect shall be as at the 30 June prior to the Season in which the Temporary Loan Transfer is intended to take place. Any Temporary Loan Transfer which subsequently becomes a permanent transfer shall not count against a Club’s quota of such Temporary Loan Transfers for that Season; and
55.4.3 Temporary Loan Transfers may include an option to acquire the Player’s registration by way of permanent transfer. Any such option must be exercised during the term of the Temporary Loan Transfer (including during a Closed Period).
55.5 Loan transfers to non-Member Clubs will be subject to:
55.5.1 the clearance of The League (not to be unreasonably withheld). However, clearance will be withheld where any proposed loan would result in a Club loaning more than 4 Players to any single club;
55.5.2 the rules and regulations of the respective leagues / national associations and FIFA Regulations;
55.5.3 subject to the provisions of Regulation 54.6 below, the principles of the term, recall and expiry as set out in Regulation 55.1 shall apply as if set out herein in respect of those Players going out on loan on an equivalent basis to a Standard Loan; and
55.5.4 compliance with the requirements of Regulation 47.2 (International Transfer Certificate) (if applicable).
Regulation 55.5.2: Due to the operation of the FIFA Regulations on the Status and Transfer of Players, and in particular the so-called 3+2 Rule the EFL issues a separate guidance note in relation to loans into the non-league which gives Clubs further guidance. A copy of the guidance note for the current Season can be found in the Player Admin section of the Club Portal. Players going out on loan into the non-league on the equivalent basis to a Standard Loan will be permitted to return to play in the EFL Trophy as well as non-first team matches. See also the note to Regulation 56.2.
Regulation 55.5.3: An International Loan ‘out’ can only be for a half-season or a full-season (calculated by reference to the other National Associations’ transfer window), unless otherwise expressly approved in accordance with Regulation 55.6 below – registration of a Player who does not qualify for a Governing Body Endorsement (work permit). However, a player returning from loan inside an EFL Closed Period will not be eligible for your Club until the opening of the next transfer window. Clubs are responsible for ensuring any player returning from international loan receives an International Transfer Certificate in accordance with the requirements of the FIFA Regulations – see also Regulation 47.2.
International Loans - Approach
The EFL’s approach will be to monitor the Club’s compliance with FIFA RSTP in the context of International Loans. Where the EFL identifies that the Club will breach FIFA RSTP requirements, the EFL’s approach will be to refuse the Club’s application.
Clubs will still be required to ensure that it is fully compliant with FIFA RSTP and the EFL will have no liability to the Club in the event that it fails to remain compliant.
International Loans – Restrictions on loans to and from the same Club
The maximum number of Players that a Club can sign on loan from the same international club is 3.
Clubs may only send a maximum of 3 Players out on loan to the same international club.
International Loans – Restrictions on total number of loans
From 1 July 2022 to 30 June 2023, a Club may have a maximum of eight professionals loaned out and eight loaned in at any given time during a season.
From 1 July 2023 to 30 June 2024, the same configuration applies but with a maximum of seven professionals.
From 1 July 2024, the same configuration will apply but limited to a maximum of six professionals.
Players aged 21 and younger who are club-trained players will be exempt from these limitations.
Moves between clubs in England and Wales are caught by these limits.
Player Under 21 and club-trained player are as defined in the FIFA regulations.
55.6 Where the League permits the registration of a Player under Regulation 47.5, the League shall be entitled to permit that Player to go out on loan for such longer period than otherwise permitted by Regulation 55.5.3 (applying Regulation 56.1) but the period of any such loan must begin and end within the period of the Contract Player’s registration with the Club.
55.7 Clubs shall be permitted to charge or pay a Loan Fee. The provisions of Regulation 51 shall apply in respect of the method of payment (and all associated matters relating thereto) of any Loan Fee save as follows:
55.7.1 the first sentence of Regulation 52.2.1 shall apply unless otherwise agreed between the two Clubs;
55.7.2 Regulation 52.2.2 shall not apply;
55.7.3 subject to Regulation 55.7.4, any such Loan Fee payable by a Member Club shall be payable on or before the date agreed between the parties, the latest of which must be 30 June immediately following the conclusion of the Season in which the Temporary Loan Transfer commenced;
55.7.4 any Loan Fee which is payable as a result of the Transferee Club’s promotion from one division to another shall be payable on or before the date agreed between the parties, the latest of which must be 31 August immediately following the conclusion of the Season in which the Temporary Loan Transfer commenced; and
55.7.5 payment of any levy in accordance with the provisions of Regulations 52.2.9 and 52.2.11 shall only become payable where a Temporary Loan Transfer is subsequently made permanent. In such circumstances the appropriate levy payable shall be 5% of the aggregate amount of any Loan Fee and/or subsequent Transfer Fee and/or Compensation Fee payable in respect of the same Player.
Clubs are reminded to consider whether sell on clauses in transfer agreements include or exclude loan fees. Note the provisions of Regulation 53.2 which provides that Loan Fee will be added to the transfer fee in EFL Club only transfers (unless the financial agreement states otherwise).
55.8 During the period of any Temporary Loan Transfer, a Player shall not play against his Transferor Club without the prior written permission of the Transferor Club (which, if given, must be indicated on the appropriate Temporary Loan Transfer form).
The EFL will permit Clubs to amend a loan agreement to include permission where this is agreed by both Clubs and the Player at a later date.
56 STANDARD LOANS
56.1 Subject to the provisions of Regulation 55, Standard Loan transfers shall only be approved in accordance with following provisions:
56.1.1 subject to the proviso that the duration of a Standard Loan must be the time between two Transfer Windows, Standard Loans can be for half a Season or a full Season;
56.1.2 any recall clause requiring the early termination of a Standard Loan can only be included in a full Season Standard Loan and this can only be activated during the Winter Transfer Window;
The EFL will permit Clubs to amend standard loan agreements to include an early termination clause where this was omitted from the original agreement.
56.1.3 any other early termination of a Standard Loan must be by way of a mutual agreement in writing (including by way of a recall clause within the Standard Loan Agreement) between the Transferor Club, the Transferee Club and the Player but can only be completed:
(a) after the expiry of 28 days; and
(b) only during a Transfer Window (but subject to Regulation 56.1.4 below) unless otherwise agreed by the League in its absolute discretion (subject to such conditions as the League deems appropriate).
An example of the circumstances in which the League might exercise its discretion is where a Player on a Standard Loan is unable to represent the Club temporarily holding his registration for the remainder of the loan, e.g. due to a long-term injury or other reasons having the same effect. In such circumstances, The League might approve the termination of the Standard Loan on the condition that the Player is prohibited from making any first team appearances at the Club with which he re-registers.
56.1.4 A Player whose Standard Loan expires (or terminates) at the end of the Season of the Transferee Club but prior to the completion of the League Matches of his Transferor Club (where it is a Member Club) will not be eligible to play in any remaining League Matches for the Transferor Club in that Season;
Examples where this may apply are (a) differential season ends for different divisions or (b) a player finishing a loan and his ‘parent club’ has qualified for the play-off competitions.
56.1.5 Notwithstanding the provisions of Regulation 56.1.1, a Standard Loan of a goalkeeper (but not otherwise) may be subject to a recall clause exercisable at any time. Any recall may only be implemented:
(a) in extenuating circumstances and with the consent of The League, such extenuating circumstances to be determined in The League’s absolute discretion; or
(b) where the Club seeking to exercise the recall has only one Professional Goalkeeper available (applying the criteria set out in Regulations 58.1.1 to 58.1.3 below). The recall will be subject to not less than 24 hours’ written notice.
56.1.6 A goalkeeper shall not be permitted to resume any Standard Loan following the exercise of a recall.
Under Regulation 56.1.5(b), the Club seeking to recall a goalkeeper from another EFL Club due to injury(ies) to other goalkeeper(s) will be required to submit independent medical evidence to substantiate the basis for the recall. The EFL will not require independent evidence when recalling a player from non-league, but will require a signed confirmation of injuries from the Club doctor.
If all parties are in agreement to an earlier recall, this will be permitted notwithstanding the last sentence of Regulation 56.1.5(b).
56.2 A Player registered on a Standard Loan may continue to play non-first team football for his Transferor Club, and The League shall disregard any non-first team appearance when assessing whether any application for registration of a Player would otherwise comply with the requirements of Article 5(3) of the FIFA Regulations. Clubs acknowledge that such non-first team appearances may still be considered by other leagues, national associations and/or FIFA when assessing compliance with Article 5(3) on any subsequent application by the Player to be registered with any other club.
The EFL has secured a separate concession from the Football Association which allows players going out on loan into the non-league on the equivalent basis to a Standard Loan will be permitted to return to play in the EFL Trophy as well as non-first team matches. This is reflected in the Rules of the EFL Trophy.
The Club taking a Player on loan is required to contribute towards the wage costs of the player e.g. by way of bonus schedule and/or contribution to weekly wage. The parent club cannot pay appearance monies to a Player for making appearances whilst on loan. Such arrangements would be considered to be contrary to the principles of Section 10 (association and dual interests). However:
- that doesn’t stop the parent club passing on via its payroll appearance monies due from and paid by the club at which the Player is on loan; or
- the parent the Club and Player are also free to determine whether such appearances on loan count towards any appearance triggers in the contract of employment (e.g. increase in wages or offer of new contract).
The basic wage for the period of the loan can also be varied by agreement.
The player will normally be subject to the Transferee Club’s bonus payments and these should be clearly set out on the agreement or the incentive schedule attached to the agreement and signed by all three parties. See also the note to Regulation 48.5 in relation to minimum contributions in respect of any player being signed on standard loan following a permanent transfer.
It is also acceptable to state that the parent club will still be responsible for his wages providing the Transferee Club pays bonuses or reasonable travelling expenses, or in the event of the player not playing, then the Club signing the Player on loan will reimburse the parent Club for all the wages.
To avoid Players seeking payments to agree loan arrangements, the EFL does not permit lump sum payments to be paid to players going on loan. It is however permissible to make a lump sum payment to a player at the end of the Season for promotion or retaining divisional status.
A player registered on a Standard Loan at a Club may subsequently be transferred to that Club at any time during a Closed Period.
Welsh EFL/Premier League clubs plus the other Welsh based clubs who play in the English pyramid are regarded as domestic Clubs for the purposes of these provisions. However, Clubs will still require International Clearance via the Football Association / FA of Wales (as applicable) and International Rules will be applied on a domestic basis for Welsh EFL and Welsh based clubs who play in the English pyramid.
57 INTERNATIONAL LOAN
57.1 Clubs may also sign players on a Temporary Loan Transfer from an International Club in accordance with the principles set out in Article 10 of the FIFA Regulations subject to the following provisos:
57.1.1 the onus is on the Transferee Club to identify whether the signing of the player from the International Club is a permanent transfer or International Loan. Players may not be signed from an International Club on any other basis;
57.1.2 Players signed on an International Loan must sign an employment contract with the Transferee Club in a form equivalent to the Standard Contract;
57.1.3 the onus is on the Transferee Club to comply with the requirements of the FIFA Regulations.
Welsh Clubs participating in the English pyramid are regarded as domestic clubs when moving on loan, so are dealt with under Regulations 55 and 56. However, they will still require an International Transfer Certificate when registering on standard loan. International Rules will be applied on a domestic basis for Welsh Clubs.
Clubs wishing to sign a Player who requires permission to work in the UK (a Governing Body Endorsement) should seek advice from the Football Association.
58 EMERGENCY GOALKEEPER LOAN
58.1 If all the Professional Goalkeepers at a Club are unavailable as a result of having been:
58.1.1 certified by an independent medical practitioner as being unfit to play;
58.1.2 suspended; or
58.1.3 called up to play for his national association representative matches in accordance with the requirements of FIFA as laid down from time to time,
a Club may register (either before or after the deadlines laid down in Regulations 44.2 and 44.3), a further goalkeeper on a short term basis in accordance with the following provisions.
A Professional Goalkeeper is a goalkeeper (excluding any goalkeeper registered as a Non-Contract Player) who has been named in the starting eleven on five or more occasions by:
- any Club (or Premier League club) in any matches in the relevant league or first team cup competitions (other than the EFL Trophy); and/or
- any other club in a professional league in that club’s home association (by way of example, any division of the Scottish Professional Football League, or Serie A, B or C).
58.2 The Club must supply to The League written evidence to demonstrate the circumstances set out in Regulation 58.1 apply, together with the appropriate form(s) for his registration and The League having confirmed that the circumstances conform to the provisions of this Regulation:
58.2.1 in respect of any fixture played on a weekday when the Office is normally open, at least three hours before the match; or
58.2.2 in respect of any other fixture:
(a) 12 noon on the day of the match; or
(b) at least three hours before the match,
whichever is the earlier.
Medical evidence cannot be accepted from anyone connected to the Club, nor is it acceptable to obtain a report from another Club’s club doctor.
If a Player has been removed from play in line with the concussion protocols then this will be accepted as evidence of the Players unavailability.
Goalkeepers that have been deemed unavailable cannot be named on a Team Sheet during the loan period.
Goalkeepers on an Emergency Goalkeeper loan may be recalled by their Parent Club during the period of the loan in exceptional circumstances and subject to the approval of the League (i.e. as per the similar rights in the context of Standard Loans of goalkeepers).
Clubs should be aware that the Premier League does not permit Premier League Clubs to send goalkeepers on seven day emergency loans into the EFL.
58.3 The period of any Emergency Goalkeeper Loan:
58.3.1 shall be for a period of seven days, inclusive of the starting date and finishing date; and
58.3.2 may be renewed for seven days at a time, subject to compliance with Regulation 58.2 in respect of each proposed renewal.
58.4 Any goalkeeper registered under the provisions of this Regulation must be included in the starting 11 on the Team Sheet, and must start the Match
58.5 The provisions of Regulation 55.4.2 shall not apply to an Emergency Goalkeeper Loan.
59 MEDICAL INSURANCE AND MEDICAL RECORDS
59.1 Clubs must ensure that the following heart screening checks are performed for each Player registered with that Club:
59.1.1 for any Player in Under 15 age group (as determined in accordance with the Youth Development Rules):
(a) the completion of a cardiac history questionnaire; and
(b) a standard 12-lead electrocardiogram (‘ECG’);
59.1.2 Players registered as a Scholar, at the commencement of their Scholarship Agreement (and any other Players of an equivalent age who continue to be registered with a Club):
(a) the completion of a cardiac history questionnaire and a physical examination;
(b) an ECG; and
(c) an echocardiography;
59.1.3 for any Player in the Under 19 and Under 21 age groups:
(a) the completion of a cardiac history questionnaire; and
(b) an ECG.
59.2 In all cases:
59.2.1 the results of the tests must be reviewed by an experienced sports cardiologist;
59.2.2 the results of the tests must be uploaded into the central record of cardiac screens operated and maintained by the Football Association; and
59.2.3 Clubs must ensure that any additional heart screening check(s) that are recommended by that sports cardiologist are undertaken promptly at the cost of the Club.
59.3 Clubs must ensure that, where any Player over the age of 16 does not have results of any required physical examination, questionnaire, ECG or echocardiography, in their medical records, the relevant test(s) are completed.
59.4 The:
59.4.1 results of any ECG;
59.4.2 results of any echocardiography; and
59.4.3 cardiac history questionnaire(s),
must be contained in the Player’s medical records.
The FA Cardiac Screening Programme, supported financially by the PFA and Football Association, is available for those players commencing their Under 17 Year. In practice Clubs will be able to manage that age group as part of the Scholar intake process. Clubs not operating a Scholarship programme will need to ensure they make similar arrangements.
Whilst some of the costs for cardiac screening are met through the PFA and FA the Board have agreed to provide funding of not less than £1,350 per Club from the Youth Development levy for each Club that provides appropriate evidence to confirm that Players from each of the requisite age groups have undergone the appropriate heart screening checks in accordance with Regulation 59. The League will send out details at the beginning of each season as to how Clubs can claim the funding.
In order for Clubs to gain the funding for players in the Under 15 age group, their screening must take place between 1 May and 30 November in the season which that player turns 15.
The FA utilises a database called Ultralinq, which enables easy access to prior screens for Cardiologists and Club Doctors, thus ensuring appropriate continuity of care for players as they move Clubs during their careers. It is a requirement that this system is used to ensure full cover and assist with monitoring of compliance with these arrangements. As the FA use Ultralinq to verify the screening, funding will not be provided until all players screened are uploaded to the system.
Clubs will receive information regarding the process for screening players and claiming funding at the start of the season. It will not be a mandatory requirement that all screens are conducted prior to the start of the relevant Season given the number of screens to be performed across the whole game. However, Clubs should ensure they are completed as soon as possible to ensure appropriate diagnoses take place.
59.5 Private medical insurance . Every Club shall have cover for all Contract Players and Scholars (football related injuries only for Scholars) through a Private Medical Insurance Scheme while an agreement between The League and The Professional Footballers’ Association for the subsidising of such schemes is in being.
59.6 Medical records . Clubs shall ensure that their medical practitioner or physiotherapist keeps detailed up to date medical records for all Contract Players in accordance with standard medical practices.
59.7 Monitoring and Compliance . Clubs shall co-operate at all times with the monitoring and compliance programmes and inspections as required by The Football Association and/or The League from time to time.
59.8 Transfer of Medical Records . When a Player’s registration is about to be transferred (including a temporary loan transfer), the Transferor Club, provided that the consent of the Player has been obtained, must make such records available to the medical practitioner or physiotherapist of the Transferee Club. This procedure shall also apply to Players transferred under the provisions of Regulations 55 to 58.
59.9 Baseline Concussion Tests . All Clubs must ensure that it conducts SCAT (Sport Concussion Assessment Tool) and computerised neurocognitive baseline tests (in form mandated by the League from time to time) for each Player registered with the Club at the point of their registration and repeat at intervals of not less than two years.
Clubs must ensure that a SCAT and computerised neurocognitive baseline test is conducted for each Player every two years at a minimum or no later than 2 weeks after registering the Player with the Club. Clubs should note that return to play after suffering a concussion injury is addressed in Regulation 36.6.2.
59.10 Injury and Illness Audit . All Clubs will co-operate at all times with any request from The Football Association to provide anonymised data in respect of Player injuries and illnesses.
60 REGISTRATION OF NON CONTRACT PLAYERS
60.1 Clubs may register individuals as a Non-Contract Player only where the individual:
60.1.1 was registered as a Non-Contract Player in Season 2020/21, and wishes to renew that registration for Season 2022/23; or
60.1.2 is employed by the Club in an official coaching or management role at the Club (and for which they are remunerated in line with all applicable legislation).
60.2 The registration of a Non-Contract Player will be valid only for the Season in which the registration form is signed.
60.3 A Club may only register a Non-Contract Player (subject to the provisions of Regulation 43.3) during a Closed Period if he is an Out of Registration Player.
60.4 A Non-Contract Player’s registration will expire at the end of the Season which for the purposes of this Regulation, will be deemed to be the third Saturday in May or within four days of the Club’s last match of the Season, whichever is the later. After this date the Player may sign for another Club for the following Season or he may choose to re-sign for his former Club.
60.5 A Club wishing to immediately re-sign a Non-Contract Player should include his name on its Club List of Players for the following Season and notify the Player of its intentions in accordance with the procedure laid down in Regulation 70.
61 TERMINATION OF REGISTRATION OF NON CONTRACT PLAYER
61.1 The registration of a Non Contract Player may only be terminated during the Season as follows:
61.1.1 by mutual consent of Club and Player, the details of which must immediately be notified in writing to The League, with a copy to the Player; or
61.1.2 by the Board if in its absolute discretion it determines that the Player has not played in the class of match which his ability warrants; or
61.1.3 for other reasons satisfactory to the Board.
62 YOUTH DEVELOPMENT RULES
62.1 In consultation with The Football Association, The Premier League, Clubs and other appropriate bodies The League has power to adopt rules relating to youth development and young Players.
62.2 These rules will form a section of the Handbook and will have the same force as Regulations. The Board has power to alter, delete or add to such rules and Regulation 2 does not apply.
62.3 Any application for permission to operate an Academy will require, in addition to such other requirements as the Board may determine following consultation in accordance with Regulation 62 above, Clubs to procure an appropriate educational element of work based training for Academy Players.
62.4 League Child Protection policies, practices and procedures, as advised from time to time by The League, will be applied to all aspects of Club activities involving children. Clubs must abide by the Government legislation that applies to children under the age of 18. The League policies and procedures are set out in the Appendix to Youth Development Rules and shall be issued to all Academy Players and their parents/guardians.
See also Section 11 of these Regulations which contain mandatory provisions relating to Safeguarding.
63 MONTHLY/MULTIPLICITY REGISTRATIONS
63.1 Subject to Regulation 63.2 below, a Club may register a Player for a period of one (and, for the avoidance of doubt, not less than one) calendar month or more calendar months provided that the registration expires on or before 30 June following registration. Notwithstanding the foregoing, any Club seeking to register in June any Player who would otherwise have become an Out of Contract Player as at 30 June and for whom the Club will be liable to make payment in accordance with the provisions of Regulation 68.16 shall be permitted to register that player until 30 June even though that may be less than a calendar month.
A Monthly Contract will expire on the last day of the month if the commencement date is the first day of the month, or the previous day if part way through a month (e.g. 13th - 12th).
Multiplicity Contracts either (a) commence on the 1st day of the month and expire on the last day of the month, or (b) commence and end on the same date where it commences part way through a month (e.g. 13th January to 13th March, April etc.). However, a registration would not be rejected if a Multiplicity Contract was lodged with dates of 13th January to 12th March, April etc.
63.2 A Club may only register a Player in accordance with Regulation 63 (subject to the provisions of Regulation 44.2) during a Closed Period if he is an Out of Registration Player.
63.3 The Club shall complete the prescribed League registration form and forward it to The League together with a copy of the contract of employment. For second and subsequent months a monthly extension registration form G1 (extension) must be completed and forwarded to The League.
A new Contract of employment must be completed for every extension.
63.4 Players on a second or subsequent monthly contract are entitled to notice as to whether the Club intends to offer a further period of engagement not later than seven days before the expiry of that monthly contract.
63.5 Players on a contract for two or more months are entitled to notice as to whether the Club intends to offer a further period of engagement. The notice is not less than two weeks before the expiry date where the contract expires on or before 31 December and not less than four weeks before the expiry date where the contract expires on or after 1 January.
If a player on a Multiplicity/Monthly Contract is given the appropriate notice in accordance with Regulation 63.5 then, provided the following clause is added to the contract, no severance payment is due to that player after the expiry of his contract:
“For the avoidance of doubt, it is agreed that the provisions of Clause 19 in respect of severance pay do not apply to this contract. Instead, the player will be entitled to notice in accordance with EFL Regulation 63.”
63.6 On the expiry of a registration under this Regulation a Player is entitled to sign for any Club of his choice without restriction and without payment of any compensation.
64 CONDITIONS OF CONTRACT
64.1 A Player under the age of seventeen years may not enter into a contract of employment with a Club and may only be registered as an Academy Player. Any contract of employment signed by a Player under the age of eighteen at the time of signing must also be signed by a parent or guardian.
A player signing a contract at the age of 17 cannot sign for a period longer than 3 years or 3 seasons (whichever is the shorter) – see Article 18(2) of the FIFA Regulations. The Football Association has now advised that this includes the period of any option period included in the agreement, so any contracts which are lodged which include an option that would result in a term in excess of three years will be rejected.
64.2 All contracts between Clubs and Players must be in the equivalent of Form 20 of Premier League rules (the ‘ Standard Contract ’).
Expiry dates - All Contracts expire 30 June with the exception of Monthlies/Multiplicities which must expire on or before 30 June following registration.
Note: Clubs are free to include option clauses to extend the contract of employment provided the clause complies with the provisions of FA Rule C27-C33 – in essence the option period cannot be longer than the period of the original contract term, and the financial provisions applicable to the option period must be no less favourable. Clubs cannot apply an ‘option on an option’.
64.3 The Standard Contract must be signed on behalf of the Club by either the Chairman alone or the club secretary or duly appointed signatory together with one director.
Authorised Signatories - Clubs must complete the authorised signatory form prior to the season commencing and update as and when they appoint additional signatories. Any Director signing the standard contract must be on the board of directors of the Club and approved under the Owners’ and Directors’ Test. See also the guidance to Regulation 47.1.
64.4 Clubs shall be free at any time to re-negotiate or amend the financial provisions set out in Schedule 2 of the Standard Contract (other than paragraph 7 “ The Professional Footballers’ Pension Scheme ”) with its own Players on such terms as shall be mutually acceptable except that where a contract is so re negotiated or amended during a Season and the effect of the renegotiation or amendment is to increase the Player’s remuneration (which term shall include any benefits in kind) it shall be dated to expire at least one year later than the existing contract between the Club and Player.
During the Close Season there is no restriction on amendments, and for the purposes of this Regulation only the EFL will accept a player signing the Club’s standard bonus schedule after the start of the Season in exceptional circumstances provided this is done and received by the EFL before he has been named on that competition Team Sheet.
As bonus entitlements are contractual benefits, this Regulation applies equally to any Club bonus scheme. See also the notes to Regulation 64.6 below.
Any request to make an amendment where the Player does not benefit financially will be looked at favourably without the need to extend.
64.5 Clubs must submit copies of all contracts between Clubs and Players to The League within five days of their being made.
64.6 Full details of all payments to or benefits paid in cash or in kind on behalf of Players, including particulars of any Image Contract Payment, must be included in the Standard Contract except such specific payment or benefits as shall be specified in advance by The League in writing. In the event that the Standard Contract covers more than one Season it must specify the rate of basic remuneration to be paid relative to the divisional status of the Club.
Image Rights Agreement – Clubs must ensure that all Image Right Contracts are referred to in the Player’s Contract of Employment and a copy is forwarded to The EFL.
Should a Player sign an Image Right Contract or amend/vary an existing agreement during the playing season, his Playing Contract will have to be extended by at least 12 months in accordance with Regulation 64.4. To help ensure that principle is adhered to, Clubs must ensure that the following wording is included in all Image Right Contracts:
“Variation
No variation of this Agreement shall be valid unless it is in writing and signed by or on behalf of each of the parties and is lodged with and accepted by The EFL.”
Divisional pay – If the salary is remaining the same regardless of divisional status that must be stated in the Contract otherwise the contract will be returned.
Loans to Players – To reflect the principle of this Regulation, Regulation 47.3, and the controls around lump sum payments and signing on fees, a Club is required to notify the League if it proposes to enter into a financial loan with a player, and obtain pre-clearance from the League for it. The following conditions will be imposed as part of any approval:
A formal loan agreement will need to be concluded with the Player. That loan agreement will need to:
- make provision for interest payable at a rate at least equivalent to the current Building Society borrowing rate;
- provide for regular repayment of the capital sum plus interest from net salary payments (including any lump sum payments) recovered at source by the Club after the deduction of PAYE;
- include a clause to the effect that, should the Player leave the employment of the Club prior to repayment, then all monies outstanding will become repayable immediately.
Finally, the League will require to know the purpose for which the loan is being made.
Clubs should note that the League reserves the right to demand an auditor’s certificate to establish that the terms of any loan agreement have been fulfilled.
Club Bonus Schedule – As the bonus/incentive schedule forms part of the contract, it cannot be unilaterally withdrawn or varied downwards during the period of the contract. If an individual player is not to receive a bonus/incentive schedule then this must be clearly stated on Schedule 2, under paragraph 8.2.
The same schedule does not have to apply to all players.
Clubs can, however, propose to vary the amounts payable (including downwards) under the terms of any bonus/incentive schedule as part of an offer to retain the registration of a player beyond the expiry of his contract. The only caveat to this position is where, when taken as whole, the amounts payable under the offer would be “less favourable” than the amounts paid in the most favourable year’s terms of the existing contract and in those circumstances Clubs may lose compensation rights for an Under 24 Player.
Bonuses/incentives may be amended on such terms that are mutually acceptable to both Player and Club, except that if this is done during the season and the effect is to increase the Player’s remuneration, the Contract must also be dated to expire at least one year later than the existing Contract between the Club and Player (Regulation 64.4). This is why any bonus/ incentive schedule applicable to the Club must be lodged prior to the commencement of the Season.
Due to the wording of Paragraph 8.2 of Schedule 2 of the Standard Contract, there is a presumption that any bonus schedule will apply for the duration of the agreement.
It is up to individual Clubs to structure their own bonus/incentive arrangements, as each Club will have their own thoughts on the issue. The only element which cannot feature in a bonus/incentive schedule is any amount in respect of appearing on TV as this is prohibited by Regulation 78.1.
64.7 The terms of a Standard Contract between a Club and a Player shall be strictly adhered to.
In line with decisions of the PFNCC the EFL cannot accept termination / break clauses in Contracts, except in cases where the PFA, on behalf of the player, agree.
The only situations where agreement has been given have related to known serious medical conditions which pose the risk of having to cease playing e.g. heart conditions.
Similarly, the EFL cannot accept contracts which seek to contradict or remove any of the provisions of the Standard Contract unless (a) they relate to clause 4 – image rights, provided equivalent provisions are contained within the image rights agreement; or (b) excluding clause 19 (severance pay) in a multiplicity contract (see Regulation 63.5).
64.8 Clubs must ensure that any boy signing a contract part way through his scholarship must continue the educational aspect of the scholarship.
64.9 Fines suspensions and notices of termination under the Standard Contract must be reported to The League and The Football Association and such notification must be accompanied by a copy of the notice served on the Player.
If any disciplinary action is taken against a Player, the letter should state that he has the right of appeal to the EFL. Clubs should follow the guidelines regarding fines which are approved by PFNCC and circulated each season. Copies are available in the Player Administration section of the Club Portal. All copies of any fine letters or notices of termination must be uploaded to iFAS.
64.10 Any appeal by a Player under the provisions of the Clause 10.3 of, or Paragraph 3.3.2 of Part 1 of Schedule 1 to, the Standard Contract, or by a Club under the provisions of Clause 11.2 of the Standard Contract shall be referred to a Player Related Dispute Commission.
64.11 Either the Club or Player may appeal against the decision of a Player Related Dispute Commission to the League Appeals Committee and such further appeal shall be made within seven days of receipt of the Commission’s decision and shall be heard within fourteen days of receipt of the notice of appeal. Section 9 of these Regulations will not apply.
64.12 The Player shall have the right to a personal hearing before a Player Related Dispute Commission and shall have the right on any appeal to be accompanied or represented by any officer of The Professional Footballers’ Association. The Player shall also be entitled to be legally represented but he must give The League prior written notice of his intention to be legally represented.
64.13 Unless otherwise agreed by The League, no lump sum payment shall be paid or payable by a Club to a Player during the first year of his employment as a Contract Player with that Club save for:
64.13.1 a Signing-on fee (which must be paid in accordance with Regulation 64.14); or
64.13.2 a sum paid in respect of the Player’s relocation expenses not exceeding the amount from time to time permitted by HMRC to be paid for this purpose without income tax and national insurance liability.
The introductory wording of Regulation 64.13, and the provisions relating to signing on fees in the following Regulation are intended to avoid situations where Players take large payments in Season one of a multi-year contract, and then seek to demand uplifts in subsequent years. The Regulations are as a direct result of requests from Clubs for these measures.
Lump sum payments. No payment can be made prior to twelve months’ service unless contract runs for less than twelve months, in which case payment can be made on the last day of contract. See also note to Regulation 65.
Appearance payments. To meet the above requirements, lump sum payments in respect of appearances may only be paid after twelve months’ service, but the EFL will also accept provisions which allow payments after 40 appearances, and the Board has also determined that Clubs may make payments after a lesser number of appearances providing it is continuous provision throughout the period of the contract.
In each of the above cases, service both as a Scholar and a Contract Player will count towards the 12 month threshold. Other Academy registrations will not count.
Loyalty payments. The EFL will permit Clubs to agree ‘loyalty payments’ provided the contract makes it clear that to receive the payment the Player must still be in the service of the Club on the due date. Should the player for any reason leave the Club, at the Club’s request prior to the date, a sum shall be paid pro-rata on the services given at the date of cessation of employment with the Club and subject to the prior permission of the EFL Board.
Clubs should be aware that only signing on fees are classed as ‘once only’ payments for the purposes of Regulation 68.3 and any other types of bonuses including any loyalty bonus would need to be part included in any subsequent offer to an Under 24 Player before the Club will be able to retain compensation rights on expiry of the contract. One option for Clubs is to make a loyalty bonus subject to completion of a specified number of years’ service, in which case the player is not entitled to a similar payment under the new contract until he has completed an equivalent length of service under that new contract.
Relocation Expenses. Under current HMRC Guidelines subject to meeting the relevant criteria, a Player may receive up to a maximum £8,000 tax free. The contract should provide that payment will only be made on the production of valid receipts.
64.14 Signing on fees may be paid only to Contract Players and must be paid in equal annual instalments over the period of the contract. If the Player’s registration is transferred at any time during the currency of his contract at the request of the Club any balance of the signing on fee then unpaid shall become immediately due and payable to the Player, unless a Player Related Dispute Commission, having considered at the Club’s request, the circumstances in which the request of the Club was made, consider that such payments shall not be made. If the Club or the Player is not satisfied with the decision of the Player Related Dispute Commission there shall be a right of appeal to the League Appeals Committee within fourteen days of receipt of the Player Related Dispute Commission’s decision. The decision of the League Appeals Committee shall be final.
Signing-on-Fees are the only payment in a Contract that can be referred to as once only or one-off for purposes of Regulation 68.3.
When a Player transfers during the term of his contract, if the intention is to waive any rights to future instalments of the signing on fee this must be secured by the player signing a waiver. Failure to provide the EFL with a copy of the document will result in EFL Regulations having to be applied.
Where a Club seeks to register an Out of Registration Player after the closure of the mid- season transfer window, Clubs can choose to include a Signing-on-Fee, pay one pro-rata for the period up to 30 June or wait until the following season.
If a Player signs an updated contract, the parties are free to carry over any outstanding instalment from a previous contract if they so wish. Where this is agreed, provisions must be included to that effect in the new contract.
64.15 If a Player’s registration is transferred by reason of his written request or there is a proven statement in the media by the Player or his Intermediary to the effect that he wants to join another Club, or he leaves a Club by reason of a breach by him of his contract, he shall forfeit any instalments of the signing on fee that fall due for payment after the date on which the registration is transferred, unless the Player Related Dispute Commission is satisfied that his request for a transfer was made on reasonable grounds.
64.16 If the Club or the Player is not satisfied with the decision of the Player Related Dispute Commission there is a right of appeal to the League Appeals Committee within 14 days of receipt of the Player Related Dispute Commission’s decision. The decision of the League Appeals Committee is final. Section 9 of these Regulations does not apply.
64.17 If any such future payments have been waived by the Player or are in dispute when the Player’s registration is transferred, the fact of the waiver or dispute must be notified to The League at the time of transfer by the Transferor Club. In the absence of such notification, the outstanding instalments will be payable unless there are exceptional reasons acceptable to the Player Related Dispute Commission as to why the notification was not made at the proper time.
64.18 None of Regulations 64.14 to 64.17 shall apply where a Player is signed for a period of less than three calendar months.
64.19 All Contracts of Service between Clubs and Players must be treated as private and confidential.
64.20 When a Player’s Standard Contract is terminated by mutual consent, the Club may retain the Player’s registration until he signs for another Club and shall be entitled, without further payment to the Player to a Transfer Fee or Compensation Fee (as applicable) in respect of any subsequent transfer of his registration. The Player shall be informed of the Club’s intention to retain his registration. Any dispute in relation to the level of any Transfer Fee or Compensation Fee (as applicable) shall be determined in accordance with the provisions of Regulation 64.22.
Clubs are free to enter into a compromise agreement with a player on termination of the contract of employment. Copies of all compromise agreements, or confirmation no such agreement exists, must be supplied to the EFL along with the form for the cancellation of the registration, and the registration will not be cancelled until such time as the relevant agreement / confirmation has been received.
As a dispensation from Regulation 51.1.4 the Board has determined that a compromise payment may be paid in instalments, provided the full amount is paid within 12 months or by the date the contract should have expired, whichever is sooner. Any extended terms will require the prior approval of the EFL.
Clubs should take independent professional advice on tax consequences of termination payments.
64.21 When a Player’s Standard Contract is terminated by his Club, the Club may retain the Player’s registration until he signs for another Club and shall be entitled to a Transfer Fee or Compensation Fee (as applicable) in respect of the next transfer of his registration. The Player whose Contract is so terminated shall after six weeks from the date of the notice of termination be entitled to a weekly sum equivalent to his last weekly basic wage. The Club may at any time apply to the League Appeals Committee for that entitlement to be suspended either because of the facts leading to the termination or on the grounds that the Player has without good reason refused offers of employment from another Club or for other relevant reasons.
64.22 Any dispute between the Club holding the Player’s registration and any other Club negotiating to obtain such registration as to the amount of compensation payable shall be determined by the Professional Football Compensation Committee whose decision shall be final and binding.
64.23 All Clubs must submit a Return of Players’ Earnings for the previous tax year not later than 30 June in any year.
65 MINIMUM WAGES
65.1 The minimum weekly wage for Players shall be such sum as shall be specified by law from time to time.
Minimum wage - Clubs must abide by the National Minimum Wage and National Living Wage legislation, further details of which can be found on www.gov.uk. The EFL has also issued detailed guidance (copies of which are available in the Player Admin section on the Club Portal). HMRC will from time to time visit EFL Clubs and therefore Clubs do need to make sure that they are not in breach of Government legislation.
It is customary for wages to remain constant throughout the year. However, you may, subject to the consent of the player reduce the wage during the close season.
To ensure Clubs are not avoiding the restrictions imposed by Regulation 64.13, any Club which seeks to reduce wages in second or subsequent years of the contract will be asked to substantiate the basis for doing so. It will speed up the process of registration if this is made clear at the time of submission of papers to this office.
Clauses providing for payment in Euros are acceptable, but Clubs accept any risks in relation to changes in the rate of exchange during the term of the contract.
Payments should be in the same currency throughout the contract.
66 APPROACHES BY CLUBS
66.1 Clubs shall not directly or indirectly approach any Player whose name is on the Clubs List of players (as described in Regulation 69) of another Club except in accordance with Regulations 68 or 71.
66.2 Any Club wishing to obtain the services of a Player whose registration is open to transfer whilst under contract (as indicated on a Club’s List of Players) must communicate any offer in writing (or if there is insufficient time, by telephone, confirmed in writing) to the Club holding the registration of such Player.
67 CLUBS CEASING TO BE MEMBERS
67.1 In the event of a Club ceasing to be a member of The League otherwise than by reason of promotion to The Premier League (and except as provided for in Regulation 67.3) all Contract Players and Scholars of such Clubs shall from the date of such cessation be deemed to be registered with The League and The League shall have the same rights in respect of the transfer of the registrations of all such Contract Players and Scholars as such Club had until the date of such cessation. The Board shall assess the fees to be placed upon the transfers of such registrations, subject to any appeal to the Professional Football Compensation Committee, and any fees derived from such transfers shall belong to The League. The registration of any Academy Player shall be released forthwith.
67.2 The Board shall have the power to make from any fees received by The League, a grant to any Club to which Transfer Fees and/or Compensation Fees are owed by the Club ceasing membership. The amount of the grant shall be entirely a matter for the Board and no Club shall have a claim as of right to all or any part of such fees. In its absolute discretion the Board shall apply the following:
67.2.1 where the fees are received from the transfer of a particular Player, those fees shall be paid to any Club or Clubs owed Transfer Fees or Compensation Fees in respect of that same Player. Where there is more than one Club, payment shall be pro-rata; and
67.2.2 if any fees remain after paying the Club or Clubs referred to in Regulation 66.2.1, such fees shall be paid to any other Club or Clubs owed Transfer Fees or Compensation Fees by the Club ceasing membership. Where there is more than one Club, payment shall be pro-rata.
67.3 In the event of a Club retiring as a member of The League and joining The National League under the provisions of Regulation 10 the following conditions shall apply to Players registered with such Club.
67.4 An Under 24 Player who has refused an offer of re engagement made by his Club in accordance with Regulation 68 who remains in dispute with his Club as at the 15 July next following the Club’s loss of League status must sign a National League registration form and Contract with his Club which Contract must contain a clause consistent with Regulation 68.9.1 to the effect that the Player remains free to speak to other Clubs without restriction subject to him keeping the Club with which he is contracted, aware of any negotiations. The Contract should contain the same financial terms as were included in clauses Schedule 2 of his last Standard Contract except that a signing on fee stipulated to be a once only payment need not be repeated and the Player will be bound by any new incentive schedule. If the Player refuses to be registered in The National League then his Club will be entitled to retain compensation rights without payment of a wage. The Professional Football Compensation Committee will on application from a Club or Player determine a dispute over the Compensation Fee.
67.5 A Player’s Contract which is not due to expire until after the next 30 June following the Club’s loss of League status will remain valid in The National League.
67.6 The registrations and contracts of Scholars may be maintained provided that the Club continues to fulfil the requirements imposed by the Scholarship Agreement and the Youth Development Rules relating to the operation of a Scholarship Programme, otherwise the Scholars will be entitled to their release.
67.7 The registrations of Academy Players may be retained by The League in favour of the Club provided that the Club continues to fulfil the requirements imposed by the Academy Player’s registrations and the Youth Development Rules relating to the operation of an Academy, otherwise the Academy Players will be entitled to their release.
68 TRANSFERS AFTER EXPIRY OF CONTRACT
68.1 Subject to the provisions of these Regulations, (and, in particular, Regulation 44) a Player shall be free to seek registration with any Club of his choice, on the expiry of his contract of employment.
68.2 Any Club wishing to re-engage a Contract Player whose contract is due to expire on 30 June must, save as mentioned in Regulations 68.2.1 to 68.2.4 below, notify him in writing by the third Saturday in May in the final year of his contract whether or not they offer him terms of re engagement specifying (where applicable) such terms. Notification of the terms offered may only be deferred:
Accordingly, via the PFNCC the PFA, Premier League and EFL have agreed template holding letters which are available in the Player Administration Section of the Club Portal. Clubs have the choice of re-engagement letters. Form A1 is the traditional letter which sets out in detail the terms offered and Form A2 is the holding letter which enables the club to protect its compensation rights prior to sitting down with the player and negotiating in detail the new terms.
68.2.1 in the event of a Club not having completed its League programme by the third Saturday in May, and then only if any outstanding fixture or fixtures could have some bearing on the issues described in Regulation 10 or on possible qualification for other competitions; or
68.2.2 in the event of a Club being involved in the end of Season Play Off competition as described in Regulation 10; or
68.2.3 in the event of a Club still being involved in a Football Association Cup Match on or after the third Saturday in May; or
68.2.4 in the event of a Club still being involved on or after the third Saturday in May in a competition arranged under the auspices of The League.
In these circumstances Players must be notified of the terms offered within four days of the Club’s last such match.
68.3 Subject to the provisions of this Regulation 68, any Club which makes an offer in accordance with Regulation 68.2 of re engagement to a Contract Player who is an Under 24 Player and which is in the opinion of the Board not less favourable than the current remuneration provisions set out at Schedule 2 of the Player’s Standard Contract, shall be entitled to a Compensation Fee in respect of the loss of the Player’s registration, should the Player sign for another Club. In order to comply with this Regulation, the annual value of the terms offered must be at least equivalent to the most favourable year’s renumeration in the Player’s previous contract (taking into account prospective divisional status and any divisional related payment provisions). The terms offered to Players for re engagements must be as favourable overall except that a signing on fee included in the previous contract and stated to be a once only payment need not be repeated. Copies of all offers of re engagement made to Contract Players must be sent to The League.
68.4 The Player must notify in writing the Club holding his registration within one month of the date on which notification of the said terms of re engagement were sent, whether or not he accepts their offer of re engagement. If the Player has not replied in writing to the Club’s offer of re engagement by 30 June, the offer shall automatically lapse. In the case of an Under 24 Player, the Club’s compensation rights shall not be affected.
The EFL position is that after the one month period set out in the first sentence of Regulation 68.4, the Club may withdraw the offer at which point the Player will not be able to unilaterally accept that offer, leaving the Club free to pursue alterative options for new players without the risk of the player accepting. If the offer is not withdrawn, it will then lapse automatically on 30 June at which point gain the Player will not be able to unilaterally accept. However, there has been no decided case on this point, and nor has the PFCC considered the impact of a Club adopting that approach on the level of compensation which might be awarded under Regulation 68.5.
68.5 If by or following the expiry date of the Player’s contract the Club holding the Player’s registration and any other Club which subsequently obtains or is then negotiating to obtain such registration have not reached agreement on the amount of Compensation Fee payable either of the Clubs concerned or the Player shall have the right to request that the fee be determined by the Professional Football Compensation Committee in accordance with Regulation 69 and in the event of such right being exercised, it or he shall inform the other such parties and the Secretary of the Professional Football Compensation Committee forthwith. Both such Clubs shall provide the Professional Football Compensation Committee with all relevant information. The Professional Football Compensation Committee shall as soon as possible determine the amount of Compensation Fee and its determination shall be final and binding.
In the event of the Player wishing to sign for a Club not in membership of The League or The Premier League, i.e. a non-League Club, The Football Association Rule C79 – C88 applies in respect of the registration of Players by clubs in other leagues.
68.6 If a Player, who is an Under 24 Player, wishes to claim a Free Transfer on the basis of his offer of re engagement being less favourable than his current contractual terms, he must send a written application to The League, with a copy to his Club, by 30 June, otherwise the Club’s compensation rights will be retained.
68.7 If such Player’s application is successful he shall continue to receive from his Club as severance payment his weekly basic wage for a period of one month from the expiry date of his contract or until the Player signs for another Club, whichever period is the shorter, provided that where a Player signs for a Club within one month at a reduced basic wage then his old Club shall make up the shortfall in basic wage for the remainder of the month.
68.8 The Board shall determine any dispute between Clubs about the method of payment of a Compensation Fee.
68.9 If the Player, who is an Under 24 Player, does not accept the said offer of re engagement and/ or indicates that he wishes to leave the Club holding his registration, but his registration is not transferred to another Club before the date of expiry of his contract, then the Club holding his registration may after such expiry date either:
68.9.1 enter into a contract with the Player in accordance with the provisions of Regulation 64 but providing that the Player’s registration may be transferred to another Club at any time during the currency of such contract (subject to the provisions of Regulation 44 for a fee determined in accordance with these Regulations; or
68.9.2 continue to pay the Player the basic wage payable under the contract which shall have expired. In such event the Player shall not be eligible to play for the Club holding his registration nor be subject to the regulations and discipline of such Club, and (so long as it continues to pay the Player the basic wage as aforesaid) such Club shall be entitled to a Compensation Fee from any other Club wishing to obtain the registration of the Player. The Player shall be an Out of Registration Player for the purposes of Regulation 44.2.1. On the application of the Club made on or after the first day of the Season the Professional Football Compensation Committee may rule that because the Player has without good reason refused offers of employment with another Club or other Clubs or because there are other relevant circumstances, the Club may retain its entitlement to a Compensation Fee as aforesaid without being obliged to continue to pay over basic wage after a date stated in this ruling; or
68.9.3 agree with the Player that the Player shall continue playing for the Club on a week by week basis under the financial terms of his last contract unless the Club incentive schedule paid in accordance with that contract has been changed in which case the Player will receive the revised incentives. The Player will, in these circumstances, be subject to Club regulations and discipline and to the Football Association Rules and these Regulations. In order to maintain compensation rights on the registration of a Player employed at the end of a Season on a week by week basis under the provisions of this Regulation a Club must, between the fourth Thursday in March and the third Saturday in May (both dates inclusive) notify the Player in writing of its intentions. If the week to week contract expires during a Closed Period then the Player will not be eligible to play for another League Club until the commencement of the next following Transfer Window; or
68.9.4 cease to pay the Player the basic wage as detailed in Regulation 68.9.2, in which case the Player shall be free to negotiate with, sign for and be registered with any other Club at any time without payment by such other Club of any Compensation Fee; or
68.9.5 cease to pay and play the Player on a weekly basis as detailed in Regulation 68.9.3, in which case the Player shall be free to negotiate and sign for any other Club at any time (but he will not be eligible to play for another League Club until the commencement of the next following Transfer Window) without payment by such other Club of any Compensation Fee.
In either of the circumstances set out in Regulations 68.9.4 or 68.9.5, two weeks’ notice in writing must be given before payment to the Player ceases.
68.10 Any attempt by a Club to use negotiations to prevent a Player joining the Club of his choice will be regarded as misconduct.
68.11 Clubs must notify the Player and The League of all offers received for the Player’s registration.
68.12 Any Club wishing to place the name of a Non Contract Player on its List of Players for the following Season must so notify him in writing in accordance with the procedure laid down in Regulation 68.2.
68.13 An Under 24 Player who has not received written notice from his Club of an offer of re engagement in accordance with this Regulation shall continue to receive from his Club as severance payment his weekly basic wage for a period of one month from the expiry date of his contract or until the Player signs for another Club, whichever period is the shorter, provided that where a Player signs for a Club within the month at a reduced basic wage then his old Club shall make up the shortfall in basic wage for the remainder of the month.
Players over the age of 24 who have not been offered terms of re-engagement or the terms offered are less favourable, will be entitled to severance pay in accordance with the terms of the contract, subject always to a cap of double the maximum sum which an Employment Tribunal can award from time to time as a compensatory award for unfair dismissal (c£188,000).
If the salary is reduced during the summer months, the severance payment is calculated on the average monthly salary across the final year of the contract.
68.14 The action of a Club in securing a Player’s signature on a Standard Contract shall constitute an acknowledgement of that Club’s liability to pay the appropriate Compensation Fee in accordance with these Regulations.
68.15 A Player who, having refused to accept his Club’s offer of re engagement made in accordance with this Regulation, elects to sign for a Club in another country shall not be re registered in The League until after a lapse of twelve months from the date he joined the foreign Club unless the special consent of the Board is obtained. The Board may refer any question of compensation to his previous Club to the Professional Football Compensation Committee whose decision shall be final and binding.
68.16 For the purposes of both Regulations 68.7 and 68.13, a Player who is entitled to receive his basic weekly wage for a period of one month from the expiry date of his contract and subsequently signs for another Member Club will be deemed to have signed for that new Member Club on the date:
68.16.1 of his contract of employment with the new Club;
68.16.2 on which the new Club publicly announces the signing of the Player;
68.16.3 on which the new Club nominates the Player as one of those covered by the League’s centrally purchased Player’s personal accident insurance policy (if any); or
68.16.4 the Player was named by the new club on a Team Sheet in any match (including friendly or training matches),
whichever is the earlier. For the purposes of determining the amount payable by the new Club, the Player’s salary with that Club will be deemed to be an amount equal to the average weekly wage to be paid to that Player by the new Club in the first Season of his employment.
The above Regulation was amended to ensure that Clubs signing out of contract players make up the wages with effect from the practical date of signing the player. The practical date of signing will be deemed the earliest of the following: the player is announced as having signed, participates in a friendly match or is allocated as one of the Club’s players under the EFL’s centrally purchased personal accident insurance policy.
The obligation will only arise in the event the Player signs a contract with the new Club. It will not cover players who only ever trial at a Club. However, where a player who is trialled in the first instance and then signs a full contract, the effective date for payment of the wages will be the earlier date. For the purposes of determining the amount payable by the new Club, the Player’s salary with that Club will be deemed to be an amount equal to the average weekly wage to be paid to that Player by the new Club in the first Season of his employment.
69 COMPENSATION FEE FOR PLAYERS OUT OF CONTRACT
69.1 In determining the Compensation Fee under Regulation 68.5 the Professional Football Compensation Committee shall take into account the costs set out in Regulations 69.2 and 69.3 and any of the criteria set out in Regulation 69.4.
69.2 Any cost incurred by either Club in operating an Academy including (without limitation) the cost of providing for students:
69.2.1 living accommodation;
69.2.2 training and playing facilities;
69.2.3 scouting, coaching, administrative and other staff;
69.2.4 education and welfare requirements;
69.2.5 playing and training strip and other clothing;
69.2.6 medical and first aid facilities; and
69.2.7 friendly and competitive matches and overseas tours.
69.3 Any other costs incurred by the Transferor Club directly attributable to the training and development of Players including any Transfer Fee or Compensation Fee referred to in Regulation 69.4.3.
69.4 The criteria are:
69.4.1 the status of the two Clubs involved;
69.4.2 the age of the Player;
69.4.3 the amount of any Transfer Fee or Compensation Fee paid by the Transferor Club upon acquiring the registration of the Player;
69.4.4 the length of time during which the Transferor Club held the registration of the Player;
69.4.5 the terms of the new contract offered to the Player by both Clubs;
69.4.6 the Player’s playing record in Club and international team appearances; and
69.4.7 substantiated interest shown by other Clubs in acquiring the services of the Player.
70 LIST OF PLAYERS
70.1 Every year each Club shall forward to The League no later than the deadline laid down in Regulation 68 for the notification of Players, a Club List of Players’ names for registration by The League including:
70.1.1 Contract Players whose contracts are due to terminate on the next 30 June and to whom the Club has made offers of further re engagement;
70.1.2 Contract Players with whom Standard Contracts are in existence, such contracts being due to terminate on 30 June in any subsequent year including any Contracts of Service under which an option to extend the term thereof has been exercised by the Club;
70.1.3 Contract Players whose contracts are due to terminate on the next 30 June and to whom the Club has not made offers of further re engagement;
70.1.4 Players employed on a week by week basis under the provisions of Regulation 68.9.3 to whom the Club has either made a further offer of re engagement or indicated that it wishes to continue with the week by week agreement;
70.1.5 Scholars with whom agreements are in existence; and
70.1.6 Non Contract Players whose registrations have not been cancelled.
70.2 Full first names shall be included in all cases.
70.3 The registrations of Non Contract Players whose names are omitted from the Club List of Players are automatically cancelled. A Non Contract Player whose registration has not been cancelled must be re-signed.
70.4 The Clubs’ List of Players shall be published by The League not later than the second Saturday in June.
The List of Players is managed via iFAS on the Club Portal. Full details are circulated to Clubs prior to the deadline for submission of the information.
71 PLAYERS OVER 24
71.1 A Player aged 24 years or over as at 30 June is entitled (subject to Regulation 43 to sign for any Club of his choice without restriction on the expiry of his contract on or after that date without payment of any Compensation Fee.
71.2 A Player who is under 24 years as at 30 June will have to wait until the following 30 June before he is entitled to the benefit of Regulation 71.1.
71.3 An Over 24 Player who has refused an offer of re-engagement which, in the opinion of the Board is not less favourable than the Player’s current contractual terms, shall not be entitled to any severance or other payment in respect of the expiry of his contract or for any period after the expiry of his contract.
71.4 This Regulation 71 applies notwithstanding any other provisions in these Regulations and if there is any conflict, Regulation 71 shall prevail.
72 AVOIDANCE AND EVASION OF TRANSFER FEES AND/OR COMPENSATION FEES
72.1 If in the opinion of the Board a Standard Contract has been drawn up or amended with the purpose or effect of avoiding or evading the payment of full compensation in accordance with the intent of the provisions of these Regulations, the Board shall require the Club which is responsible for so drawing up or amending the contract to pay to the Club entitled to compensation the amount of compensation which the Board considers in its absolute discretion ought to be paid.
72.2 If in the opinion of the Board any Club unfairly traffics or deals in the registration of any Player or otherwise abuses in any way the system of transfer and compensation provided for by these Regulations or the intent thereof such Club shall be guilty of misconduct. If applicable the Board shall require such Club to pay to the Club from whom the registration of any Player was transferred such sum as the Board may consider just.
72.3 If any question within the ambit of this Regulation 72 shall arise in relation to a transfer between Clubs in membership of The League and The Premier League, any issues relating to alleged misconduct shall be referred to the Football Association and any question relating to the Transfer and/or Compensation Fee payable shall not be referred to the Board but direct to the Professional Football Compensation Committee.
73 PROFESSIONAL FOOTBALL COMPENSATION COMMITTEE
73.1 The Professional Football Compensation Committee shall adjudicate upon disputes:
73.1.1 arising from the transfer of registrations of Non Contract Players under Regulation 61;
73.1.2 arising from the re engagement system for Contract Players including disputes under Regulation 68; and
73.1.3 as provided in Regulations 64, 67 and 74;
73.2 The provisions of Appendix 4 – Regulations of the Professional Football Compensation Committee shall govern the conduct of proceedings before it.
74 OTHER DISPUTES
74.1 Any dispute or difference not otherwise expressly provided for in these Regulations between a Club and any Player shall be referred in writing to a Player Related Dispute Commission for consideration and adjudication.
75 APPEALS FROM A PLAYER RELATED DISPUTE COMMISSION
75.1 Any Club or Player aggrieved by the decision of a Player Related Dispute Commission may appeal against that decision to the League Appeals Committee (and not, for the avoidance of doubt, to arbitration in accordance with Section 9 of the Regulations).
75.2 The League Appeals Committee shall comprise:
75.2.1 the Chairman of the Professional Football Negotiating and Consultative Committee, or his nominee, who shall act as the Independent Chairman of the Committee and who in case of equality of votes, shall have a second or casting vote;
75.2.2 a nominee of the Board;
75.2.3 a nominee of The Professional Footballers’ Association; and
75.2.4 a nominee of the Institute of Football Management and Administration.
75.3 Notice of appeal must be lodged with the company secretary of The League within fourteen days of the Player Related Dispute Commission’s decision.
75.4 The Player may if he so desires be accompanied or represented at the Player Related Dispute Commission hearing and/or on the hearing of the appeal to the League Appeals Committee by an officer of the Professional Footballers’ Association. The Player and/or Club shall also be entitled to be legally represented but they must give The League prior written notice of their intention to be legally represented.
75.5 The League Appeals Committee shall be competent to call for any documentary evidence available to The League and shall have the power to order the attendance of and production of documents by any Club, Official, or Player.
75.6 The secretary of the League Appeals Committee shall be appointed by the Board from the Staff of The League.
75.7 The secretary of the League Appeals Committee shall send all evidence submitted by either party in the dispute to the other party or parties.
75.8 The Chairman of the League Appeals Committee may give directions as he thinks fit for the future conduct of the proceedings addressed in writing to the parties with which the parties shall comply without delay .
75.9 The Chairman of the League Appeals Committee shall have an overriding discretion as to the manner in which the hearing of the proceedings shall be conducted .
75.10 Unless:
75.10.1 as otherwise agreed between the parties;
75.10.2 as directed by the Chairman in exercise of his discretion under Regulation 75.9 above; or
75.10.3 as prescribed by Regulation 75.13 below,
the League Appeals Committee shall proceed by way of a review of the evidence presented before, and the decision of, the Player Related Dispute Commission with the parties having the right to make written and oral submissions on those matters only .
75.11 The League Appeals Committee shall not be bound by any enactment or rule of law relating to the admissibility of evidence in proceedings before a Court of Law.
75.12 If any party wishes to introduce new evidence then their notice of appeal or reply must state so clearly and include a copy of any such evidence. The Chairman of the League Appeals Committee shall have absolute discretion to determine whether such new evidence shall be admitted. Such evidence will not be admitted unless:
75.12.1 the evidence was not available at the time of the original inquiry, hearing or proceedings notwithstanding the exercise of reasonable diligence by the person seeking to introduce it;
75.12.2 the evidence is credible; and
75.12.3 the evidence is relevant.
75.13 Where the Chairman of the League Appeals Committee decides to admit the new evidence under Regulation 75.12, the appeal shall be conducted as a full re-hearing.
75.14 The League Appeals Committee shall give reasons for its decision.
75.15 Further, the League Appeals Committee may make such order in respect of:
75.15.1 the costs of the investigation; and
75.15.2 the costs of the proceedings; and
75.15.3 the costs of the League Appeals Committee as it may think fit.
75.16 The League Appeals Committee shall have the power to enquire into any costs claimed by a party and to order that such costs be assessed on an equivalent basis to detailed assessment in the High Court.
75.17 The decision of the League Appeals Committee on all matters coming before it shall be final and binding on all parties and the provisions of section 9 shall not apply to disputes of this nature.
75.18 Should the Independent Chairman for any reason be absent or unable to act a Deputy Independent Chairman shall be appointed to act in his place by agreement between The League and The Professional Footballers’ Association.
76 INDUCEMENTS AND APPROACHES
76.1 Subject to the provisions of Regulations 68 and 76.2, Clubs, Officials, Players shall not (and shall procure that their respective employees, agents or Intermediaries shall not) directly or indirectly induce or attempt to induce a Registered Player of another Club or a Premier League club to leave for any purpose whatsoever the employment of the Club with which he is registered or cease to be so registered. Any penalty imposed on a Club may include the refusal to register for the Club, guilty of the infringement, any Player whom they consider has been so induced.
76.2 Notwithstanding the provisions of Regulation 76.1, a Club shall be at liberty after the third Saturday in May in any year (or as determined by Regulations 68) and before the 1 July next following to make such an approach to a Contract Player:
76.2.1 who will become an Out of Contract Player on that 1 July; and
76.2.2 who has received no offer from his Club under Regulation 68; or
76.2.3 who has received but has declined such offer in writing.
76.3 Public statements by Clubs, Officials or Intermediaries of their interest in Registered Players of other Clubs shall be regarded as inducements within the meaning of this Regulation.
76.4 No Club shall employ a Player who is on the list of Registered Players of another Club or Premier League club or who has failed to comply with a decision of The Board, any Player Related Dispute Commission, any Disciplinary Commission or the League Appeals Committee. Infringements of this Regulation shall also be dealt with by a Disciplinary Commission who may impose any penalty they in their discretion feel necessary including refusal to register the Player.
76.5 Subject to the provisions of Regulations 68 and 76.6 a Registered Player shall not directly or indirectly communicate with or approach another Club or any Official or Player of another Club with the object of negotiating or arranging the transfer of himself or another Player to such other Club during the currency of a contract. Any infringement of this Regulation shall render the Player concerned and any Club, Official or other Player who enters into communication or negotiation shall be guilty of misconduct.
76.6 Notwithstanding the provisions of Regulation 76.5, after the third Saturday in May in any year (or as determined by Regulations 68) and before the 1 July next following, a Contract Player to whom Regulation 76.2 applies or any person on his behalf may make such an approach to a Club (or club) with a view to negotiating a contract with such Club (or club).
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NEWS... BUT NOT AS YOU KNOW IT
Can teams still sign players after the transfer window has closed?
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The January transfer window 2023 is now closed, bringing the curtain down on another dramatic month of business .
Premier League clubs had until 11pm on Tuesday to finalise their deals ahead of the second half of the season.
But will teams still be able to sign players now that the January window has slammed shut? Here is everything you need to know.
Can clubs still sign players after the transfer window has closed?
Teams in England and across Europe can still continue to negotiate with each other outside of the window.
However, players cannot be registered with their new clubs if the transfer window is closed.
In practice, this means that clubs can agree to sign a player from another side, but the new signing cannot yet register with the league they are going to and so cannot move clubs until the transfer window opens again.
The only exception is the Premier League and EFL emergency loan rule, which means that clubs can sign a goalkeeper on a loan deal outside of the window if all the keepers in their first team squad are unavailable due to injury or suspension.
Players out of contract in the summer will be able to negotiate with other clubs outside of the window, before officially joining their new team in July.
Can clubs still sign free agents after the transfer window has closed?
Players who do not have a contract with a club are known as free agents .
Free agents can sign for any team at any point in the year as they are not tied to any current club.
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What is a deal sheet?
A deal sheet is a document which confirms that negotiations have been completed and an agreement has been reached.
When a deal has been achieved with minutes left until the close of the window, it is not always possible to work through all the documentation required to finalise the transfer.
The deal sheet must be submitted within two hours of the deadline – so 9pm at the latest.
An additional two hours is then given in order for all the paperwork to be done and the transfer to be officially completed.
If a team is completing an international transfer, they still need to comply with the FIFA Transfer Matching System (TMS) deadline of midnight.
MORE : How Arsenal’s squad reacted to Mikel Arteta signing Jorginho from Chelsea
MORE : Chelsea star Marc Cucurella’s stunned reaction to being told Jorginho is joining Arsenal
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January transfer window - FAQs
- Every deal completed in the Premier League
- How much did Premier League clubs spend in January?
- When could the summer window open?
- Can clubs still sign players after the deadline?
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For Premier League clubs once last Thursday's deadline passed, they cannot loan in anyone until the window reopens in the New Year. They can loan out players to Championship clubs though such as Kristian Bielik has now joined Charlton until the end of the season. In previous years, the window has remained open after deadline to allow loans.
Loan signings could prove to be great temporary fixes. The January transfer window is usually rather quiet compared to the summer. Teams will usually look to address a weakness or two, but...
ALL loan signings in the Premier League and EFL must be made during transfer windows. It used to be the case last year that you could make some emergency loans outside of the windows, but this was scrapped after pressure from FIFA. A loan deal can be cancelled at any time in the season if both clubs concerned agree on it. More answers below
Though not all lenders offer financing for car sales between private parties, here are a few broad steps to consider to address the difficulty in transferring a loan: 1. Contact the lender In general, you'll have to close out your own loan balance. If you have the cash available to do this, great!
Summer transfer window details and loan rules explained ahead of Nottingham Forest's 2020/21 season. The Reds' Championship campaign will begin next month and they have already added to their squad.
Based on 3 documents. Loan Transfer Agreements means the proposed formal agreement in relation to the transfer of the Sale Loan based on the LFA to be entered into among the Vendor, the Company, Purchaser A and the Purchasers Parent together with the relevant agreements as contemplated by the LFA; Sample 1 Sample 2. Based on 1 documents.
The summer transfer might be shut but the wheeling and dealing will resume when the loan window opens on Wednesday. Here's all the information you need to know as clubs try to bolster their ranks ...
On that basis, a loan can simply keep that player happy until the coast is clear for a return. If the player who is out on loan then uses it as a shop window opportunity and attracts...
Players who are currently free agents can be signed at ANY time after the transfer window shuts. All loans must also be completed by the 11pm deadline on Tuesday, January 31 - 11pm.
You Get a 60-Day Grace Period After a Servicing Transfer. If you send your payment to the old servicer by mistake, the new servicer can't treat it as late if: you sent it to the old servicer within 60 days of the transfer, and. the old servicer received it on or before the due date, including any grace period. (12 C.F.R. § 1024.33.)
The winter transfer window has closed - but Football League clubs will get the chance to strengthen their squads for the run-in when the loan window opens on Tuesday. Here's all the information ...
January transfer window 2023 done deals: Complete list of every Premier League done deal as deadline passes Chelsea break English transfer record to sign Fernandez, Spurs complete deadline...
Loan Plus Obligation To Buy Transfer Window Deals. A loan with an obligation to buy is a type of football transfer window deals in which the final status of the contract is postponed to a future date determined by the parties involved but almost already sealed. Both the buying club and the selling club would have only long-term options ...
The January 2021 transfer window closed at 23:00 GMT on 1 February. Below are all the transfers - the signings and outgoings, loan or permanent - announced by Premier League clubs. All transfer fees are undisclosed unless otherwise stated. See: Transfer Deadline Day 2021 - all the deals.
Updated May 14, 2021. Reviewed by. Thomas Brock. Generally, personal loans cannot be transferred to another person because these loans are determined based on your credit score and list of ...
43.3 The Winter Transfer Window in any Season shall: 43.3.1 commence at 00:01 on 1 January; and 43.3.2 shall end on 31 January next (at a time to be determined by the Board), or at such other date and time as the Board shall determine in accordance with Regulation 43.4. 43.4 If:
Manchester United have reportedly received messages from multiple clubs interested in signing Mason Greenwood on loan. According to The Daily Telegraph 's Mike McGrath, at least two of those...
The January transfer window 2023 is now closed, bringing the curtain down on another dramatic month of business. Premier League clubs had until 11pm on Tuesday to finalise their deals ahead of...
The company does not have to ask your permission to transfer the servicing, but it does have to inform you of the transfer. The transfer of servicing should not affect you or your mortgage adversely. The original terms and conditions of your mortgage will stay the same. Your interest rate and duration of your loan will not change on fixed rate ...